Will travel insurance cover terror delays?

Even if your holiday was ruined by the airport chaos sparked by the terrorist threat, you probably won't be covered by your travel insurance. Plus - whay chip and pin hasn't prevented card fraud, and the scandal of payment protection insurance.

The recent terror alerts that sparked chaos at airports across the country not only disrupted travel plans, but also affected insurance claims. Regardless of how badly delayed you were, the majority of insurance policies will not cover acts of terrorism.

Most airlines whose flights had to be cancelled following the security alert pledged to offer stranded passengers refunds or alternative flights, says Jessica Bown in The Sunday Times.

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Naomi is a money expert and personal finance journalist with more than 20 years of experience in the industry. In her time she has written for The Times, Herald Scotland and MoneyWeek, and Naomi is currently at MoneySuperMarket as a money expert. Naomi shared her expertise on personal finance topics from travel insurance to the best savings accounts on MoneyWeek.