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                    <title><![CDATA[ Latest from MoneyWeek in State-pensions ]]></title>
                <link>https://moneyweek.com/personal-finance/pensions/state-pensions</link>
        <description><![CDATA[ All the latest state-pensions content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Mon, 30 Mar 2026 15:31:47 +0000</lastBuildDate>
                            <language>en</language>
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                                                            <title><![CDATA[ State pension entitlement gaps: Blow as National Insurance credit system delayed until April 2027 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-entitlement-gaps-national-insurance-replacement-credits</link>
                                                                            <description>
                            <![CDATA[ A scheme to protect the state pension records of mothers affected by the introduction of the High Income Child Benefit Charge in 2013 has been delayed by a year. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 15:31:47 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 08:24:40 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EuPvN7Eq8WxZshtDxwWiBi-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Missing National Insurance credits mainly affected mothers who opted out of Child Benefit to avoid the High Income Child Benefit Charge]]></media:description>                                                            <media:text><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:text>
                                <media:title type="plain"><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:title>
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                                                            <title><![CDATA[ Your state pension could be compromised if you “contracted out” ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/did-you-contract-out-state-pension</link>
                                                                            <description>
                            <![CDATA[ If you contracted out of the state pension you may receive a smaller income in retirement. You should check your NI contributions – here's how ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 07:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 15:11:45 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tUTbAqUCZiFt8HSGumvSBA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A magnifying glass state pension GBP concept]]></media:description>                                                            <media:text><![CDATA[A magnifying glass state pension GBP concept]]></media:text>
                                <media:title type="plain"><![CDATA[A magnifying glass state pension GBP concept]]></media:title>
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                                                            <title><![CDATA[ One million more pensioners set to pay income tax in 2031 – how to lower your bill ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/pensioners-income-tax-stealth-trap-reduce</link>
                                                                            <description>
                            <![CDATA[ Hundreds of thousands of pensioners will be dragged into paying income tax due to an ongoing freeze to tax bands, forecasts suggest ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 16:49:57 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 13:16:41 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tyEgtbHHDRrNKfKkWLhHcQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Worried state pensioner reading documents]]></media:description>                                                            <media:text><![CDATA[Worried state pensioner reading documents]]></media:text>
                                <media:title type="plain"><![CDATA[Worried state pensioner reading documents]]></media:title>
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                                                            <title><![CDATA[ What are my retirement income options? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/retirement-income-options-pension</link>
                                                                            <description>
                            <![CDATA[ We’re all told to save into a pension, but there’s widespread confusion about how to take an income from our savings and investments at retirement, a new study has found. We look at your retirement income options. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 16:28:50 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Dec 2025 12:03:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Self Invested Personal Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pension Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kLXnH8j8KkedsRfVhMUJZJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[What are my retirement income options?]]></media:description>                                                            <media:text><![CDATA[People enjoying different retirement incomes]]></media:text>
                                <media:title type="plain"><![CDATA[People enjoying different retirement incomes]]></media:title>
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                                                            <title><![CDATA[ A quarter of a million more pensioners in poverty after state pension age rises – will it go higher? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/pensioners-in-poverty-state-pension-age-rises</link>
                                                                            <description>
                            <![CDATA[ When the state pension age rose to 66, the percentage of 65-year-olds in income poverty more than doubled, new research suggests ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 13:20:49 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nM97MCghF4QnLjP9sAxnHK-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[A quarter of a million more pensioners in poverty after state pension age rises – will it go higher?]]></media:description>                                                            <media:text><![CDATA[State pensioner holding his head in his hands worried about money]]></media:text>
                                <media:title type="plain"><![CDATA[State pensioner holding his head in his hands worried about money]]></media:title>
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                                                            <title><![CDATA[ Why the Waspi women are wrong ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/why-the-waspi-women-are-wrong</link>
                                                                            <description>
                            <![CDATA[ Compensation for the Waspi women would mean using an unaffordable sledgehammer to crack a nut, says David Prosser ]]>
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                                                                        <pubDate>Sun, 30 Nov 2025 09:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HxSB7wQHVnkKGmfpoxvhNE-1280-80.jpg">
                                                            <media:credit><![CDATA[Leon Neal/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Waspi women protest group ]]></media:description>                                                            <media:text><![CDATA[Waspi women protest group ]]></media:text>
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                                                            <title><![CDATA[ Rachel Reeves confirms ‘workaround’ for pensioners facing tax bill on state pension ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-income-tax-bill-workaround</link>
                                                                            <description>
