When Northern Irish golfer Rory Mcllroy won the US PGA tournament last weekend he wasn't the only one celebrating. Thanks to a promotional deal with bank Santander, more than 600,000 Santander Major Isa holders received a 0.1% bonus. For golfing fans in particular it's a neat gimmick. However, since the promotional push in April when the tax year begins and new Isas hit the market we've seen some of the best deals "fizzle away", says Lee Boyce in This is Money.
The best instant-access Isa is the West Bromwich WeBSave Isa 6. The online-only Isa offers 3.18% and allows transfers in. The only drawbacks are the 60-day notice period for penalty-free withdrawals and minimum £1,000 starting sum.
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