The best two-year fixed-rate mortgage deals

Are the days of the ultra-cheap mortgage numbered? With the Bank of England looking ever more likely to start raising interest rates from the "emergency" lows they've been at for the past six years or so, they might be.

According to the Daily Mail, lenders including Barclays, Santander and Yorkshire Building Society have all "moved to increase rates and pulled cheap deals". Barclays has bumped the rate on its cheapest ten-year fix up from 2.99% to 3.25%, for example, while it's withdrawn its 1.59% two-year fix altogether. Meanwhile, the British Bankers' Association reports a surge in the number of people remortgaging the number of approvals of loans for remortgaging was up by 20% in the year to June.

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But with the economy in the UK looking relatively healthy,the Bank is likely to raise rates more than once (if only so there's room to cut them again when the hard times inevitably roll around again), then now might be a good time to review your mortgage deal. We look at some of the best remaining two-year offers below.

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Fixed rate	Post Office Money	Fixed	1.05% (then 4.49%)	Until 30/09/2017	60%	Yes
First-time buyer	The Co-operative Bank	Fixed	2.46% (then 4.74%)	Until 31/08/2017	90%	Yes
Fees free	Post Office Money	Fixed	1.65% (then 4.49%)	Until 30/09/2017	60%	No
Tracker	Chelsea Building Society	Tracker	0.98% (then 5.45%)	Until 31/07/2017	65%	Yes

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