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The cheapest way to borrow money in an emergency
Tips Payday lenders may be convenient, but the interest they charge can be extremely high. If you're not desperate for the money, it's an insane way to borrow, says Merryn Somerset Webb. Here, she explains how you can borrow just as conveniently for much less - or even nothing at all.
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The best credit card for you
Features Competition is hotting up in the market for credit cards. And with several decent balance-transfer deals out there, that's good news for anyone with small debts they want to pay off, says Ruth Jackson. Here, she looks at the best credit card deals around at the moment.
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How the new credit card rules affect you
Features At long last, the government is to introduce new guidelines to tackle some of the unfair practices used by credit card companies. Ruth Jackson explains the new rules, what they mean for you, and how you can gain more control over your credit.
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The best consumer loyalty reward schemes
Tips Barclaycard's new credit-card reward scheme will "revolutionise" the cashback market, say some campaigners. But does it offer the best deal? Ruth Jackson looks at how it compares to the rest of the market.
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Three ways to get free money
Tips It's long been said that there is no such thing as a free lunch. But there is such a thing as free money. By using cashback websites or a cashback credit card, or just switching your current account, you can make hundreds of pounds of extra cash. Ruth Jackson explains how.
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The best ways to pay for Christmas
Features For many of us, Christmas is bought on credit. But it shouldn't leave you drowning in debt. Ruth Jackson explains how to get through the festive season with your finances still under control, why you should avoid store cards, and when it makes sense to use a credit card even if you don't need credit.
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Don't be bullied by credit card companies
Features Credit card companies are using people's fear of a bad credit rating to sell products. But don't let them bully you. Ruth Jackson explains how your credit report works, where to get a copy of it for free, and three simple ways to improve your credit rating.
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The best credit-card deals
Features Getting a good deal on a credit card is becoming ever more difficult as banks continue to tighten their lending criteria. So what are the best credit card deals around at the moment? Ruth Jackson investigates.
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Why 0% credit cards cost you money
Features When it comes to credit cards, many borrowers chase the longest 0% balance transfer deals available. But these aren’t necessarily the best deals for everyone. Ruth Jackson explains why, and points you to the cheapest cards on the market at the moment.
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