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                    <title><![CDATA[ Latest from MoneyWeek in Personal-finance ]]></title>
                <link>https://moneyweek.com/personal-finance</link>
        <description><![CDATA[ All the latest personal-finance content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Sat, 02 May 2026 08:00:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ What will happen to the state pension triple lock? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/future-of-state-pension-triple-lock</link>
                                                                            <description>
                            <![CDATA[ The UK state pension triple lock was introduced back in 2011 when pensioners were poor. Now it's bankrupting the country. What can be done? ]]>
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                                                                        <pubDate>Sat, 02 May 2026 08:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Simon Wilson) ]]></author>                    <dc:creator><![CDATA[ Simon Wilson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gk5ctmkUPMvxioKGiFhciY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[State pension triple lock concept]]></media:description>                                                            <media:text><![CDATA[State pension triple lock concept]]></media:text>
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                                                            <title><![CDATA[ Premium Bonds May winners revealed: Who won the £1 million jackpot? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/premium-bonds-winners-may-2026-nsandi</link>
                                                                            <description>
                            <![CDATA[ The jackpot winners from NS&I’s May Premium Bonds draw are announced, with two savers being made millionaires and many more grabbing smaller prizes. Did you win this month? ]]>
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                                                                        <pubDate>Fri, 01 May 2026 10:41:03 +0000</pubDate>                                                                                                                                <updated>Fri, 01 May 2026 11:04:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jfjTXHWLvJjKLov9YH4ARG-1280-80.jpg">
                                                            <media:credit><![CDATA[FG Trade via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Grandson and grandmother embracing and using laptop at home]]></media:description>                                                            <media:text><![CDATA[Grandson and grandmother embracing and using laptop at home]]></media:text>
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                                                            <title><![CDATA[ Last-minute pension investing could cost Brits £24,000 – what’s a better way to save? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/pension-investing</link>
                                                                            <description>
                            <![CDATA[ Savers are delaying pension contributions – a habit that could significantly impact their long-term returns, according to new analysis. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 15:12:14 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Self Invested Personal Pensions]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/goreGyuPkz5EMQYHzHJDeB-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Last-minute pension investing could cost Brits £24,000 – what’s a better way to save]]></media:description>                                                            <media:text><![CDATA[A piggy bank with ever-smaller clocks flying into it]]></media:text>
                                <media:title type="plain"><![CDATA[A piggy bank with ever-smaller clocks flying into it]]></media:title>
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                                                            <title><![CDATA[ The top funds to buy according to DIY pension investors ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/self-invested-personal-pensions/top-funds-diy-pension-investors</link>
                                                                            <description>
                            <![CDATA[ Pension investors in both the saving and spending stage are turning to cautious funds to ride out the recent volatility in markets. We look at their best funds to buy right now. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 14:54:30 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Self Invested Personal Pensions]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E3wNus5VcTemUr9qiBhAcH-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[The top funds to buy according to DIY pension investors]]></media:description>                                                            <media:text><![CDATA[A couple in front of a laptop managing their pension investments]]></media:text>
                                <media:title type="plain"><![CDATA[A couple in front of a laptop managing their pension investments]]></media:title>
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                                                            <title><![CDATA[ How to keep your tax bill down as frozen thresholds drive millions into paying higher rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/reduce-tax-bill-frozen-thresholds-drive-millions-into-paying-higher-rates</link>
                                                                            <description>
                            <![CDATA[ Millions more people are paying higher rates of tax but there are ways to limit how much you owe HMRC. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 14:14:09 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ptFsx6yqWCAyuRAgRthLY7-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Nico De Pasquale Photography]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[man looking at papers]]></media:description>                                                            <media:text><![CDATA[man looking at papers]]></media:text>
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                                                            <title><![CDATA[ NS&I hikes interest rates on savings accounts – are they best buys? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-savings-bonds-interest-rates-increase</link>
                                                                            <description>
