Privacy & cookie policy

This is the privacy policy of MoneyWeek/Fleet Street Publications group. It was last updated in December 2014. If we change our privacy policy, we will notify you of those changes here.

Links to other sites

Our website may include hyperlinks to other websites that are not operated or controlled by us. This policy only applies to our website and we are not responsible for the content or the privacy practices of third party websites.

Consent

When you subscribe for a product or service, register with our website and/or sign up for a free email service, we store your name and email address along with any other information you provide. This information may include, but is not limited to, details such as your name, email address, and, if you subscribe to MoneyWeek magazine or a subscription newsletter, your address.

By signing up for our services/visiting our website, you are agreeing to this privacy policy and the terms and conditions.

A pop-up box alerting users to MoneyWeek's cookie policy will appear when you first visit the website. By clicking "accept", you are consenting to the placement of cookies on your computer and their use, as set out below.

Data use

We use the information we collect from you to allow you - where applicable - access to the MoneyWeek or Fleet Street Publications subscriber-only areas of the MoneyWeek website, to pay for your subscriptions with a one-click order process, to deliver your subscriptions and to send you free emails (Money Morning, MoneyWeek Videos, The New World, MoneyWeek Trader, The Right Side, The Penny Sleuth and The Daily Reckoning). We also use your data to improve the services we offer you. This may include asking third parties to conduct market research or trials of new features and services, and asking them to run promotional campaigns for us.

Unless you have opted not to receive offers, we also use your information to send you offers by email from us, and by post from us and other carefully selected outside companies. We do not give, rent or sell your email address to companies outside the MoneyWeek/Fleet Street Publications group. Companies in the MoneyWeek/Fleet Street Publications group are MoneyWeek Limited, Fleet Street Publications Limited, Agora Lifestyles Limited, Agora Health Limited and Agora Inc.

Should you wish to unsubscribe from one of our free emails at any time, instructions on how to do so are included in every email. You can also send an email to MoneyWeek Ltd by clicking here or Fleet Street Publications Ltd by clicking here, or contact us on 020 7633 3780 / 020 7633 3600 (9.00am - 5.30pm, Mon-Fri).

Any email you send to the MoneyWeek/Fleet Street Publications group or any of our other publications is completely confidential. We will not add your name to our email list without your permission.

Data capture and processing

The data you provide is captured and processed on our behalf by our parent company, Agora Inc. Agora Inc is based in Baltimore in the United States. The US has no comprehensive data protection law, however Agora Inc. offers the same levels of protection for your information, including the security of the database on which your information is stored and the privacy of your information, that we offer in the United Kingdom.

We will only disclose your data to third parties other than those described above if we are compelled to do so for legal or regulatory purposes.

Advertising in free emails

We fund free emails (Money Morning, MoneyWeek Saver, MoneyWeek Basics, MoneyWeek Videos, The New World, MoneyWeek Trader, The Right Side, The Penny Sleuth and The Daily Reckoning) by taking advertising. There are two small ads in each free email, and then two or three times a week we will send you separate promotional emails, which will contain advertisements from us or from other companies.

By subscribing to any of our free emails, you are consenting to receive these promotions. We cannot send you a free email alone without the promotional emails.

Marketing using unsolicited email messages

We only send emails promoting MoneyWeek, Fleet Street Publications or its products to those who have agreed to receive such messages. We prohibit any advertising of MoneyWeek, Fleet Street Publications or its products using unsolicited emails.

If you believe that you have received unsolicited emails from MoneyWeek or Fleet Street Publications that you did not give permission to receive please contact MoneyWeek by clicking hereor Fleet Street Publications by clicking here.

Customer feedback and right to data

You have the right to ask us for a copy of the personal information we hold about you, and to correct any inaccuracies in that information.

We welcome your questions and comments about privacy issues and the design of our website. If you have any queries regarding this privacy statement, please contact MoneyWeek Customer Services by email by clicking here, or Fleet Street Publications Customer Services by email by clicking here.

What are cookies?

As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. Cookies are essential to the effective operation of our website, and if you are a subscriber of our paid services, for you to view the members' only content. Cookies on this site also help to tailor the products and services offered and advertised to our customers, both on this website and elsewhere.

Cookies can't harm your computer and they don't identify individual users. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or 'break' certain elements of the sites functionality.

For more general information on cookies see the Wikipedia article on HTTP cookies.

How we use cookies

We use cookies for a variety of reasons detailed below. Unfortunately in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are needed to provide a service that you use.

Disabling cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the this site. Therefore it is recommended that you do not disable cookies.

The cookies we set

If you are a subscriber with us then we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out, however in some cases they may remain afterwards to remember your site preferences when logged out.

We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in.

Cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users.

The MoneyWeek website offers e-commerce or payment facilities and some cookies are essential to ensure that your order is remembered between pages so that we can process it properly.

From time to time we offer user surveys and questionnaires to provide you with interesting insights, helpful tools, or to understand our user base more accurately. These surveys may use cookies to remember who has already taken part in a survey or to provide you with accurate results after you change pages.

When you submit data to through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.

In order to provide you with a great experience we provide the functionality to set your preferences for how this site runs when you use it. In order to remember your preferences we need to set cookies so that this information can be called whenever you interact with a page on the website.

Third party cookies

In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter while using the site.

Google Analytics is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. For example, it tells us how many visitors our site has, how many times they visit, how long they stay on our site and which pages are most popular. It also tells us if our marketing efforts are working, so it tells us where a visitor has come from, for example, from a link, a website search or an ad. This information helps us improve our website and your visit, and makes our marketing campaigns more relevant.

For more information on Google Analytics cookies, see the official Google Analytics page.

From time to time we test new features or offers and make subtle changes to the way that the site is delivered. When we are still testing new features test cookies may be used to ensure that you receive a consistent experience whilst on the site whilst ensuring we understand which optimisations our users appreciate the most.

As we sell products it's important for us to understand statistics about how many of the visitors to our site actually make a purchase and as such this is the kind of data that these cookies will track. This is important to you as it means that we can accurately make business predictions that allow us to monitor our advertising and product costs to ensure the best possible price.

The Google AdSense service we use to serve advertising uses an external cookie from the company DoubleClick  to serve more relevant ads across the web and limit the number of times that a given ad is shown to you.

For more information on Google AdSense see the official Google AdSense privacy FAQ.

We use adverts to offset the costs of running this site and provide funding for further development. The behavioural advertising cookies used by this site are designed to ensure that we provide you with the most relevant adverts where possible by anonymously tracking your interests and presenting similar things that may be of interest.

We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including; facebook, twitter, google+, stumble upon, will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

More information

As explained above, cookies help you to get the most out of our website. If you disable the cookies you may find that certain sections of our website don't work, for example, you may have difficulty viewing subscription only articles. It also means that other areas of the site may not work as well as you would like.

However, if you would like to disable cookies the 'help' option on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, and how to disable cookies altogether. We've set out below how to manage cookies on the most common browsers.

If you would like to learn more about cookies in general, or how to disable targeted advertising cookies, you can visit www.youronlinechoices.eu.

Please note that we are not responsible for the content of third party websites.

Future updates to our cookies and privacy policy

We're giving you this information as part of our initiative to comply with recent legislation, and to make sure we're honest and clear about your privacy when using our website and our services.

We monitor developments in privacy and cookie-related best practice closely and if we think changes to our policy would be of benefit to you we'll make a change to our policy.

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