Two P2P lenders with tempting rates

David C Stevenson looks at two P2P lenders who warrant attention from investors in search of a decent yield.

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Cornwall's Folk2Folk is expanding across the southwest
(Image credit: allou)

Over the last few years the top three peer-to-peer (P2P) lending platforms Zopa, Funding Circle and Ratesetter have grabbed the limelight. They've dominated the news headlines and captured a disproportionately large share of the money coming into the sector. But there are some very worthy second-tier players who warrant attention, especially from the more experienced investor in search of a decent yield. Two in particular stand out: Assetz Capital and Folk2Folk.

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David C. Stevenson
Contributor

David Stevenson has been writing the Financial Times Adventurous Investor column for nearly 15 years and is also a regular columnist for Citywire. He writes his own widely read Adventurous Investor SubStack newsletter at davidstevenson.substack.com

David has also had a successful career as a media entrepreneur setting up the big European fintech news and event outfit www.altfi.com as well as www.etfstream.com in the asset management space. 

Before that, he was a founding partner in the Rocket Science Group, a successful corporate comms business. 

David has also written a number of books on investing, funds, ETFs, and stock picking and is currently a non-executive director on a number of stockmarket-listed funds including Gresham House Energy Storage and the Aurora Investment Trust. 

In what remains of his spare time he is a presiding justice on the Southampton magistrates bench.