Advertisement

Innovative Finance Isas available to invest in now

Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.

Innovative Finance Isas have been around since April 2016, but are only just becoming widely available. But there are now plenty of options you can invest in the usual P2P loans to individuals or businesses and lend money to fund commercial or buy-to-let properties, community energy projects, invoice financing (providing working capital to small businesses), or even prodiving off-grid solar power in Africa. See below for a comprehensive list of IFIsas available to invest in now.

Innovative Finance Isas
ProviderExpected returnTermMin investmentNotes
Ablrate10%-15%Variable£100Asset-backed business loans
Abundance InvestmentsUp 8%Variable Renewable energy
Amberside5%Variable£100Energy and infrastructure
Archover"up to"10%Up to 3 years£1,000Business loans
Assetz Capital4.1%-5.75%Variable£1Various
Capitalrise8-10% £1,000Property
Crowd For Angels4%5 years SME bonds
Crowd2Fund6-15%1-5 years SME loans
CrowdProperty8% £500Property
Crowdstacker4-7.25%2-4 years£500Business loans
Downing2.25-7%Variable Asset backed bonds
EasyMoney8%3-24 months£1,000Property
Funding Circle4-6.5% £1,000Business loans - Open to current investors only
Funding Secureup to 16% £25Subprime asset-backed lending
HNW LendingNot stated  Asset-backed lending to individuals and businesses
House Crowd5-7%Min 3 years£1,000Property
Kuflink5-7%1, 3 or 5 yrs Property
LandlordInvest12% £100Property
Lendahandup to 7%2 years£50Projects in developing Africa
Lending Crowd4.9-5.95%Up to 6 years£20SME loans
Lending Works5.4%3-5 years Personal loans
Money & Co7%  Business loans
Octopus Choice4%Varible Property
Property Crowdup to 11%10-15 mths Commerical property
Proplend5-12%  Commercial property
RatesetterUp to 4%Up to 5 years Business loans
Rebuildingsociety8%+ £10SME loans. 5% early withdrawal fee
RelendexUp to 11%  Property
Triodos Bank5-7%6-17 years£100-£500Renewable energy and ethical businesses
Welendusup to15% £100Personal loans
Zopa3.4%-6%  Personal loans
Advertisement
Advertisement

Recommended

Market crash exposes the risks in P2P lending sites
Alternative finance

Market crash exposes the risks in P2P lending sites

The increased risk that goes with the supercharged returns from P2P lending is coming to the fore.
24 Apr 2020
The juicy yields on offer in European fintech
Alternative finance

The juicy yields on offer in European fintech

With interest rates still at historic lows, income seekers should consider looking beyond traditional asset classes. Here are three ideas.
9 Mar 2020
Whatever happened to blockchain?
Alternative finance

Whatever happened to blockchain?

Not long ago investors were getting hyped up about blockchain. Then they dropped it. But they should take another look, says Ben Judge.
2 Jan 2020
Don’t give up on P2P lending
Alternative finance

Don’t give up on P2P lending

The P2P lending sector has had a torrid year and the rules are being tightened. But it’s hardly game over, says David Stevenson.
24 Dec 2019

Most Popular

OBR: UK house prices could fall by 12% next year
House prices

OBR: UK house prices could fall by 12% next year

The Office for Budget Responsibility says UK house prices could fall by as much as 12% next year. John Stepek looks at how likely that is.
14 Jul 2020
Three ideas for Lloyds Bank's new boss
UK stockmarkets

Three ideas for Lloyds Bank's new boss

The Black Horse needs whipping into shape. A change at the top provides a great opportunity, says Matthew Lynn.
12 Jul 2020
We’re spending more than at any time since World War II – how will we pay it back?
UK Economy

We’re spending more than at any time since World War II – how will we pay it back?

With the UK spending vast sums on stimulus measures, this year’s budget deficit will be greater than at any time since World War II. The big question,…
14 Jul 2020