How to get started in P2P lending

You can reap the rewards and mitigate your risks in the peer-to-peer sector by following three key strategies, says David C Stevenson.

You can reap the rewards and mitigate your risks in the peer-to-peer sectorby following three key strategies, says David C Stevenson.

Last month, I took my first in-depth look at thefast-growing world of alternative finance, exploring the three main platforms (Zopa, RateSetter and Funding Circle), all of which offer yield-starved investors the chance to boost their income by lending either to small businesses (Funding Circle), or to other consumers (Zopa and RateSetter).

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David C. Stevenson
Contributor

David Stevenson has been writing the Financial Times Adventurous Investor column for nearly 15 years and is also a regular columnist for Citywire. He writes his own widely read Adventurous Investor SubStack newsletter at davidstevenson.substack.com

David has also had a successful career as a media entrepreneur setting up the big European fintech news and event outfit www.altfi.com as well as www.etfstream.com in the asset management space. 

Before that, he was a founding partner in the Rocket Science Group, a successful corporate comms business. 

David has also written a number of books on investing, funds, ETFs, and stock picking and is currently a non-executive director on a number of stockmarket-listed funds including Gresham House Energy Storage and the Aurora Investment Trust. 

In what remains of his spare time he is a presiding justice on the Southampton magistrates bench.