                            <![CDATA[ As the full new state pension looks set to breach the tax-free personal allowance within years, the government has said anyone on just a state pension won’t have to pay income tax on the payment until the end of this parliament ]]>
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                                                                        <pubDate>Fri, 28 Nov 2025 17:11:18 +0000</pubDate>                                                                                                                                <updated>Mon, 01 Dec 2025 10:20:22 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SdxbtnmwoJeXLz4yGZkM7m-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man on laptop in a kitchen, reading pension and savings plan in his home]]></media:description>                                                            <media:text><![CDATA[Man on laptop in a kitchen, reading pension and savings plan in his home]]></media:text>
                                <media:title type="plain"><![CDATA[Man on laptop in a kitchen, reading pension and savings plan in his home]]></media:title>
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                                                            <title><![CDATA[ Autumn Budget live: Rachel Reeves cuts cash ISA limit, introduces mansion tax and more ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/news/live/economy/autumn-budget-2025</link>
                                                                            <description>
                            <![CDATA[ Chancellor Rachel Reeves unveiled a slew of tax hikes and ISA reforms in her second Autumn Budget. We take a look at the latest updates and analysis ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 16:34:54 +0000</pubDate>                                                                                                                                <updated>Thu, 27 Nov 2025 16:18:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jessica Sheldon ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bMrCAaxiUSXwYGgZk2cXtS-1280-80.jpg">
                                                            <media:credit><![CDATA[Carl Court/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Autumn Budget Rachel Reeves]]></media:description>                                                            <media:text><![CDATA[Autumn Budget Rachel Reeves]]></media:text>
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                                                            <title><![CDATA[ Steve Webb: MoneyWeek Talks ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/steve-webb-moneyweek-talks</link>
                                                                            <description>
                            <![CDATA[ Sir Steve Webb spoke to Kalpana Fitzpatrick on the MoneyWeek Talks podcast – about the triple lock and using pensions for property. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 00:03:00 +0000</pubDate>                                                                                                                                <updated>Thu, 04 Dec 2025 23:00:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/pnaxacQK6Jv5TSkcHHbHLL-1280-80.png">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Steve Webb]]></media:description>                                                            <media:text><![CDATA[Steve Webb]]></media:text>
                                <media:title type="plain"><![CDATA[Steve Webb]]></media:title>
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                                                            <title><![CDATA[ 26 million Brits at risk of retirement shortfall if state pension triple lock were to be scrapped ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-triple-lock-retirement-shortfall</link>
                                                                            <description>
                            <![CDATA[ Current projections of pensioner poverty assume the state pension triple lock will be in place for the next 50 years. Critics say this is unlikely and revised figures showing pension undersaving among millions more people give a truer picture of the crisis ]]>
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                                                                        <pubDate>Thu, 20 Nov 2025 00:01:00 +0000</pubDate>                                                                                                                                <updated>Thu, 20 Nov 2025 09:33:54 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8qN9VbdZNWzgAHWtEGTnAb-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[26 million Brits at risk of retirement shortfall if state pension triple lock were to be scrapped]]></media:description>                                                            <media:text><![CDATA[Woman looking worried about her state pension]]></media:text>
                                <media:title type="plain"><![CDATA[Woman looking worried about her state pension]]></media:title>
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                                                            <title><![CDATA[ 1 million pensioners relying solely on state pension face £1.4k shortfall ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-shortfall</link>
                                                                            <description>
                            <![CDATA[ The shortfall between the ‘minimum’ required for Pensions UK’s basic Retirement Living Standards and the full new state pension will be thrust into the spotlight on Saturday ]]>
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                                                                        <pubDate>Mon, 17 Nov 2025 15:28:17 +0000</pubDate>                                                                                                                                <updated>Mon, 17 Nov 2025 15:40:58 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DMbgyfhKJjQ3yLm4g3Rv75-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[1 million pensioners relying solely on state pension face £1.4k shortfall]]></media:description>                                                            <media:text><![CDATA[State pension age woman with her head in her hands]]></media:text>
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                                                            <title><![CDATA[ Radical reforms to state pension age and guaranteed payouts proposed ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/radical-reforms-state-pension</link>
                                                                            <description>
                            <![CDATA[ The state pension age should rise by one year every decade “for the foreseeable future” to make the payments more affordable, former pensions minister Steve Webb has suggested ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 12:40:29 +0000</pubDate>                                                                                                                                <updated>Tue, 11 Nov 2025 15:54:49 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Kqi6DPwDLYnUwKJEtFW6rc-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Radical reforms to state pension age and guaranteed payouts proposed]]></media:description>                                                            <media:text><![CDATA[Steve Webb ]]></media:text>
                                <media:title type="plain"><![CDATA[Steve Webb ]]></media:title>
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                                                            <title><![CDATA[ UK state pension is least generous in the G7 – how do other rich countries compare? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/uk-state-pension-compared-g7-countries</link>
