Four of America’s best beach hotels

From an exclusive hang-out for the ultra-rich to a tropical paradise in Hawaii, Ruth Jackson reports on four of America's most stylish hotels.

One for the ultra-rich

St Regis Bal Harbour, at the top end of Miami beach in Florida, attracts "the ultra-rich Russian oligarchs, Saudi princes, Wall Street bankers and their families, and Ab Fab'-style shopaholics", says Lucie Young in The Daily Telegraph. The hotel "oozes money think enormous crystal chandeliers, glass walls, high ceilings conjuring up a modern take on art deco opulence and the days of grand old hotels. You'll have to dress up not to be outclassed by the decor."

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.