                            <![CDATA[ NS&I has boosted interest rates on nine of its savings accounts – but savers can get better rates elsewhere. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 13:57:07 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 14:07:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GRe7i3y7qkfH3ypLqPCatn-1280-80.jpg">
                                                            <media:credit><![CDATA[Ekaterina Goncharova via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;NS&amp;I has bumped up the interest rates on nine of its savings accounts&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Smiling woman with credit card next to laptop]]></media:text>
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                                                            <title><![CDATA[ Seed Enterprise Investment Scheme (SEIS) –big profits from small ventures ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/small-business/invest-in-seis--seed-enterprise-investment-scheme</link>
                                                                            <description>
                            <![CDATA[ The government-backed and tax-efficient Seed Enterprise Investment Scheme (SEIS) is a tempting proposition for investors. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 08:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Retail Stocks]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Stocks and Shares]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/K35v5KcgGTjqAsGjHVrtRe-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[SEIS concept - trees growing out of money]]></media:description>                                                            <media:text><![CDATA[SEIS concept - trees growing out of money]]></media:text>
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                                                            <title><![CDATA[ Gambling tax hike is a losing bet and will cripple a major British industry ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/reeves-gambling-tax-rise-losing-bet</link>
                                                                            <description>
                            <![CDATA[ The chancellor's proposed gambling tax rise is expected to raise an extra £1.1 billion. But the bet will not pay off, says Matthew Lynn, and will end up costing the country dear. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 07:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JgFQs8BeFf2mAMPfn437hW-1280-80.jpg">
                                                            <media:credit><![CDATA[Carl Court/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Chancellor Rachel Reeves hikes gambling tax]]></media:description>                                                            <media:text><![CDATA[Chancellor Rachel Reeves hikes gambling tax]]></media:text>
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                                                            <title><![CDATA[ HMRC cracks down on property valuations in inheritance tax returns – how to reduce risk of a dispute ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/hmrc-house-prices-inheritance-tax-property-valuations</link>
                                                                            <description>
                            <![CDATA[ Thousands more beneficiaries are being challenged on property valuations in inheritance tax returns. Here’s how you can do your best to avoid making any mistakes. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 00:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 08:27:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jxnvTRQfkv7ZJmEoGtDwFX-1280-80.jpg">
                                                            <media:credit><![CDATA[Jeff Bergen via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ The best credit cards for flight points and airline rewards ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/credit-cards/credit-cards-for-flight-points-and-airline-rewards</link>
                                                                            <description>
                            <![CDATA[ Credit cards which offer airline points as a reward can elevate your holiday – saving money and unlocking flight upgrades. We list the best cards on the market. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 11:46:26 +0000</pubDate>                                                                                                                                <updated>Fri, 24 Apr 2026 11:53:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending it]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GzSsX3dxoPA973cFxfYzsP-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Young woman looking at airline miles credit cards at an airport]]></media:description>                                                            <media:text><![CDATA[Young woman looking at airline miles credit cards at an airport]]></media:text>
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                                                            <title><![CDATA[ Why where you live could mean you face a higher inheritance tax bill  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/why-where-you-live-could-mean-you-face-a-higher-inhertiance-tax-bill</link>
                                                                            <description>
                            <![CDATA[ Here are the areas of the UK that are most likely to face an inheritance tax bill. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 14:51:22 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 07:52:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PZDcLMM7uGTF9YGCF4JsZB-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Aitor Diago]]></media:credit>
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                                                            <title><![CDATA[ Is NS&I’s new green savings bond worth it? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-green-savings-bond-worth-it</link>
                                                                            <description>
                            <![CDATA[ NS&I has released a new issue of its green savings bond – but how does the interest rate compare to other products on the market? ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 16:16:58 +0000</pubDate>                                                                                                                                <updated>Wed, 15 Apr 2026 16:24:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VJwif62MBRHsa9bw5pyaek-1280-80.jpg">