                                                                            <description>
                            <![CDATA[ British retirees get substantially less in state pension than in other wealthy nations, and for fewer years, but the balance is a lower tax burden on working age people ]]>
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                                                                        <pubDate>Tue, 04 Nov 2025 14:37:22 +0000</pubDate>                                                                                                                                <updated>Tue, 04 Nov 2025 14:40:29 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BAqxVxmdW5MuTMJ57DNapC-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[UK state pension is least generous in the G7 – how do other rich countries compare?]]></media:description>                                                            <media:text><![CDATA[State pension age retiree looking out of a window]]></media:text>
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                                                            <title><![CDATA[ State pension to rise 4.8% in April under triple lock ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-rise-april-triple-lock</link>
                                                                            <description>
                            <![CDATA[ The full new state pension is set to reach £12,548 a year, reflecting the 4.8% wage growth measured under the triple lock. The bumper boost will raise questions about fairness and sustainability, while more pensioners could be hit with a tax bill ]]>
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                                                                        <pubDate>Wed, 22 Oct 2025 11:47:10 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Oct 2025 12:02:50 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uXKjHfgQQsyZRisXCjg7y-1280-80.jpg">
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                                                            <title><![CDATA[ Average Brits want to retire five years before they can – who has the widest retirement gap? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/retirement-age-time-gap</link>
                                                                            <description>
                            <![CDATA[ Brits are expecting to work for longer than ever but there are big disparities in the number of extra working years predicted. A small tweak could help close the gap ]]>
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                                                                        <pubDate>Tue, 07 Oct 2025 15:00:47 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Oct 2025 09:44:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QdpyE4oJsq4Le4wKDSXsZH-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Average Brits want to retire five years before they can – who has the widest retirement gap?]]></media:description>                                                            <media:text><![CDATA[Side view of senior woman hiking in autumn nature,]]></media:text>
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                                                            <title><![CDATA[ Millions of state pension records ‘set to be deleted’ – putting thousands at risk of never getting their money ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-records-deleted-data-errors</link>
                                                                            <description>
                            <![CDATA[ Thousands of families could miss out on money owed to them if the government deletes historic state pension records. ]]>
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                                                                        <pubDate>Mon, 06 Oct 2025 23:01:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Oct 2025 11:05:27 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tyEgtbHHDRrNKfKkWLhHcQ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Millions of state pension records ‘set to be deleted’ – putting thousands at risk of never getting their money]]></media:description>                                                            <media:text><![CDATA[Worried state pensioner reading documents]]></media:text>
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                                                            <title><![CDATA[ State pension age rises hurt this group the most – should we be working longer? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-age-rises</link>
                                                                            <description>
                            <![CDATA[ The government wants us working longer to boost the economy and reduce the state pension bill – but previous increases in state pension age have not been felt equally ]]>
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                                                                        <pubDate>Wed, 17 Sep 2025 13:09:46 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TNrimu3zEc9cCTzhFt4qq4-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[State pension age rises hurt this group the most – should we be working longer?]]></media:description>                                                            <media:text><![CDATA[State pension age woman looking worried in a dressing gown]]></media:text>
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                                                            <title><![CDATA[ State pension could rise by 4.8% next year – triggering pensioner tax for first time ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-rise-tax-bracket</link>
                                                                            <description>
                            <![CDATA[ Frozen income tax thresholds are on a collision course with the state pension increases, dragging more pensioners into paying tax ]]>
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                                                                        <pubDate>Tue, 16 Sep 2025 12:29:28 +0000</pubDate>                                                                                                                                <updated>Tue, 14 Oct 2025 13:01:13 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MPxXNxDWKDZgHsGLmNPpRE-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[State pension could rise by 4.8% next year – triggering pensioner tax for first time]]></media:description>                                                            <media:text><![CDATA[State pensioner on a computer reviewing her finances]]></media:text>
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                                                            <title><![CDATA[ Millions of retirees to miss out on state pension triple lock boost ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/retirees-miss-out-on-state-pension-triple-lock-boost</link>
                                                                            <description>
                            <![CDATA[ More than 6.5 million pensioners face having some of their payment increased only with inflation next April, rather than the full triple lock ]]>
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                                                                        <pubDate>Fri, 05 Sep 2025 13:07:56 +0000</pubDate>                                                                                                                                <updated>Fri, 05 Sep 2025 16:03:14 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TW6Wf4etUy2UMTTzRpq9Fm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Older couple walking dog on beach]]></media:description>                                                            <media:text><![CDATA[Older couple walking dog on beach]]></media:text>
