Savings

Stocks beat cash and bonds over the long term

Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That’s odd given the higher returns from stocks in the long run.

Should you get your child a Jisa?

If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too.

Aim shares: make your Isa less taxing

Once considered too risky for an Isa, Aim shares can offer some valuable tax benefits to adventurous investors.

Six investment trusts for your Isa

Looking for ideas on what to put in your Isa this year? MoneyWeek’s model investment trust portfolio might be a good place to start – and for those who are already invested, now might be a good time to rebalance

VCTs, EIS and SEIS: tax relief for brave investors

If you can stomach the risk involved in backing a company in its early stages, consider VCTs, the EIS and the SEIS. Generous tax breaks are on offer.

Shares Isas: protect your assets from the taxman

Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you.

Isas: Where to stash your cash

If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the top rates available.

IF Isas: look beyond stocks and bonds

You can now put a wide range of alternative investments  in the tax-free wrapper, with the Innovative Finance Isa, (IF Isa). But tread carefully.

London Capital & Finance: mini-bond investors lose their savings

The plight of investors misled by London Capital & Finance is a warning to be on your guard.

Peer-to-peer: cutting out the middleman could cost you

There are a vast array of peer-to-peer lending sites. That’s why you need a company to help research and collate the ones that might suit you.

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