Where did house prices rise and fall the most in 2025?

The 10 areas in the UK where house prices grew the most in 2025 have been revealed – as have the locations where prices fell by up to 8.9%.

Plymouth topped the list of housing hotspots where property values went up the most in the UK between October 2024 and October 2025, according to Lloyds Bank.

The average home value across the major port city in Devon rose from £247,579 to £278,808 – growth of 12.6%, or £31,229.

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Stafford in the West Midlands came next, with the average house price there jumping from £286,732 to £321,248 – a 12% (£34,516) increase.

Wigan was third, with the North West town’s average property price spiking by 10.5% (£23,740) from £225,822 to £249,562.

Eight out of the top 10 locations where house prices grew the most in the year to October 2025 were in middle or northern England and Scotland, according to Lloyds.

Woking, in the South East – where house prices have mostly risen only slightly or fallen over the last year – recorded average growth of 8.1% (£42,046).

Where did house prices fall the most in 2025?

The South East of England dominated the list of towns and cities where the average value of homes fell the most in the year to October 2025, Lloyds said.

Crawley topped the list, with average home values there dropping by 8.9% (£36,317) from £408,519 to £372,202.

High Wycombe was next – average house prices there fell by 7.4% (£34,994) from £471,373 to £436,379.

Brighton, also in the South East of England, was eighth on the list, with average property prices dropping from £425,129 to £404,874 – a £20,254 or 4.8% dive.

Chester in the North West, Solihull and Worcester in the West Midlands and Cardiff, Wales, also featured in the list of 10 locations where average home values went down the most.

Amanda Bryden, head of mortgages at Lloyds, said: “If you’ve got your heart set on a particular location, it’s worth taking time out to do some research and see what’s happening with prices there, as swings in value at a local level can make a big difference to how much you may need for a deposit, stamp duty or wider moving costs.”

Which UK regions saw house prices rise – and where did they fall?

While some towns and cities saw average house prices falling, London was the only region across the UK where prices fell in the 12 months to October, according to Lloyds.

The average property price in the capital fell by 0.1% (£341) from £574,855 to £574,514.

Average house values across South East England grew, but by a mere 0.8%, from £449,454 to £452,961 (£3,507). Property prices in the North East also grew by a paltry 0.8% (£1,787).

Northern Ireland, Scotland and the North West experienced the biggest jump in property prices, with respective increases of 5.8% (£13,255), 3.7% (£9,302) and 3.7% (£9,933).

Average regional home values at the end of October 2025, according to Lloyds, were highest in London, then the South East and East of England.

The average property price across the UK was £365,110.

Looking ahead to 2026, Mary-Lou Press, president of Propertymark, the trade body for estate agents, said lower inflation and falling mortgage rates could lead to house price growth across the UK.

“Although no two mortgage agreements are the same, many people will be typically around £150 better off per month when compared to only 12 months ago,” Press said.

Press added the introduction of the Planning and Infrastructure Act, which received Royal Assent on 18 December, would help the government meet its target of building 1.5 million homes across England by 2029.