                                                            <media:credit><![CDATA[Guido Mieth via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;NS&amp;I has released a new issue of its green savings bond&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Person putting coin into piggy bank]]></media:text>
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                                                            <title><![CDATA[ New inheritance tax rules for businesses and farmers come into force – will your family be worse off? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/inheritance-tax-rules-change-relief-business-farmers</link>
                                                                            <description>
                            <![CDATA[ Business and agricultural property relief cuts took effect on 6 April, reducing the amount business owners and farmers can pass on free from inheritance tax. Who will be hit hardest? ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 15:35:52 +0000</pubDate>                                                                                                                                <updated>Wed, 15 Apr 2026 16:14:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jjuGYD7cwfQEvxp99GooJB-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[New inheritance tax rules for businesses and farmers come into force – will your family be worse off?]]></media:description>                                                            <media:text><![CDATA[A couple try to work out their inheritance tax bill after the agricultural property relief and business property relief rule changes]]></media:text>
                                <media:title type="plain"><![CDATA[A couple try to work out their inheritance tax bill after the agricultural property relief and business property relief rule changes]]></media:title>
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                                                            <title><![CDATA[ Tens of thousands of unpaid carers affected by ‘unclear’ guidance to have debts cut or cancelled ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/unpaid-carers-overpaid-dwp-help-with-debts</link>
                                                                            <description>
                            <![CDATA[ Roughly 25,000 unpaid carers who were overpaid Carer’s Allowance are expected to have their debts reduced, cancelled or refunded, under a government reassessment. ]]>
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                                                                        <pubDate>Mon, 13 Apr 2026 12:26:25 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 16:17:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WAMtswHVq4iR6dMCfykQV-1280-80.jpg">
                                                            <media:credit><![CDATA[Alistair Berg via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Around 25,000 carers are expected to have their debts reduced, cancelled or refunded&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Person with their unpaid carer sit at table.]]></media:text>
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                                                            <title><![CDATA[ Probate cases taking nearly two years to be granted soar 131% – ways to cut the wait ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/probate-cases-waiting-time-delay</link>
                                                                            <description>
                            <![CDATA[ Delays to probate are on the rise with experts warning of worse to come once pensions are subject to inheritance tax rules from next April. But there are ways to help your loved ones now. ]]>
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                                                                        <pubDate>Mon, 13 Apr 2026 10:37:40 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 16:16:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hAvPFQqWMgGkiwLN6E8pyU-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Probate cases taking nearly two years to be granted soar 131% – ways to cut the wait]]></media:description>                                                            <media:text><![CDATA[An older couple reading probate and inheritance tax paperwork]]></media:text>
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                                                            <title><![CDATA[ The 3 tax changes coming in April 2027 that you should prepare for now ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/tax-changes-april-2027-pensions-cash-isa-limit-property-savings</link>
                                                                            <description>
                            <![CDATA[ Changes to the treatment of pensions for inheritance tax and reduced cash ISA allowances are coming next year. We explain how to get your finances prepared. ]]>
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                                                                        <pubDate>Fri, 10 Apr 2026 15:04:30 +0000</pubDate>                                                                                                                                <updated>Fri, 10 Apr 2026 15:30:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gajqg3fUkUJMAhYSzrdzCb-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Xavier Lorenzo]]></media:credit>
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                                                            <title><![CDATA[ Probate disputes jump 12% as inheritance fights increase ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/probate-disputes-jump-inheritance-fights-increase</link>
                                                                            <description>
                            <![CDATA[ A thousand more applications to stop the probate process were lodged last year, as family fights over inheritances intensify. ]]>
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                                                                        <pubDate>Thu, 09 Apr 2026 15:32:27 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 16:18:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uZ9G5bHBmxcZXBMQxKn5KQ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Probate disputes jump 12% as inheritance fights increase]]></media:description>                                                            <media:text><![CDATA[Two adults argue over an inheritance]]></media:text>
