The best easy-access deals for your savings

Some easy-access accounts let you earn a bit of a return on cash without having to jump through too many hoops. Sarah Moore looks at the best deals.

Interest rates for easy-access savings accounts which let you make withdrawals without much of an interest penalty or notice period are usually pretty miserly. But some of the better deals can still let you earn a bit of a return on cash without having to jump through too many hoops. They can be especially useful if you want to put aside a substantial amount of cash for a short period for example, if you know you will be making a large purchase soon and don't want to tie up your money.

When choosing an account, read the small print, as some banks and building societies interpret the term "easy access" rather loosely. Certain accounts impose a minimum withdrawal amount, while others will cut the amount of interest you are paid if you make more than a certain number of withdrawals.

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WeBSave Bonus Saver (West Bromwich BS) WestBrom.co.uk1.3% (drops 30 Sep 2017)£1,000 to £250,000AnnuallyUnlimited
Internet Saver (Tesco Bank) TescoBank.com1.27% (drops after 12 months)£1 to £1mAnnuallyUnlimited
Easy Access Issue 5 (Shawbrook Bank) Shawbrook.co.uk1.25%£1,000 to £75,000Annually or monthlyUnlimited. Min. £500
Easy Access Saver (2) (Coventry BS) CoventryBuildingSociety.co.uk1.15%£1 to £250,000Annually or monthlyUnlimited
95 Day notice Issue 9 (Charter Savings Bank) CharterSavingsBank.co.uk1.55%£1,000 to £250,000Annually or monthlyMust give 95 days' notice

Sarah is MoneyWeek's investment editor. She graduated from the University of Southampton with a BA in English and History, before going on to complete a graduate diploma in law at the College of Law in Guildford. She joined MoneyWeek in 2014 and writes on funds, personal finance, pensions and property.