Fund managers should remember that they are responsible for the finances not of financial advisers and pension funds, but of ordinary people.
Transferring money to someone else’s bank account by mistake is easily done, says Merryn Somerset Webb. But it’s a lot harder to fix.
The new individual savings account is a great way to shield your investments from tax, says David Thornton. There really is no excuse not to have one.
Following the Bank of England’s ‘forecasts’ is, at best, pointless, says Bengt Saelensminde. But it can also be very damaging to your wealth.
The Isa’s new incarnation, the Nisa, is a big improvement. Used wisely, it will shield even more of your money from the taxman. Ed Bowsher explains why and what you should put in it.
Merryn Somerset Webb looks at the pros and cons of the ‘New Isa’, the bigger, better version of the tax-efficient savings wrapper that most of us know and love.
From 1 July, the tax-free individual savings account gets a major overhaul. John Stepek explains what the changes are, and how they will affect you.
Tesco Bank, the supermarket giant’s banking arm, has launched its first current account, giving customers 3% interest on balances up to £3,000.
For the first time in years, savers can now get the better of inflation. Here’s a round-up of the current accounts offering the best rates.
David Thornton runs through the new Isa rules, and tell you how he thinks you should approach investing in a tax-free ‘wrapper’.
Sipps offer more generous tax breaks overall, but Isas are more flexible. So, which is better? Cris Sholto Heaton investigates.
Trying to stay one step ahead of the financial industry is a losing battle, says Bengt Saelensminde. It’s time for a novel approach.
Investing solely for tax purposes can end up costing you dearly, says Merryn Somerset Webb.
The times when savers could easily get more than 5% in a cash Isa are long gone. So keeping an eye on the top deals and switching accounts as necessary is critical. Here’s how to make the best of a bad situation.
Picking an Isa to hold your funds can be simple if you go about it the right way. There are dozens of platforms, but only a handful will offer the best deal.