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                                                            <title><![CDATA[ Rush to take pension lump sum early hits five year high over inheritance tax fears ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/rush-pension-lump-sum-early-inheritance-tax-fears</link>
                                                                            <description>
                            <![CDATA[ Thousands more 55 year olds took billions more from their pensions as soon as they could last year before the retirement pots become subject to inheritance tax from next April. We look at what to consider if you are cashing in. ]]>
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                                                                        <pubDate>Thu, 09 Apr 2026 12:33:32 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 12:36:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yzkcVU9JNe5ska3yBE3PsN-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Rush to take pension lump sum early hits five year high over inheritance tax fears]]></media:description>                                                            <media:text><![CDATA[An older man withdraws his pension from an ATM]]></media:text>
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                                                            <title><![CDATA[ Early bird vs last-minute ISA investing – which is best for your portfolio? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/stocks-and-shares-isas/early-bird-v-last-minute-isa</link>
                                                                            <description>
                            <![CDATA[ Does the early bird ISA investor catch the worm? We've looked at what the benefits of acting early can be in the new 2026/27 tax year. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 16:12:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dan McEvoy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jTWXSTEvjkWGNVt34mRAhZ-1280-80.jpg">
                                                            <media:credit><![CDATA[Tim Robberts via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman deciding when to invest her ISA allowance early bird ISA investor]]></media:description>                                                            <media:text><![CDATA[Woman deciding when to invest her ISA allowance early bird ISA investor]]></media:text>
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                                                            <title><![CDATA[ Interest rate on student loans to be capped at 6% for one year as inflation fears rise ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/student-loans-interest-rates-capped-plan-2</link>
                                                                            <description>
                            <![CDATA[ The government is capping the interest rate on contentious Plan 2 student loans for the 2026/27 academic year in a bid to protect graduates from the ongoing conflict in the Middle East which could drive inflation higher ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 12:00:01 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 12:57:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KD3dU4SnQwSWV6CYq2Fbo9-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Plan 2 student loan interest rates will be capped at 6% for the 2026/27 academic year&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Back of student at graduation, wearing a mortarboard and gown.]]></media:text>
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                                                            <title><![CDATA[ The 22-year retirement age gap – does your pension pot fall short of your saving ambitions? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/retirement-age-gap-pension-pot-savings-shortfall</link>
                                                                            <description>
                            <![CDATA[ Just 14% of Brits are currently on track to retire at the age they want with their desired income, analysis suggests, with many heading decades off course. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 03:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 08:11:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UVNBwkJwCHdnukjmddE4Bm-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The 22-year retirement age gap – does your pension pot fall short of your saving ambitions?]]></media:description>                                                            <media:text><![CDATA[Two piles of money, one much taller than the other]]></media:text>
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                                                            <title><![CDATA[ Best credit cards for airport lounge access ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/credit-cards/best-cards-for-airport-lounge-access-credit-accounts</link>
                                                                            <description>
                            <![CDATA[ Credit and debit cards can come with a host of rewards, with some opening the door to airport lounges. We list the top credit cards for complimentary or discounted airport lounge access. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jessica Sheldon ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Xbm2RnVqVLj79kuUcpapRd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman drinks a cup of coffee as she sits in an airport lounge beside her suitcase.]]></media:description>                                                            <media:text><![CDATA[Woman drinks a cup of coffee as she sits in an airport lounge beside her suitcase.]]></media:text>
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                                                            <title><![CDATA[ NS&I reveals April's Premium Bonds jackpot winners – did you win? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/premium-bonds-winners-april-2026-nsandi</link>
                                                                            <description>
                            <![CDATA[ The winners of NS&I’s April Premium Bonds prize draw have been announced. Who won the £1 million jackpot? ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 09:42:28 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 15:33:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PGTyHBNyRWJmDe63JhMPQZ-1280-80.jpg">
                                                            <media:credit><![CDATA[Westend61 via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ Premium Bonds holders wait three years on average before winning a prize ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/premium-bonds-holders-average-time-before-winning</link>
