How does Help to Buy actually work?

We're not fans of the Help to Buy scheme, but that doesn't mean you shouldn't take advantage of it, says Merryn Somerset Webb. Here's what you need to know.

You'll probably know how we feel about the second phase of Help to Buy, the government's new house price support mechanism. We aren't keen.

We would prefer that people were able to buy affordable homes, rather than that they were offered affordable loans to buy over-priced homes.

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