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                                                            <title><![CDATA[ How much do retirees spend per year on average?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/how-much-retirees-spend-per-year-average</link>
                                                                            <description>
                            <![CDATA[ Much of our working lives is spent planning for retirement, but how much do retirees actually spend? ]]>
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                                                                        <pubDate>Thu, 21 Aug 2025 15:11:20 +0000</pubDate>                                                                                                                                <updated>Thu, 21 Aug 2025 16:33:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wYQYW72vCiAWeCpCGvqBeZ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Much of our working lives is spent planning for retirement, but how much do retirees actually spend?]]></media:description>                                                            <media:text><![CDATA[Retired couple shopping]]></media:text>
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                                                            <title><![CDATA[ State pension gender gap ‘almost closed’ for new retirees – but private gap widens ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-gender-gap-closed</link>
                                                                            <description>
                            <![CDATA[ The state pension amounts for men and women are on course “to be equal very shortly”, says Department for Work and Pensions ]]>
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                                                                        <pubDate>Tue, 05 Aug 2025 14:41:08 +0000</pubDate>                                                                                                                                <updated>Tue, 05 Aug 2025 16:15:45 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Fc5E8N3udQqipxxmoCkRpE-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[State pension gender gap ‘almost closed’ for new retirees – but private gap widens]]></media:description>                                                            <media:text><![CDATA[Woman climbing over a gap]]></media:text>
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                                                            <title><![CDATA[ State pension boost could help millions – how to plug gaps in your National Insurance record ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-boost-plug-gaps-national-insurance-record</link>
                                                                            <description>
                            <![CDATA[ More than 2 million people are not receiving the full amount of state pension and potentially could increase how much they get ]]>
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                                                                        <pubDate>Tue, 05 Aug 2025 14:19:04 +0000</pubDate>                                                                                                                                <updated>Tue, 05 Aug 2025 16:15:45 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ar6BwRRa3xxVRFgfqT7ubR-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[State pension boost could help millions – how to plug gaps in your National Insurance record]]></media:description>                                                            <media:text><![CDATA[State pension age woman looking at a laptop]]></media:text>
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                                                            <title><![CDATA[ Accelerating state pension age hikes could cost Brits in early 50s almost £18,000 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/accelerating-state-pension-age-hikes-cost-impact</link>
                                                                            <description>
                            <![CDATA[ A recently launched review of the state pension age has sparked concern that the planned increases could be accelerated. How much could it cost you? ]]>
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                                                                        <pubDate>Mon, 28 Jul 2025 16:12:44 +0000</pubDate>                                                                                                                                <updated>Mon, 28 Jul 2025 21:57:20 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jessica Sheldon ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6dFk2Df8Aai3gw2M26bNFQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman in early 50s looks at finances as she uses calculator at kitchen table.]]></media:description>                                                            <media:text><![CDATA[Woman in early 50s looks at finances as she uses calculator at kitchen table.]]></media:text>
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                                                            <title><![CDATA[ Should state pension age rise to 70? Have your say in government review ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-age-review</link>
                                                                            <description>
                            <![CDATA[ The state pension age review will consider the “merits” of automatic increases tied to life expectancy. If you want to give your view, you’ll need to be quick, as the deadline is looming ]]>
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                                                                        <pubDate>Mon, 21 Jul 2025 15:05:18 +0000</pubDate>                                                                                                                                <updated>Thu, 16 Oct 2025 15:47:04 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Uu2N6dDvUVA6ASZMhDG2VZ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Liz Kendall, former work and pensions secretary, ordered a review into the state pension age in August]]></media:description>                                                            <media:text><![CDATA[Liz Kendall, UK work and pensions secretary]]></media:text>
                                <media:title type="plain"><![CDATA[Liz Kendall, UK work and pensions secretary]]></media:title>
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                                                            <title><![CDATA[ State pension age with back pain or arthritis? You could get a £6k a year boost ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pension-age-attendance-allowance-back-pain</link>
                                                                            <description>
                            <![CDATA[ Thousands of people are claiming Attendance Allowance for back pain and arthritis and it doesn’t matter how much you have in savings. We explain the eligibility rules ]]>
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                                                                        <pubDate>Thu, 03 Jul 2025 11:29:00 +0000</pubDate>                                                                                                                                <updated>Thu, 03 Jul 2025 13:22:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/THDdkWU4AxBW94zS6yMdGN-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[State pension age with back pain or arthritis? You could get a £6k a year boost]]></media:description>                                                            <media:text><![CDATA[Older man holding his back]]></media:text>