                                                                            <description>
                            <![CDATA[ Premium Bonds savers face waiting years before winning a prize, and those with lower holdings have less chance of a win. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 16:00:07 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Apr 2026 08:34:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PxDZDS6BZgxDFJYHTr5YxX-1280-80.jpg">
                                                            <media:credit><![CDATA[MementoJpeg via Getty Images]]></media:credit>
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                                                            <title><![CDATA[ State pension entitlement gaps: Blow as National Insurance credit system delayed until April 2027 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-entitlement-gaps-national-insurance-replacement-credits</link>
                                                                            <description>
                            <![CDATA[ A scheme to protect the state pension records of mothers affected by the introduction of the High Income Child Benefit Charge in 2013 has been delayed by a year. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 15:31:47 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 08:24:40 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EuPvN7Eq8WxZshtDxwWiBi-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Missing National Insurance credits mainly affected mothers who opted out of Child Benefit to avoid the High Income Child Benefit Charge]]></media:description>                                                            <media:text><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:text>
                                <media:title type="plain"><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:title>
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                                                            <title><![CDATA[ The elite £2m ISA club – here’s how to join ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/isas/isa-millionaires</link>
                                                                            <description>
                            <![CDATA[ A £2 million ISA won’t be achievable for everyone – but almost 300 Brits have already reached this goal. How can you join them? ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 14:04:07 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 15:11:45 +0000</updated>
                                                                                                                                            <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9N4iHWe35beVArJrqBVn7T-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The elite £2m ISA club – here’s how to join]]></media:description>                                                            <media:text><![CDATA[An older couple enjoying a luxury holiday in the sun paid for with their ISA investments]]></media:text>
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                                                            <title><![CDATA[ How Paresh Raja of collapsed MFS became the “disruptor of the year” ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/people/profile-of-paresh-raja-of-market-financial-solutions</link>
                                                                            <description>
                            <![CDATA[ Paresh Raja of Mayfair-based MFS was hailed in 2025 for shaking up the private credit market. That might prove to be apt for all the wrong reasons. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 08:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[People]]></category>
                                                    <category><![CDATA[Entrepreneurs]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Jane Lewis) ]]></author>                    <dc:creator><![CDATA[ Jane Lewis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/the-disruptor-of-the-year-ncLKqRhi93umZRHjcZSSFC-1280-80.jpg">
                                                            <media:credit><![CDATA[Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[The offices of Market Financial Solutions Ltd. in London, UK, on Friday, Feb. 27, 2026. Market Financial Solutions Ltd. is collapsing with themes similar to those of US auto lender Tricolor Holdings and auto parts supplier First Brands Group. Photographer: Betty Laura Zapata/Bloomberg via Getty Images]]></media:description>                                                            <media:text><![CDATA[Offices of Paresh Raja&#039;s Market Financial Solutions]]></media:text>
                                <media:title type="plain"><![CDATA[Offices of Paresh Raja&#039;s Market Financial Solutions]]></media:title>
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                                                            <title><![CDATA[ Your state pension could be compromised if you “contracted out” ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/did-you-contract-out-state-pension</link>
                                                                            <description>
                            <![CDATA[ If you contracted out of the state pension you may receive a smaller income in retirement. You should check your NI contributions – here's how ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 07:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 15:11:45 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tUTbAqUCZiFt8HSGumvSBA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A magnifying glass state pension GBP concept]]></media:description>                                                            <media:text><![CDATA[A magnifying glass state pension GBP concept]]></media:text>
                                <media:title type="plain"><![CDATA[A magnifying glass state pension GBP concept]]></media:title>
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                                                            <title><![CDATA[ Should you buy life insurance to avoid inheritance tax? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/life-insurance-to-avoid-inheritance-tax</link>
                                                                            <description>
