Innovative Finance Isas available to invest in now
Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.
Innovative Finance Isas have been around since April 2016, but are only just becoming widely available. But there are now plenty of options you can invest in the usual P2P loans to individuals or businesses and lend money to fund commercial or buy-to-let properties, community energy projects, invoice financing (providing working capital to small businesses), or even prodiving off-grid solar power in Africa. See below for a comprehensive list of IFIsas available to invest in now.
| Innovative Finance Isas | ||||
| Provider | Expected return | Term | Min investment | Notes |
| Ablrate | 10%-15% | Variable | £100 | Asset-backed business loans |
| Abundance Investments | Up 8% | Variable | Renewable energy | |
| Amberside | 5% | Variable | £100 | Energy and infrastructure |
| Archover | "up to"10% | Up to 3 years | £1,000 | Business loans |
| Assetz Capital | 4.1%-5.75% | Variable | £1 | Various |
| Capitalrise | 8-10% | £1,000 | Property | |
| Crowd For Angels | 4% | 5 years | SME bonds | |
| Crowd2Fund | 6-15% | 1-5 years | SME loans | |
| CrowdProperty | 8% | £500 | Property | |
| Crowdstacker | 4-7.25% | 2-4 years | £500 | Business loans |
| Downing | 2.25-7% | Variable | Asset backed bonds | |
| EasyMoney | 8% | 3-24 months | £1,000 | Property |
| Funding Circle | 4-6.5% | £1,000 | Business loans - Open to current investors only | |
| Funding Secure | up to 16% | £25 | Subprime asset-backed lending | |
| HNW Lending | Not stated | Asset-backed lending to individuals and businesses | ||
| House Crowd | 5-7% | Min 3 years | £1,000 | Property |
| Kuflink | 5-7% | 1, 3 or 5 yrs | Property | |
| LandlordInvest | 12% | £100 | Property | |
| Lendahand | up to 7% | 2 years | £50 | Projects in developing Africa |
| Lending Crowd | 4.9-5.95% | Up to 6 years | £20 | SME loans |
| Lending Works | 5.4% | 3-5 years | Personal loans | |
| Money & Co | 7% | Business loans | ||
| Octopus Choice | 4% | Varible | Property | |
| Property Crowd | up to 11% | 10-15 mths | Commerical property | |
| Proplend | 5-12% | Commercial property | ||
| Ratesetter | Up to 4% | Up to 5 years | Business loans | |
| Rebuildingsociety | 8%+ | £10 | SME loans. 5% early withdrawal fee | |
| Relendex | Up to 11% | Property | ||
| Triodos Bank | 5-7% | 6-17 years | £100-£500 | Renewable energy and ethical businesses |
| Welendus | up to15% | £100 | Personal loans | |
| Zopa | 3.4%-6% | Personal loans | ||