Naomi Caine

When stockmarkets start to look rocky, banks waste no time in touting schemes that offer protection from market falls - such as guaranteed equity bond…

Fixed-rate bonds are offering better deals than variable-rate for the first time in over a year. We look at the best deals around.

Even if your holiday was ruined by the airport chaos sparked by the terrorist threat, you probably won't be covered by your travel insurance. Plus - w…

As British Gas and EDF Energy announce a forthcoming hike in gas and electricity prices, stay snug without being out of pocket by switching your suppl…

More and more insurers, stockbrokers and IFAs are offering Sipps. So what are the benefits for your retirement provision?

The freedom to draw a retirement income from investments held in an Alternatively Secured Pension was hard won, but the Government now looks set to tu…

If you or a relative need to be taken into long-term care, the chances are you’ll have to foot the bill yourself, says Naomi Caine. So it’s wise to ch…

Each year banks fight it out to get students to open an account with them, offering free gifts like iPods to tempt them in. But freshers should ignor…

Banks and lenders may compete for your business, but they'll find ways to hit you hard if you go into the red. That's way it pays to read the fine pri…

Holiday currency charges are a licence for banks to print money. But shopping around for cash and cards before you go can save you a small fortune.

It's not just novices and the gullible who are falling victim to financial scams - experienced investors are losing money too. Also, the government's …

Current legislation means that marriage is increasingly a financial rather than a moral judgement. But new law to protect cohabiting couples is still…

A number of credit card firms have cut their penalty charges following a ruling from the OFT - but there's a catch.

Using your mobile phone abroad should become cheaper in the next 12 months. That's because operators are under pressure from the EU to slash roaming c…

Beware of the fraudsters who stage car crashes in order to submit bogus insurance claims.

Pensioners are to face a new stealth tax. They will now have to pay tax on contributions to PMI offered as part of their retirement package.

Offshore accounts have long been a tidy way of tucking earnings out of sight of the taxman. But not any more.

The pensions system is a mess. Instead of sending advisers to explain the complex pension credits system, the government should bring back a decent s…

If you were missold an endowment policy, you could be entitled to claim compensation, but only if you act quickly.