Six simple ways to winter-proof your home

The clocks have gone back, the temperature has dropped, and it is very nearly winter. So it's the perfect time to get yourself ready for the bleak months. Get on with a few relatively inexpensive jobs now and you should be able to avoid big bills when the bad weather hits.Here are six ways to weather proof your house from top to toe.

Clean the house

Your house probably needs a good clean. Not inside, but outside. So get up a ladder or pay someone else to get up there and clean out your gutters and check your roof. Damage to your house thanks to a leaky roof or blocked gutters is considered general wear and tear by insurers, so it isn't usually covered by your buildings insurance policy. That means that if you want to avoid an expensive repair bill, you need to keep your gutters in good working order and check your roof is doing its job.

Also pay a professional to clean your chimney. Getting this done once a year not only helps your fire burn more efficiently, but also makesit safer. A chimney sweep will charge from £40 - that's a lot less than repairing the damagethat a chimney fire would cause.

Subscribe to MoneyWeek

Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE

Get 6 issues free

Sign up to Money Morning

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Sign up

Check your insulation

Insulation is one of the cheapest ways to keep your house warm and reduce your energy bills. If you haven't got cavity wall insulation, look in to it. It costs around £250, but pays for itself in about two years via reduced heating costs. Loft insulation is also worth considering. It costs around £250 to install, depending on the size of your loft, and pays for itself within six years.

If your house is already insulated, pop into the loft and see how thick it is. The recommended thickness is 27cm, but more than six million homes have 7.5cm or less. Top it up, and not only will you feel warmer, you'll knock a further £30 or so off your annual heating bill.

Get your boiler serviced

A broken boiler in the depths of winter is not only a miserable experience, it can also be an expensive one repairs typically cost £600. Avoid the horror by getting a service. A full service costs between £50 - £80 for a standard boiler and £80 - £160 for a high-efficiency condensing boiler. You can find a registered engineer by checking the Gas Safe Register.

While you've got the engineer there, ask him to check your central heating too. They can make sure that your radiators are working at maximum efficiency and can install thermostatic radiator valves; these allow you to control the output of each radiator individually so that rooms that you barely use aren't being heated excessively, which will help reduce your bills.

Enjoying this article? Sign up for our free weekly email, MoneyWeek Saver, to receive free weekly personal finance tips and insight direct to your inbox from our expert, Ruth Jackson. Sign up to MoneyWeek Saver here

Draught-proof your home

Ok, so this one isn't going to save you a fortune, but it doesn't cost a lot either. Pop down to your local DIY store and spend under £100 on foam strips and draught excluders, and plug up all those windy bits around windows and doors. You will banish that horrible feeling of sitting in a draught, and you'll save about £25 a year.

Turn down the heating

Now your house is running at its most energy efficient, you might not need to heat it as much as you did. Turning your thermostat down by just one degree can save you around £55 a year. You can always turn it up again if ice starts to form.

Check your energy deal

Finally, check that you are getting the best possible deal on your heating bills. If you have never switched energy provider, you could be paying £400 more than you need to each year. If you take a recent bill and plug the details into a couple of comparison websites, you can check on cheaper options available.

And even if you did this last year, it is still worth checking again - cheaper deals constantly hit the market. Visit a few websites, such as Moneysupermarket, Uswitch and Confused.com to make sure you have done a good, broad search, as not all the energy providers are listed on all the comparison websites.

This article is taken from our weekly MoneyWeek Saver email. Sign up to MoneyWeek Saver here