I wish I knew what the lifetime allowance was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what the lifetime allowance was, but I’m too embarrassed to ask

If you have been saving into your pension for some time now you may have heard the term "lifetime allowance". Here's what that means.
20 Jul 2021
I wish I knew what EBITDA was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what EBITDA was, but I’m too embarrassed to ask

If you read the business pages for any length of time, you’re likely to come across a rather clunky acronym: Ebitda. What does it mean?
13 Jul 2021
I wish I knew what options were, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what options were, but I’m too embarrassed to ask

Rather than buy shares in a company, traders who want to profit from short-term moves in the market often prefer to use financial tools such as option…
6 Jul 2021
I wish I knew what a zombie company was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what a zombie company was, but I’m too embarrassed to ask

A low interest-rate environment enables companies to reduce their interest payments, but it can also create "zombie companies". But what is a zombie c…
29 Jun 2021
I wish I knew what private equity was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what private equity was, but I’m too embarrassed to ask

Private equity investors have a mixed reputation – they’re either hands-on “turnaround” experts or rapacious asset strippers. But what exactly is priv…
22 Jun 2021
I wish I knew what a sovereign bond was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what a sovereign bond was, but I’m too embarrassed to ask

Government spending is funded in two ways – taxation and borrowing. When a government borrows money, it issues an IOU called a sovereign bond.
15 Jun 2021
I wish I knew what passive investing was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what passive investing was, but I’m too embarrassed to ask

Passive investing is when you buy a fund that aims to track the performance of a particular index. Here's how it works.
8 Jun 2021
I wish I knew what a commodity supercycle was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what a commodity supercycle was, but I’m too embarrassed to ask

A commodity supercycle may sound complicated, but it is a simply a prolonged period of rising prices for raw materials. Here is what it is and how it …
31 May 2021
I wish I knew what gearing was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what gearing was, but I’m too embarrassed to ask

Gearing might sound complicated, but it is a simple concept that is very important in investing. Here’s what it is and how it works.
25 May 2021
I wish I knew what pound-cost averaging was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what pound-cost averaging was, but I’m too embarrassed to ask

“Pound-cost averaging” might sound complicated, but it simply means investing into the market at regular intervals. Here's how it works.
18 May 2021
I wish I knew what hyperinflation was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what hyperinflation was, but I’m too embarrassed to ask

Mention hyperinflation and many of us will think of wheelbarrows full of cash in Weimar Germany. Or, more recently, Zimbabwe or Venezuela. But what ex…
11 May 2021
I wish I knew what a central bank digital currency was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what a central bank digital currency was, but I’m too embarrassed to ask

Governments around the world are considering creating their own digital currencies. But what are they and how do they compare to cryptocurrencies such…
4 May 2021
Too embarrassed to ask: what is a Ponzi scheme?
Too embarrassed to ask

Too embarrassed to ask: what is a Ponzi scheme?

Probably the best-known type of financial fraud is the Ponzi scheme. Here’s how it works.
27 Apr 2021
I wish I knew what dogecoin was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what dogecoin was, but I’m too embarrassed to ask

In the first four months of 2021, the value of cryptocurrency dogecoin shot up by around 9,000%. But what is dogecoin and why has it gone up so much?
20 Apr 2021
Too embarrassed to ask: what’s the difference between producer price inflation and consumer price inflation?
Too embarrassed to ask

Too embarrassed to ask: what’s the difference between producer price inflation and consumer price inflation?

Two of the most important indicators for the economy are “producer price inflation” and “consumer price inflation”. But what are they and what do they…
13 Apr 2021
Too embarrassed to ask: what is an ETF?
Too embarrassed to ask

Too embarrassed to ask: what is an ETF?

Many investors use ETFs, or exchange-traded funds, as part of a passive investment strategy. But what exactly is an ETF?
1 Apr 2021
Too embarrassed to ask: what is a margin call?
Too embarrassed to ask

Too embarrassed to ask: what is a margin call?

If you borrow money to invest and it all goes wrong, you could face a “margin call” from your creditors. But what exactly does that mean?
30 Mar 2021
To embarrassed to ask: what are voting rights?
Too embarrassed to ask

To embarrassed to ask: what are voting rights?

When you buy shares in a company, they entitle you to a proportion of the profits via dividends. As well as that they usually – but not always – come …
23 Mar 2021
I wish I knew what a 60/40 portfolio was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what a 60/40 portfolio was, but I’m too embarrassed to ask

If you’ve ever spoken to a financial adviser or read an investment magazine, you may have heard the term “60/40 portfolio”. But what exactly is a 60/…
16 Mar 2021
Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?
Too embarrassed to ask

Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?

Broadly speaking, there are two types of pension schemes – defined contributions and defined benefits. But what's the difference between them?
9 Mar 2021
Too embarrassed to ask: what is fiscal drag?
Too embarrassed to ask

Too embarrassed to ask: what is fiscal drag?

How can politicians raise more tax revenue, without damaging their political popularity too badly? One way is by using “fiscal drag”. Here's what that…
2 Mar 2021
Too embarrassed to ask: what is technical analysis?
Too embarrassed to ask

Too embarrassed to ask: what is technical analysis?

Some investors don’t rely on a market or company’s fundamentals when assessing whether to buy or sell. They use “technical analysis” or “charting” ins…
23 Feb 2021
Too embarrassed to ask: what is the difference between monetary policy and fiscal policy?
Too embarrassed to ask

Too embarrassed to ask: what is the difference between monetary policy and fiscal policy?

Governments and central banks have two main tools for influencing a country's economic growth: monetary policy and fiscal policy. But what are they, w…
16 Feb 2021
Too embarrassed to ask: what is a hedge fund?
Too embarrassed to ask

Too embarrassed to ask: what is a hedge fund?

Hedge funds are often portrayed as shadowy institutions pulling the strings of the financial markets. But in reality, they are just like any other inv…
9 Feb 2021