Protect what matters with bespoke insurance

Your life is unique, so is standard home insurance really designed to meet your needs? NFU Mutual’s Bespoke Home Insurance is designed to be tailored to your unique circumstances.

White house surrounded by flower bed
(Image credit: Shutterstock)

Your home is likely to be the most expensive thing you’ll ever buy, and that’s before you consider the contents. Over a lifetime, we can accumulate a vast amount of items, such as furniture, works of art and jewellery, some of which will be priceless and have sentimental value. 

However, some items will have a value, which can change over time, so protecting these assets makes a lot of sense. Mark Smith, director at valuation specialists Quastel Associates, says: “About 80-90% of clients we see are incorrectly insured. The biggest problem is that people forget about boring stuff like kitchen equipment, books, curtains and carpets and clothes. It all adds up.”

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