Smartphone banking: the best app-based bank accounts

App-based banks are convenient, come with features that help you budget and make banking easy. What are the best app-based accounts available now?

Starling, Monzo and Revolut bank cards
Digital banks have become very popular
(Image credit: © Alamy)

Challenger banks, also known as digital or app-based banks, have been disrupting the banking industry for some years now. But for users, they provide tools and services that standard high street banks are yet to develop.

They've also become popular with savers, often offering better rates than traditional high street banks. Whether you're looking for the best savings account or a new current account, more of us are shifting to digital banking as the challenger banks continue to grow in popularity.

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Nic studied for a BA in journalism at Cardiff University, and has an MA in magazine journalism from City University. She has previously worked for MoneyWeek.