Brand new beach villas for under £20,000

Wouldn't it be nice to live by a sandy beach, with blue skies and warm temperatures? And what if it cost you next to nothing and made you money? We reveal where to find the 'Holy Grail' of overseas property.

Following another week of dreary British weather, most of us would rather open our front door to white, sandy beaches, blue skies and welcoming temperatures.

If the home you're stepping out of cost you next to nothing and is making you money, then so much the better. But all those things in one place would be the Holy Grail of overseas property investment surely it can't exist?

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.