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                                                            <title><![CDATA[ Why getting sick will cost you up to £700 a month in pension savings ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/why-getting-sick-will-cost-state-pension</link>
                                                                            <description>
                            <![CDATA[ More people could face a state pension shortfall as the healthy life expectancy age declines to its lowest level for 15 years. Do you have £700 extra a month to cover your sick years? ]]>
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                                                                        <pubDate>Thu, 19 Jun 2025 12:27:06 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Mar 2026 14:34:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wC3Jewqm728sEd5mqxpK66-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Why getting sick will cost you up to £700 a month in pension savings]]></media:description>                                                            <media:text><![CDATA[Woman laying in bed with her hand on her head worried about being too sick to work and too young for the state pension]]></media:text>
                                <media:title type="plain"><![CDATA[Woman laying in bed with her hand on her head worried about being too sick to work and too young for the state pension]]></media:title>
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                                                            <title><![CDATA[ How much more you would need to save if UK state pension age hit 70 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-age-increase-how-much-savings</link>
                                                                            <description>
                            <![CDATA[ Denmark is raising its retirement age to the highest in Europe – could the UK follow suit? ]]>
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                                                                        <pubDate>Thu, 29 May 2025 13:09:07 +0000</pubDate>                                                                                                                                <updated>Thu, 29 May 2025 13:54:03 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hcydrAiieusJf8GaByw3MP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Pension money running out concept]]></media:description>                                                            <media:text><![CDATA[Pension money running out concept]]></media:text>
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                                                            <title><![CDATA[ One million pensioners are now higher rate taxpayers and it's not just income tax to worry about ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/one-million-pensioners-are-higher-rate-taxpayers</link>
                                                                            <description>
                            <![CDATA[ Rising state pension payments have pushed more people into higher tax brackets but this could also affect other areas of your finances ]]>
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                                                                        <pubDate>Tue, 20 May 2025 23:01:00 +0000</pubDate>                                                                                                                                <updated>Wed, 21 May 2025 07:55:56 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/93LBpXhWxDeMyvuh4LLwVZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[calculator]]></media:description>                                                            <media:text><![CDATA[calculator]]></media:text>
                                <media:title type="plain"><![CDATA[calculator]]></media:title>
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                                                            <title><![CDATA[ Who will miss out on the state pension triple lock? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/who-will-miss-out-on-the-state-pension-triple-lock</link>
                                                                            <description>
                            <![CDATA[ Not all pensioners have their state pensions increased each year in line with the triple lock. We explain who misses out ]]>
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                                                                        <pubDate>Wed, 19 Mar 2025 17:21:06 +0000</pubDate>                                                                                                                                <updated>Wed, 18 Mar 2026 17:15:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HdeUZ8iZ9L9SNGteJmdM6S-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Not everyone is entitled to a state pension payment rise under the triple lock&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Pensioner couple using a tablet to work out if they will run out of money in retirement]]></media:text>
                                <media:title type="plain"><![CDATA[Pensioner couple using a tablet to work out if they will run out of money in retirement]]></media:title>
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                                                            <title><![CDATA[ Should you top up your pension ahead of the April NI contributions deadline? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/reasons-not-to-top-up-your-state-pension</link>
                                                                            <description>
                            <![CDATA[ A deadline to buy National Insurance credits and top up your state pension is fast approaching. Here’s why it may not be worth it for some people ]]>
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                                                                        <pubDate>Mon, 17 Mar 2025 17:36:53 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Feb 2026 16:25:12 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KRRvHDSfcT79rHLzFqHzW-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;You can boost your state pension by topping up your National Insurance record – but is it always worth it?&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Young couple working out they need £100,000 each a year in a pension to retire comfortably]]></media:text>
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                                                            <title><![CDATA[ Spring Statement: what could Rachel Reeves say about pensions? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/spring-statement-rachel-reeves-pensions</link>
                                                                            <description>
                            <![CDATA[ The chancellor will deliver her Spring Statement on 26 March. We look at whether there will be any announcements on pensions that could affect savers or retirees ]]>
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                                                                        <pubDate>Mon, 17 Mar 2025 16:06:32 +0000</pubDate>                                                                                                                                <updated>Mon, 17 Mar 2025 16:10:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Pension Tax]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhDDhk7s9ErT8GNoReYFs4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Chancellor Rachel Reeves meets with defence suppliers at RAF Northolt on 6 March 2025 in Ruislip, England. ]]></media:description>                                                            <media:text><![CDATA[Chancellor Rachel Reeves meets with defence suppliers at RAF Northolt on 6 March 2025 in Ruislip, England. ]]></media:text>
