Three New Year's resolutions to make today

It's the time of year for resolutions. But instead of half-hearted promises to drink less, stop smoking or go to the gym, why not make some real financial resolutions? Take just a few small steps and you could easily make a big change to your financial situation. Ruth Jackson explains how.

It's the time of year for New Year's resolutions. But while everyone else makes half-hearted promises to drink less, stop smoking or make use of their gym membership, why not make some real financial resolutions? Go for just a few small changes and you could easily make quite a big change to your financial situation.

1. Switch current accounts

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.