Why everyone should have an Isa

In the last few years, trying to build, or even just protect, wealth has not been easy, as high inflation and low interest rates meean the real (after inflation) value of your wealth is eroded. But that’s even more reason to put as much money as you can into an Isa, says James McKeigue.

If you've visited a bank or a financial website recently, or just switched on a TV, you'll have noticed that it's individual savings account (Isa) season again. The end of the tax year is here and banks and brokers are all trying to convince you that they've got the best Isa.

But don't be fooled when it comes to picking the right deal, you really have to make sure you've compared all the options and read the fine print. That's why we write this guide every year. We've gone through the details for you and unearthed the investment options that should get the most from your Isa allowance.

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James McKeigue

James graduated from Keele University with a BA (Hons) in English literature and history, and has a certificate in journalism from the NCTJ. James has worked as a freelance journalist in various Latin American countries.He also had a spell at ITV, as welll as wring for Television Business International and covering the European equity markets for the Forbes.com London bureau. James has travelled extensively in emerging markets, reporting for international energy magazines such as Oil and Gas Investor, and institutional publications such as the Commonwealth Business Environment Report. He is currently the managing editor of LatAm INVESTOR, the UK's only Latin American finance magazine.