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                                                            <title><![CDATA[ Widow’s warning: Are you missing out on up to £11,000 in inherited state pension? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/state-pension-inheritance-widow-rules</link>
                                                                            <description>
                            <![CDATA[ If your late spouse built up contributions under the old state pension, you could be entitled to inherit a portion of it. What are the rules and are you eligible? ]]>
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                                                                        <pubDate>Fri, 28 Feb 2025 17:23:29 +0000</pubDate>                                                                                                                                <updated>Fri, 28 Feb 2025 17:59:40 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jBDv4UectP4SWDrb9YUGU-1280-80.jpg">
                                                            <media:credit><![CDATA[Alistair Berg via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ State pension could rise to £12,600 next year - dragging millions into paying tax ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pension-increase-tax-freeze</link>
                                                                            <description>
                            <![CDATA[ The triple lock could trigger a 5.5% increase to the state pension in April 2026, economists suggest. This means the full state pension will breach the tax-free personal allowance ]]>
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                                                                        <pubDate>Thu, 20 Feb 2025 17:18:26 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pension Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EgkVA7hXEfuYzVLMsNnG8D-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Pensive older woman using laptop paying bills online at home]]></media:description>                                                            <media:text><![CDATA[Pensive older woman using laptop paying bills online at home]]></media:text>
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                                                            <title><![CDATA[ Pensioners to pay “retirement tax” within three years, according to state pension forecasts ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/pensioners-to-pay-retirement-tax-within-three-years-state-pension-forecasts</link>
                                                                            <description>
                            <![CDATA[ The state pension is set to reach £12,592 by 2027, meaning it will exceed the tax-free personal allowance. We look at the latest forecasts, and how frozen tax thresholds affect retirees ]]>
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                                                                        <pubDate>Wed, 13 Nov 2024 16:02:29 +0000</pubDate>                                                                                                                                <updated>Wed, 13 Nov 2024 16:11:03 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jtGAoEyC2Teq67yxZQaKy7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Older couple at home looking at laptop]]></media:description>                                                            <media:text><![CDATA[Older couple at home looking at laptop]]></media:text>
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                                                            <title><![CDATA[ Autumn Budget 2024: State pension and Pension Credit to rise 4.1% in April ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/autumn-budget-2024-state-pension-pension-credit-rise-april</link>
                                                                            <description>
                            <![CDATA[ The chancellor has confirmed that the state pension will increase in line with the triple lock, meaning the full payout will jump by £470 a year. We have all the details of how much the payments will be worth ]]>
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                                                                        <pubDate>Wed, 30 Oct 2024 16:02:15 +0000</pubDate>                                                                                                                                <updated>Wed, 30 Oct 2024 16:13:05 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ShvuGefvJaRFg5T3jBaY4i-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rachel Reeves holding red box]]></media:description>                                                            <media:text><![CDATA[Rachel Reeves holding red box]]></media:text>
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                                                            <title><![CDATA[ State pension top-up: HMRC to contact thousands of people following 5 April deadline error ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pension-ni-top-up-deadline-april-2025</link>
                                                                            <description>
                            <![CDATA[ Thousands of customers were unable to fill gaps in their National Insurance (NI) record and boost their state pension on Saturday, as HMRC incorrectly said the deadline had passed ]]>
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                                                                        <pubDate>Mon, 07 Oct 2024 12:38:09 +0000</pubDate>                                                                                                                                <updated>Wed, 09 Apr 2025 18:22:10 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yt6Bq4DrEhhDch4f8ABzHC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Clock next to coins]]></media:description>                                                            <media:text><![CDATA[Clock next to coins]]></media:text>
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                                                            <title><![CDATA[ State pension underpayments: ombudsman to investigate underpayments for married women ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-underpayments-ombudsman-to-investigate-underpayments-for-married-women</link>
                                                                            <description>
                            <![CDATA[ Tens of thousands of married women pensioners could get back millions in state pension arrears following a campaign that has led to an ombudsman investigation for a number of cases ]]>
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                                                                        <pubDate>Thu, 03 Oct 2024 16:25:08 +0000</pubDate>                                                                                                                                <updated>Fri, 04 Oct 2024 08:08:48 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ruvwJJznZBVDSqjfcPNvZn-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[pensioners looking at laptop]]></media:description>                                                            <media:text><![CDATA[pensioners looking at laptop]]></media:text>
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                                                            <title><![CDATA[ Expats lose out on £26,000 in state pension over 15 years ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/frozen-state-pensions-thousands-of-expats-receive-just-gbp3-000-a-year</link>
                                                                            <description>
                            <![CDATA[ More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. We explain how the policy works and which countries are affected ]]>
