Beware these cons and scams this Christmas

Ruth Jackson-Kirby outlines some of the worst new scams to watch out for this year

Christmas credit card shopping
Your bank or HMRC will never call you asking for private information
(Image credit: © iStockphoto)

No-one loves a crisis quite like a conman. The scammers have been out in force this year. In 2019, criminals stole more than £1.2bn through scams and fraud, according to UK Finance. This year the figure will be far higher. Scams have soared as criminals take advantage of rising online shopping and more people using internet banking than ever before.

With millions of us being forced to do our Christmas shopping online this year, fraudsters are targeting the festive deliveries. Scam texts and emails pretending to be from DPD or Royal Mail, saying they have been unable to deliver an item, have proliferated.“They feature a link to a website where the receiver is asked to input their bank card details to pay ‘extra’ postage costs and told [that] if they do nothing their item will be returned to the sender,” says Miles Brignall in The Guardian.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.