Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Pensioners ‘running down larger pots’ to avoid inheritance tax as rule change looms
Changes to inheritance tax (IHT) rules for unused pension pots from April 2027 could trigger an ‘exodus of large defined contribution pension pots’, as retirees spend their savings rather than leave their loved ones with an IHT bill.
By Laura Miller Published
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Best regular savings accounts – get up to 7.5%
Savings The top regular savings accounts pay as much as 7.5%. If you’re looking to stash small amounts away each month, we list the accounts worth looking at
By Oojal Dhanjal Last updated
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The best one-year fixed savings accounts – earn up to 4.25%
Savings One-year fixed savings accounts are offering inflation-beating rates of up to 4.25%. We've rounded up the best deals available on the market now
By Oojal Dhanjal Last updated
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Best easy-access savings accounts – earn up to 4.55%
Savings Easy-access savings accounts are offering inflation-busting rates of up to 4.55%, but they won't last for long. We look at the best rates on the market now
By Oojal Dhanjal Last updated
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Iran conflict: What are your rights if you’ve got travel insurance?
US involvement in Iran and the consequent fallout across the Middle East has caused chaos to many people’s travel plans – we reveal your rights if you’re impacted.
By Sam Walker Published
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Gender pensions gap widens – how women can boost their pension
Women are making do, on average, with just two thirds of the pension of a man, according to new analysis, as time out for caring exacerbates the gender pay gap and further widens the gender pension gap. We look at five ways women can boost their pension.
By Laura Miller Last updated
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Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a year
Thousands of eligible households are still failing to apply for Pension Credit. We explain who qualifies for Pension Credit and how to apply
By Ruth Emery Last updated
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Are Premium Bonds worth it? Two-thirds of holders have never won a prize
NS&I’s Premium Bonds are popular thanks to the allure of winning in their monthly prize draw, but are they worth it?
By Daniel Hilton Last updated
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Millions of Premium Bonds prizes are still unclaimed. Could some be yours?
Millions of pounds are sitting idle in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out.
By Daniel Hilton Last updated
