Have you insured yourself against the coming crisis?

One of the more important questions for investors is where interest rates may go in the future, and how to insure against any adverse movements. Bengt Saelensminde stresses the importance of a diversified portfolio in protecting your wealth.

Interest rates are crucial in determining what happens to your investments. If rates rise, it'll unleash downward forces on everything from property to shares and bonds. And you need to be prepared for that.

Last week I discussed the merits of the Co-operative 5.5555% perpetual bond as an insurance against such a fallout. And since then the subject of whether this bond is good insurance has been raging.

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MoneyWeek is written by a team of experienced and award-winning journalists, plus expert columnists. As well as daily digital news and features, MoneyWeek also publishes a weekly magazine, covering investing and personal finance. From share tips, pensions, gold to practical investment tips - we provide a round-up to help you make money and keep it.