The most underrated places to buy a home in the UK

House prices tend to be sky-high in some of the most desirable parts of the UK. We look at ten underrated areas which boast great amenities without an outsized price tag.

Photo of Horsforth
(Image credit: mtreasure via Getty Images)

House prices have continued to rise so far in 2025, with the average home costing 0.5% more in May than it did in April, and 3.5% more than it did a year ago, according to Nationwide.

This means the average UK property now costs £273,427 and, naturally, house prices dip below this in some areas and are significantly higher in the most expensive places in the country.

However, new data suggests there are a number of underrated towns where you can get more bang for your buck when buying a house.

Subscribe to MoneyWeek

Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE

Get 6 issues free
https://cdn.mos.cms.futurecdn.net/flexiimages/mw70aro6gl1676370748.jpg

Sign up to Money Morning

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Sign up

By analysing affordability, commuting convenience, crime rates, school ratings, quality of life and local amenities, SellHouseFast drew up a list of UK commuter towns where average house prices were below what you would expect.

The most underrated towns in Britain

Horsforth in West Yorkshire is the most underrated town in the UK, according to SellHouseFast.

Horsforth is a 29 minute drive from Leeds, its hub city, or 26 minutes by train, making it perfect for commuters who need quick access to Yorkshire’s largest city. Some 74% of the schools within five miles of the town are either good or outstanding.

As for amenities, there are 22 coffee shops, 65 bars and pubs, and 141 restaurants within five miles of the town, and plenty more when you venture into the city of Leeds.

The average price of a house in this town is £328,259, just over £50,000 more than the UK average, but notably lower than many other parts of Leeds like Roundhay (£435,245) and Bramhope (£537,503).

The second-most underrated area of the UK is Rowley Regis, a suburb of Birmingham in the borough of Sandwell.

It lies a short 21 minute train journey from Birmingham, making it easy to commute for work in the UK’s second-largest city. If you would rather drive, the commute time doubles to around 42 minutes.

The town boasts 43 coffee shops, 114 bars and pubs, and 103 restaurants within five miles of it, while 90% of schools there are rated either good or outstanding by Ofsted.

Homes in Rowley Regis cost far below the UK average, with the typical house in the town costing just £206,009, more than £67,000 less than the country-wide average.

The third-most underrated area of the UK is also a suburb of Birmingham – Sutton Coldfield. This town lies just 33 minutes away from the city by car, and only 24 minutes away by train.

If you plan on raising children in the area, then good and outstanding schools are in no short supply, while the town is also home to many local amenities to visit on the weekends.

Just a short walk from Sutton Coldfield’s city centre is the large and beautiful green space of Sutton Park, one of the UK’s largest urban parks with lakes, marshland, ancient woodlands, and even a golf course.

Typical homes in the town cost well above the UK average, lying at £394,443, but SellHouseFast reckons the town’s great transport links, local amenities, schools, and low crime make it underrated.

A full list of the UK’s ten most underrated towns can be found below:

Swipe to scroll horizontally

Rank

Town

Hub city

Car approx. commute time (mins)

Train approx. commute time (mins)

Average house price

Crime risk score /1,000

Good/ Outstanding schools within five miles

Overall score /10

1

Horsforth

Leeds

29

26

£328,259

556

74%

7.05

2

Rowley Regis

Birmingham

41.5

21

£206,009

620

90%

6.96

3

Sutton Coldfield

Birmingham

33.5

24

£394,443

475

72%

6.39

4

Chesterfield

Sheffield

40.5

12

£212,576

626

64%

6.29

5

Dronfield

Sheffield

29

10

£273,863

394

66%

6.19

6

Kenilworth

Birmingham

47.5

100

£449,304

379

70%

6.12

7

Hitchin

London

115

34

£488,466

478

83%

5.97

8

Newton-le-Willows

Manchester

55

20

£217,662

622

72%

5.73

9

Ware

London

110

48

£418,336

501

73%

5.50

10

Mossley

Manchester

55

17

£200,244

N/A

62%

5.39

Source: SellHouseFast

The UK’s cheapest underrated areas

While many of the most underrated areas in the UK have below-average house prices, one town has homes that cost around 27% less than the UK average while still boasting many local amenities, short commutes, and good schools.

Mossley, a town in the North West, is the tenth-most underrated area of the UK according to SellHouseFast.

Transport connections to Manchester are excellent in this town – it’s a 17 minute train ride away from the largest city in the north.

Commuters are best advised to get into Manchester by train, though, as driving into the city will take you around one hour.

Mossley has a combined 88 coffee shops, bars and pubs, and restaurants within five miles, and countless more are a short distance away in Manchester, one of the most vibrant cities in the UK.

The average home in Mossley will only set you back £200,244, more than £73,000 less than the UK average.

Though a little more expensive than Mossley, another commuter town near Manchester is also an underrated area of the UK with low house prices.

Newton-le-Willows is a market town and a borough of St. Helens, situated between the North West’s two largest cities – Manchester and Liverpool.

For a worker in Manchester, it will only take around 20 minutes to get a train to the city centre, or you can drive there in 55 minutes.

Meanwhile, Newton-le-Willows residents will only have to travel 17 minutes by train to get to Liverpool, or drive for around an hour.

The local amenities of Newton-le-Willows are good too. There are 14 coffee shops, 44 bars and pubs, and 44 restaurants within five miles of the town, while 72% of schools there are rated either good or outstanding by Ofsted.

The typical home in the town will only set you back £217,662, far lower than the UK average.

Daniel is a digital journalist at Moneyweek and enjoys writing about personal finance, economics, and politics. He previously worked at The Economist in their Audience team.

Daniel studied History at Emmanuel College, Cambridge and specialised in the history of political thought. In his free time, he likes reading, listening to music, and cooking overambitious meals.