Years of ultra-low interest rates have been miserable for savers. But it may prove to be even worse for borrowers, says Ruth Jackson.
Articles written by Ruth Jackson
While a hefty student debt can be cause for concern, it’s important to remember it is a debt unlike any other, says Ruth Jackson.
A battle to get to the top of the best-buy tables has seen mortgage interest rates plummet, says Ruth Jackson. But don’t presume the option with the lowest interest rate is the cheapest deal.
The government is pushing for us all to get a smart energy meter – seven million have been fitted so far. But what do they do, and should you get one?
The Family Building Society is offering a new fixed-rate “Brexit Bond”. But it’s best to steer clear, says Ruth Jackson.
There are a number of ways to save for retirement, but for most of us a pension scheme will be the core of our planning.
Pension taxation can be a complicated area, with tax relief, the money purchase annual allowance and lifetime allowances, for example. Ruth Jackson explains it all.
The number of people living in care homes is steadily increasing, says Ruth Jackson. This can mean you end up facing some hefty bills in later life.
The highest tax-band is 45%. But as Ruth Jackson explains, there is, in fact, a secret band that’s substantially higher than that.
Flight comparison websites can find the best prices, but not always the best levels of protection, says Ruth Jackson.