How to fund retirement

Low interest rates are making it ever harder to fund a decent retirement income. So how can you give yourself a decent chance of retiring in comfort? Matthew Partridge explains.

Low interest rates are making it ever harder to fund a decent retirement income (see below). And you can't rely on the future generosity of the state particularly given our ageing population and fragile public sector finances. So how can you give yourself a decent chance of retiring in comfort, rather than penury?

1. Take charge of your finances

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Dr Matthew Partridge
Shares editor, MoneyWeek

Matthew graduated from the University of Durham in 2004; he then gained an MSc, followed by a PhD at the London School of Economics.

He has previously written for a wide range of publications, including the Guardian and the Economist, and also helped to run a newsletter on terrorism. He has spent time at Lehman Brothers, Citigroup and the consultancy Lombard Street Research.

Matthew is the author of Superinvestors: Lessons from the greatest investors in history, published by Harriman House, which has been translated into several languages. His second book, Investing Explained: The Accessible Guide to Building an Investment Portfolio, is published by Kogan Page.

As senior writer, he writes the shares and politics & economics pages, as well as weekly Blowing It and Great Frauds in History columns He also writes a fortnightly reviews page and trading tips, as well as regular cover stories and multi-page investment focus features.

Follow Matthew on Twitter: @DrMatthewPartri