Why living without a will is a risky thing to do

Over two-thirds of the population has no will. But dying intestate can cause those left behind innumerable - and expensive - problems. Ruth Jackson investigates the oft-ignored subject, and explains where to get a professionally drawn-up will for nothing.

I don't have a will. According to research from Co-operative Legal Services, that's something I have in common with 70% of the population.

But as a single woman with no children whose most valuable possession is probably my TV, I don't have much use for a will. What does shock me is the number of people who have dependants and / or sizeable assets who haven't written one yet, not realising what a terrible mess they would leave behind should they unexpectedly shuffle off this mortal coil.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.