Innovative Finance Isas available to invest in now

Innovative Finance Isas have been around since April 2016. Here, we present a comprehensive list of IFIsas available to invest in now.

Innovative Finance Isas have been around since April 2016. There are still plenty of options – you can invest in the usual P2P loans to individuals or businesses and lend money to fund commercial or buy-to-let properties, community energy projects, invoice financing (providing working capital to small businesses), or even providing off-grid solar power in Africa. See below for a comprehensive list of IFIsas available to invest in now.

Innovative Finance Isas
ProviderExpected returnTermMin investmentNotes
Ablrate9%-15%Variable£100Asset-backed business loans
Abundance Investments8%Variable Renewable energy
Amberside5%Variable£100Energy and infrastructure
Archover6%-10%Up to 3 years£250Business loans
Assetz Capital3.75%-4.1%Variable£1Various
Capitalrise8-10% £1,000Property
Crowd For Angels7%5 years SME bonds
Crowd2Fund6%-15%1-5 years SME loans
CrowdProperty8% £500Property
Crowdstacker4%-7.25%2-4 years£500Business loans
Downing2.25-7%Variable Asset backed bonds
EasyMoney3.08%-6.01%3-24 months£100Property
Energise Africa6.75%12-24 months£50Renewable energy projects in Africa
Ethex3%-10%up to 15 years£20Ethical and rewneable investing
Folk2Folk6.5%6 months - 5 years£20,000Secured small business loans
HNW LendingNot stated £10,000 Asset-backed lending to individuals and businesses
Kuflink7%1, 3 or 5 yrs Property
LandlordInvest12% £100Property
Lendahandup to 7%2 years£50Projects in developing Africa
Lendwise9% £20Education finance - student loans
Money & Co7%  Business loans
Proplend5-12% £1,000Commercial property
Rebuildingsociety9.7% £10SME loans
RelendexUp to 10%  Property
Triodos Bank5%-7%6-17 years£100-£500Renewable energy and ethical businesses

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