Shares or spread bets – which is best?

Share trading and spread betting are two very different disciplines. To help you decide whether you want to go from one to the other, here are three key questions to ask yourself.

The most important question to answer before you follow the growing band of investors moving into spread betting is is it for me?

Don't just sign up because you've seen a sexy advert for spread betting, or because you've heard about the big profits that some people are able to make. Sign up because it suits your style and you think you could make some money.

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Tim graduated with a history degree from Cambridge University in 1989 and, after a year of travelling, joined the financial services firm Ernst and Young in 1990, qualifying as a chartered accountant in 1994.

He then moved into financial markets training, designing and running a variety of courses at graduate level and beyond for a range of organisations including the Securities and Investment Institute and UBS. He joined MoneyWeek in 2007.