How to insure your horse

If your horse is involved in an accident, it could end up being very expensive. Ruth Jackson looks at how to get cover.

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Specialist cover is imperative
(Image credit: ROMAOSLO)

The results of a court case last year should have been followed by horse owners across the country. Ashleigh Harris successfully sued her ex-boyfriend's mother, Rachel Miller, for £3m in compensation to cover Harris's lifetime of care after she was thrown from Miller's horse and paralysed. The case highlights the importance of making sure you have the right insurance if you own a horse. Miller didn't, and so she is sadly now personally liable for the bulk of the compensation payment.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.