                            <![CDATA[ People are taking out life insurance to avoid inheritance tax bills in the future. Does that make sense? ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 08:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 10:49:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/P3MoFVL9A8uWi4LyPqR9z6-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman taking out life insurance concept]]></media:description>                                                            <media:text><![CDATA[Woman taking out life insurance concept]]></media:text>
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                                                            <title><![CDATA[ Mortgage lenders to contact 1.6 million homeowners facing higher costs amid Middle East conflict ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-higher-costs-support-rachel-reeves</link>
                                                                            <description>
                            <![CDATA[ Rachel Reeves urges major banks to step up support for mortgage customers amid Middle East conflict ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 15:06:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iGAxLiHxYQtXQvLeTVWkgf-1280-80.jpg">
                                                            <media:credit><![CDATA[manusapon kasosod via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Mortgage customers will be contacted offering them bespoke support&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Person doing personal finances ]]></media:text>
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                                                            <title><![CDATA[ NS&I to pay out millions to bereaved families after ‘operational failure’ ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-complaints-reunite-bereaved-families-savings</link>
                                                                            <description>
                            <![CDATA[ NS&I is expected to reunite tens of thousands of bereaved families with up to £476 million, after an investigation found the government-backed savings bank had lost track of some deceased customers’ money. ]]>
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                                                                        <pubDate>Thu, 26 Mar 2026 13:20:41 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 17:22:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/a2ZxtUpC4WMsGeUvmpfiFN-1280-80.jpg">
                                                            <media:credit><![CDATA[Damir Khabirov via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;NS&amp;I is expected to reunite tens of thousands of bereaved families with up to £476 million&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Man looks at savings documents beside calculator.]]></media:text>
                                <media:title type="plain"><![CDATA[Man looks at savings documents beside calculator.]]></media:title>
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                                                            <title><![CDATA[ How simplified advice rules could boost your pension and investments ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/how-simplified-advice-rules-could-boost-your-pension-and-investments</link>
                                                                            <description>
                            <![CDATA[ The Financial Conduct Authority wants to remove some of the friction when it comes to getting financial advice ]]>
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                                                                        <pubDate>Wed, 25 Mar 2026 12:36:11 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Mar 2026 12:40:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sdQhhgdJvow8VURAxMuUQC-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Nitat Termme]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[financial advice]]></media:description>                                                            <media:text><![CDATA[financial advice]]></media:text>
                                <media:title type="plain"><![CDATA[financial advice]]></media:title>
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                                                            <title><![CDATA[ End of tax year quiz: Do you know your allowances and deadlines? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/quizzes/end-of-tax-year-quiz</link>
                                                                            <description>
                            <![CDATA[ The end of the tax year is fast approaching. Do you know everything you need to know about this important financial deadline? ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 17:25:19 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Mar 2026 09:01:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/K849JeRfPjpR6MrrUnb99m-1280-80.jpg">
                                                            <media:credit><![CDATA[Peter Dazeley via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[HM Revenue and Customs]]></media:description>                                                            <media:text><![CDATA[HM Revenue and Customs]]></media:text>
                                <media:title type="plain"><![CDATA[HM Revenue and Customs]]></media:title>
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                                                            <title><![CDATA[ Crypto investors sent 100,000 capital gains tax warning letters – do you need to pay tax? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/bitcoin-crypto/crypto-capital-gains-tax-warning-letters-hmrc</link>
                                                                            <description>
                            <![CDATA[ Investors in crypto assets have been sent 40 times more HMRC capital gains tax warnings than stock traders since 2020, a Freedom of Information request found. ]]>
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                                                                        <pubDate>Mon, 23 Mar 2026 14:29:34 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Mar 2026 15:20:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Bitcoin Crypto]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Alternative Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SY6vvowg6ddUC6ka3P2qrP-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Crypto investors sent 100,000 capital gains tax warning letters – do you need to pay tax?]]></media:description>                                                            <media:text><![CDATA[A crypto asset investor looking at his phone with a tax letter from HMRC]]></media:text>
