High levels of debt can cripple an economy. And our cycle of property boom and bust means the most dangerous form of debt is the mortgage. John Stepek explains why.
Investing in property
Property has held up remarkably well since US sub-prime mortgages sparked the financial crisis. UK house prices, for example, have risen to record highs. But there's more to investing in property than buying a holiday home or buy-to-let.
Commercial property has become an attractive investment via, for example, real estate investment trusts (Reits) or even property crowdfunding. At MoneyWeek, you can find some of the best ways of money from investing in property.
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It'll arm you with everyone you need to become a well-informed buy-to-let investor.
|Click here to find out more|
Changes in the tax relief afforded to landlords could wipe out much of the profit from buy-to-let, and drag down house prices across the board.
High house prices are hugely damaging to our economy. But there’s no chance of either of our political parties making things better, says John Stepek.
The past year has seen a rise in the popularity of “house raffles”. But if you’re thinking of raffling yours, there are a few things you need to know first.
From the end of this month, lenders will have to take a more stringent approach to buy-to-let mortgage applications from landlords. Emma Lunn explains.
Evicting problem tenants can be a tricky business. Emma Lunn explains how landlords can go about it in the most straightforward way.
Estate agents’ fortunes can tell us a great deal about which way the housing market is going, says Dominic Frisby. And Foxtons’ share price is in freefall.