Five ways to cut the cost of overseas spending

Whilst many of us will spend hours searching the internet for the best holiday deal, just as many will neglect to find the best source for their holiday cash. Ruth Jackson reveals how to avoid paying over the odds.

With the summer holiday season almost here, many of us will sit up into the small hours scouring the internet for the best holiday deal. Pity just as many of us will forget to be frugal when it comes to sourcing holiday cash. And, regardless of whether you choose to use cash or plastic when you are on holiday, that means you'll pay over the odds for that sunset cocktail.

Pick your plastic carefully

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.