                                <media:title type="plain"><![CDATA[A crypto asset investor looking at his phone with a tax letter from HMRC]]></media:title>
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                                                            <title><![CDATA[ 'Chancellor Rachel Reeves's changes to ISA rules will not work' ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/isas/rachel-reeves-changes-isa-rules</link>
                                                                            <description>
                            <![CDATA[ Rachel Reeves’s proposed changes to ISA rules will do nothing to support the British stock market. They will simply reduce choice and flexibility ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 13:33:39 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Mar 2026 18:14:51 +0000</updated>
                                                                                                                                            <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[UK Stock Markets]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stock Markets]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Cris Sholto Heaton) ]]></author>                    <dc:creator><![CDATA[ Cris Sholto Heaton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aYQvnZY9sAUm55pyjzJz7J-1280-80.jpg">
                                                            <media:credit><![CDATA[Wiktor Szymanowicz/Future Publishing via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Rachel Reeves - wants to change ISA rules]]></media:description>                                                            <media:text><![CDATA[Rachel Reeves - wants to change ISA rules]]></media:text>
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                                                            <title><![CDATA[ Former pensions minister warns of risks of government’s retirement fund investment drive ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/former-pensions-minister-warns-of-risks-of-governments-retirement-fund-investment-drive</link>
                                                                            <description>
                            <![CDATA[ Government wants smaller defined contribution schemes to consolidate and back UK assets - what do the changes mean for you? ]]>
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                                                                        <pubDate>Sun, 15 Mar 2026 00:01:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 14:13:01 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Kqi6DPwDLYnUwKJEtFW6rc-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Steve Webb ]]></media:description>                                                            <media:text><![CDATA[Steve Webb ]]></media:text>
                                <media:title type="plain"><![CDATA[Steve Webb ]]></media:title>
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                                                            <title><![CDATA[ Market crashes quiz: How much do you know about the darkest days in the stock market? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/quizzes/market-crashes-quiz</link>
                                                                            <description>
                            <![CDATA[ Market crashes can sometimes see years’ worth of investment gains wiped out in minutes – how closely have you been studying the history of the stock market? ]]>
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                                                                        <pubDate>Fri, 13 Mar 2026 16:00:55 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 09:27:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hnTmnEk8w3od4imFJYFnyZ-1280-80.jpg">
                                                            <media:credit><![CDATA[Spencer Platt via Alamy]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Trader reacting to the 2008 financial crash]]></media:description>                                                            <media:text><![CDATA[Trader reacting to the 2008 financial crash]]></media:text>
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                                                            <title><![CDATA[ Revolut secures full UK banking license – what does it mean for customers? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/bank-accounts/revolut-secures-full-uk-banking-licence</link>
                                                                            <description>
                            <![CDATA[ Revolut is now an official UK bank, following a four-year struggle to get regulatory approval. What will the move mean for customers, and is Revolut a good home for your cash? ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 17:06:50 +0000</pubDate>                                                                                                                                <updated>Thu, 12 Mar 2026 17:13:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Bank Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RZznKMHE2MVvznsRNa7vGa-1280-80.jpg">
                                                            <media:credit><![CDATA[NurPhoto via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[The Revolut Global Headquarters In London]]></media:description>                                                            <media:text><![CDATA[The Revolut Global Headquarters In London]]></media:text>
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                                                            <title><![CDATA[ The tax risks for UK expats returning from Dubai ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/tax-risks-for-uk-expats-returning-from-dubai</link>
                                                                            <description>
                            <![CDATA[ Wealthy Brits may have rushed to Dubai and other low tax jurisdictions to escape higher taxes in the UK but they could be hit with a tax bill if they return too soon ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 15:29:20 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 15:15:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oPj7HVUpukADkPsgn7FFS3-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Nikada]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Dubai skyline]]></media:description>                                                            <media:text><![CDATA[Dubai skyline]]></media:text>
