Latest articles by Daniel Hilton
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How income tax is calculatedThe majority of adults in the UK pay income tax on their earnings. We explain how it works and how it is calculated.
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How to avoid the fiscal drag “stealth tax” amid ongoing income tax threshold freezeFrozen income tax thresholds are set to cost Brits hundreds or even thousands of pounds over time as more people are dragged into higher tax brackets. We look at how you can mitigate the effect of fiscal drag.
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Growth downgrade for UK as Iran war expected to boost inflation and stop interest rate cuts, says IMFThe UK will be hit harder by the Iran war than any other country in the G7, new forecasts by the IMF show, as impacts are expected to linger into 2027.
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Households to fork out up to 9% more in council tax this year – how much more will you pay?Council tax bills rose in most local authorities in England on 1 April. How much more do you face paying?
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Easy-access savings vs regular savings – where is your money better off?Regular savings accounts often have a high headline interest rate but you can typically put more into an easy-access account. We explore which gives you the best return on your money.
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Average savings by age: How much should I have in savings?We look at how much the average person has in their savings at each stage of life, and how much you should be stashing away to keep pace.
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Winter Fuel Payment eligibility rules explainedAdvice The Treasury has clarified Winter Fuel Payment eligibility rules for pensioners, especially if you earn above £35,000. Who will qualify?
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How much state pension will I get?There are several things that determine how much state pension you'll get when you reach state pension age. Here's how to work out your entitlement.
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NS&I reveals April's Premium Bonds jackpot winners – did you win?The winners of NS&I’s April Premium Bonds prize draw have been announced. Who won the £1 million jackpot?
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Premium Bonds holders wait three years on average before winning a prizePremium Bonds savers face waiting years before winning a prize, and those with lower holdings have less chance of a win.
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When is the Bed and ISA deadline? Cut-off dates for major investment platformsBed and ISA deadlines vary from provider to provider. As the tax year end looms, we list the key dates across major investment platforms.
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UK interest rates held at 3.75% as Iran war scuppers hopes of a cutThe Bank of England’s Monetary Policy Committee held UK interest rates at 3.75% as conflict in the Middle East forced the committee to delay its cutting cycle.
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Heating oil prices more than double after Iran war – what support can you get?The price of heating oil, used by some in rural areas to warm their homes, has surged following conflict in the Middle East.
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What is Bed and ISA and how can it help shield you from tax?A Bed and ISA transaction is a great way to protect your investment returns from the taxman. With the new tax year in April approaching, should you complete a transfer now?
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ONS reshuffles the inflation basket of goods – what are we buying and what have we ditched?Houmous and alcohol-free beer are in, premium bottled lager is out. Here's what the ONS has set as its latest inflation shopping basket.
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Revolut secures full UK banking license – what does it mean for customers?Revolut is now an official UK bank, following a four-year struggle to get regulatory approval. What will the move mean for customers, and is Revolut a good home for your cash?
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What is the 60% tax trap?Features If you're a high earner - or about to become one - you may fall into the 60% tax trap. But what is it and how can you avoid it?
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Are Premium Bonds worth it? Two-thirds of holders have never won a prizeNS&I’s Premium Bonds are popular thanks to the allure of winning in their monthly prize draw, but are they worth it?
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Brits leaving billions languishing in low interest accounts – are you missing out on hundreds of pounds?The average Brit is leaving £4,300 static in their current account, missing out on potentially hundreds in interest payments, new research has revealed.
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How to pay in a chequeReceiving or writing a cheque has become much less common in recent years as instant bank transfers have grown in popularity. Amid widespread bank branch closures, we explain what to do if you get a cheque, and how you can pay one into your bank account.
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The pros and cons of smart meters: Are they any good?Smart meters can help you track and budget your energy usage. We compare them to regular meters and consider whether it’s worth getting one.
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NS&I cuts Premium Bonds prize fund rate and reduces chances of winning – are they still worth it?Premium Bonds are set to become a much less competitive savings product as the estimated returns and chances of winning will be slashed from April.
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Investment platforms offering measly interest rates on cash holdings – is your cash working hard enough?The interest rate on cash you hold within an investment account can be as low as 0.75%. We look at the worst cash rates on the market, and what you should do with your cash instead.
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How should a good Catholic invest? Like the Vatican’s new stock index, it seemsThe Vatican Bank has launched its first-ever stock index, championing companies that align with “Catholic principles”. But how well would it perform?