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                                                                        <pubDate>Thu, 03 Oct 2024 16:05:30 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Sep 2025 11:02:29 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CGUvxLaF4PjnZwLgmfFQjk-1280-80.jpg">
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                                                            <title><![CDATA[ Will Labour raise the state pension age? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/will-labour-raise-the-state-pension-age</link>
                                                                            <description>
                            <![CDATA[ A government in need of cutting expenditure could be tempted to hike the state pension age. We look at whether it could rise higher and faster than currently planned ]]>
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                                                                        <pubDate>Wed, 18 Sep 2024 11:41:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B6S3aM6kidCWLo5k5KZhhe-1280-80.jpg">
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                                                            <title><![CDATA[ What is the state pension age and when will you get yours? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/state-pension-age</link>
                                                                            <description>
                            <![CDATA[ Significant differences in life expectancy across the UK mean people in some areas will receive far fewer state pension payments than others, according to new research. We look at when the age is next scheduled to go up, and whether people could have to wait until their 70s, or even 80th birthday, to claim their state pension ]]>
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                                                                        <pubDate>Mon, 16 Sep 2024 12:41:16 +0000</pubDate>                                                                                                                                <updated>Wed, 19 Nov 2025 11:49:18 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/N47PfY47hj2kH6V6eZEzqh-1280-80.jpg">
                                                            <media:credit><![CDATA[ZeynepKaya via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ State pension will rise by £460 in April wage data suggests ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pension-rise-wage-growth-triple-lock</link>
                                                                            <description>
                            <![CDATA[ Triple lock will result in an above average rise in pension payments next year after wages increased by 4% ]]>
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                                                                        <pubDate>Tue, 10 Sep 2024 12:40:11 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Sep 2024 13:33:32 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Chris Newlands) ]]></author>                    <dc:creator><![CDATA[ Chris Newlands ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TKJWNgmjVmDMvV8CNYWrEa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[State pension triple lock]]></media:description>                                                            <media:text><![CDATA[State pension triple lock]]></media:text>
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                                                            <title><![CDATA[ Thousands of state pension underpayment letters left unanswered  – are you sitting on a ‘pensions goldmine?’ ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pension-underpayment-letters-are-you-owed-money</link>
                                                                            <description>
                            <![CDATA[ The government is waiting for replies from thousands of people whose relatives may have been underpaid their state pension. Are you owed money? ]]>
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                                                                        <pubDate>Thu, 22 Aug 2024 13:02:23 +0000</pubDate>                                                                                                                                <updated>Thu, 22 Aug 2024 13:13:30 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tHcPk6tXTiC3tJAfkEXp3K-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/zolak]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[state pension blocks]]></media:description>                                                            <media:text><![CDATA[state pension blocks]]></media:text>
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                                                            <title><![CDATA[ More state pension errors uncovered – are you affected? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/more-state-pension-errors-uncovered-are-you-affected</link>
                                                                            <description>
                            <![CDATA[ A new group of retirees have been underpaid their state pension. This could be just the “tip of the iceberg”. We explain who’s affected, and how to check. ]]>
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                                                                        <pubDate>Mon, 12 Aug 2024 15:07:26 +0000</pubDate>                                                                                                                                <updated>Mon, 19 Aug 2024 07:52:32 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xsG5tumBSJvhuDAMoVTbLG-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Former pensions minister Sir Steve Webb has found &quot;worrying evidence&quot; that the DWP is giving wrong information and underpaying widows and widowers]]></media:description>                                                            <media:text><![CDATA[State pension worries]]></media:text>
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                                                            <title><![CDATA[ State pension errors for mothers  - thousands of cases remain unreviewed with underpayments exceeding £500 million ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/state-pension-errors-mothers</link>
                                                                            <description>
                            <![CDATA[ The DWP has made little progress reviewing state pension errors affecting mothers - with only 0.25% of the 194,000 cases looked at. Could you be owed money? ]]>
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                                                                        <pubDate>Tue, 23 Jul 2024 15:05:32 +0000</pubDate>                                                                                                                                <updated>Fri, 23 May 2025 08:07:18 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Chfqnn74XgETCSMPhPJ5KS-1280-80.jpg">
                                                            <media:credit><![CDATA[Paul Bradbury]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Grandmother and grandson counting coins]]></media:description>                                                            <media:text><![CDATA[Grandmother and grandson counting coins]]></media:text>
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                                                            <title><![CDATA[ State pension rises by 4.1% but hundreds of thousands face being taxed ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/how-much-state-pension-could-you-get-next-year</link>
                                                                            <description>
                            <![CDATA[ The state pension has increased thanks to the triple lock, but frozen tax bands means more pensioners will start to pay tax. ]]>
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                                                                        <pubDate>Thu, 18 Jul 2024 15:36:53 +0000</pubDate>                                                                                                                                <updated>Thu, 17 Apr 2025 08:13:57 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/R95abk4wK6UHVTJTpUmBfe-1280-80.jpg">
                                                            <media:credit><![CDATA[10&#039;000 Hours via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ How grandparents could boost their state pension by up to £6,600 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/how-grandparents-can-boost-state-pension</link>
                                                                            <description>
                            <![CDATA[ Grandparents may be able to earn extra National Insurance credits and boost their state pension entitlement by looking after their grandchildren, such as during the school holidays. Here’s what you need to know ]]>
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                                                                        <pubDate>Wed, 26 Jun 2024 14:58:53 +0000</pubDate>                                                                                                                                <updated>Wed, 28 May 2025 16:39:15 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8sDkb7CW3SUhtNZq32hh8d-1280-80.jpg">
                                                            <media:credit><![CDATA[Ippei Naoi via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Grandmother hugging her granddaughter]]></media:description>                                                            <media:text><![CDATA[Grandmother hugging her granddaughter]]></media:text>
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                                                            <title><![CDATA[ Almost 2.5 million retirees will pay tax on state pension despite triple lock plus policy, says Steve Webb ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/millions-retirees-will-pay-tax-on-state-pension-triple-lock-plus-policy</link>
                                                                            <description>
                            <![CDATA[ The former pensions minister argues that the Conservatives’ claim that pensioners will never pay income tax on their state pension is incorrect. We look at the figures. ]]>
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                                                                        <pubDate>Fri, 21 Jun 2024 04:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 21 Jun 2024 12:31:06 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oW66aJLa7SLUcqU6fF8Q7i-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The Conservatives say they will introduce a new tax-free personal allowance for pensioners if they win the election]]></media:description>                                                            <media:text><![CDATA[Older couple looking worried ]]></media:text>
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                                                            <title><![CDATA[ Conservatives predict state pension will hit £13,200 by 2029 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/general-election/conservatives-predict-state-pension-will-hit-pound13200-by-2029</link>
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                            <![CDATA[ The UK state pension will reach £13,200 by the end of the next parliament, thanks to the triple lock, according to the Tories. We look at how inflation will affect the forecasts. ]]>
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                                                                        <pubDate>Wed, 19 Jun 2024 11:41:13 +0000</pubDate>                                                                                                                                <updated>Wed, 19 Jun 2024 15:51:45 +0000</updated>
                                                                                                                                            <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Lg4fKky2NJNQXfBFHjs7k6-1280-80.jpg">
                                                            <media:credit><![CDATA[Pekic]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman using a calculator at her desk ]]></media:description>                                                            <media:text><![CDATA[Woman using a calculator at her desk ]]></media:text>
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                                                            <title><![CDATA[ Labour confirms commitment to state pension triple lock - but two problems remain ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/labour-confirms-commitment-to-state-pension-triple-lock-but-two-problems-remain</link>
                                                                            <description>
                            <![CDATA[ Keir Starmer has promised to keep the triple lock if Labour wins the general election. We look at how the Labour pledge differs to the Conservatives’ “triple lock plus” - and why two problems still remain for Starmer ]]>
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                                                                        <pubDate>Thu, 13 Jun 2024 15:53:45 +0000</pubDate>                                                                                                                                <updated>Fri, 14 Jun 2024 14:46:26 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vXKkQ9Q5Ne4z8CWg6dKUpg-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Sir Keir Starmer launches the Labour election manifesto, which included a pledge to keep the state pension triple lock]]></media:description>                                                            <media:text><![CDATA[Sir Keir Starmer standing with the Labour party to launch their election manifesto]]></media:text>
                                <media:title type="plain"><![CDATA[Sir Keir Starmer standing with the Labour party to launch their election manifesto]]></media:title>
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                                                            <title><![CDATA[ Working households exposed to higher inflation than retirees – is the triple lock justified? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/working-households-suffer-higher-inflation-than-pensioners-is-triple-lock-justified</link>
                                                                            <description>
                            <![CDATA[ High inflation has thrown the triple lock into focus in recent years, with critics calling the measure unfair and expensive. Are they right? ]]>
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                                                                        <pubDate>Mon, 03 Jun 2024 10:21:56 +0000</pubDate>                                                                                                                                <updated>Mon, 10 Jun 2024 12:25:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k2eqDQmaetQbK4ojjgUcV5-1280-80.jpg">
                                                            <media:credit><![CDATA[Tim Robberts via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a smiling pensioner]]></media:description>                                                            <media:text><![CDATA[Portrait of a smiling pensioner]]></media:text>
                                <media:title type="plain"><![CDATA[Portrait of a smiling pensioner]]></media:title>
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