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                                                            <title><![CDATA[ MPs launch inquiry into ‘unfair’ student loans – what will be looked at? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/student-loans-plan-2-treasury-committee</link>
                                                                            <description>
                            <![CDATA[ The Treasury Committee will look at whether repayment terms are reasonable for students amid major discontentment among graduates ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 15:05:34 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 14:46:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/u49eexBvryHA8bwFAXLY35-1280-80.jpg">
                                                            <media:credit><![CDATA[The Washington Post via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Plan 2 student loans have had students in uproar over the repayment charges&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[University student at laptop]]></media:text>
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                                                            <title><![CDATA[ What to consider when consolidating your ISA ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/stocks-and-shares-isas/consolidating-your-isa-what-to-consider</link>
                                                                            <description>
                            <![CDATA[ Holding your stocks and shares ISA on one investment platform can be cheaper and more efficient but there are downsides ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 11:15:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vaQgZjpdFuayWF3jWRjZ8c-1280-80.jpg">
                                                            <media:credit><![CDATA[FreshSplash via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[person using a smartphone showcasing a financial application considering consolidating their ISA]]></media:description>                                                            <media:text><![CDATA[person using a smartphone showcasing a financial application considering consolidating their ISA]]></media:text>
                                <media:title type="plain"><![CDATA[person using a smartphone showcasing a financial application considering consolidating their ISA]]></media:title>
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                                                            <title><![CDATA[ Wildlife to replace historical figures on UK banknotes ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/wildlife-replace-historical-figures-on-new-uk-banknotes</link>
                                                                            <description>
                            <![CDATA[ It's goodbye to Shakespeare, Churchill and Austen on banknotes as the public votes for wildlife to feature instead. What wildlife do you want to see on them? ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 16:36:17 +0000</pubDate>                                                                                                                                <updated>Thu, 12 Mar 2026 14:34:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/arJXbcad5N9CjJfxkqmhRG-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[£5 banknote of Winston Churchill]]></media:description>                                                            <media:text><![CDATA[£5 banknote of Winston Churchill]]></media:text>
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                                                            <title><![CDATA[ How much do I need to save in Premium Bonds to win? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/how-much-need-in-premium-bonds-to-win</link>
                                                                            <description>
                            <![CDATA[ NS&I’s Premium Bonds pay out hundreds of millions each month, but the vast majority of savers have never won a single penny. Is it just bad luck or do you need a certain amount to really be in with a chance of winning? ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 15:32:47 +0000</pubDate>                                                                                                                                <updated>Thu, 12 Mar 2026 14:23:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UfycajJjVCAppHAVf2pj84-1280-80.jpg">
                                                            <media:credit><![CDATA[Cavan Images via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman looking at her computer screen]]></media:description>                                                            <media:text><![CDATA[Woman looking at her computer screen]]></media:text>
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                                                            <title><![CDATA[ The big April money changes – which taxes and bills have gone up? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/april-money-changes-bills-energy-premium-bonds</link>
                                                                            <description>
                            <![CDATA[ A number of major money changes have taken effect this April - from council tax rises to state pension increase - see which ones impact you ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 14:09:01 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 14:07:09 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hjPE3UXg7pAT9TYzKbDCi9-1280-80.jpg">
                                                            <media:credit><![CDATA[PixeloneStocker via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;A number of big money changes are coming in April&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Woman looking at her bills]]></media:text>
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                                                            <title><![CDATA[ What are ‘deprivation of assets’ care cost rules? – and how to stick to them  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/deprivation-of-assets-care-cost-rules</link>
                                                                            <description>
                            <![CDATA[ Care costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ‘deprivation of assets’ rules when it comes to paying for care. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 16:42:56 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 17:36:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rQ4uzze9AdT5rdKuj3b38N-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[What are ‘deprivation of assets’ care cost rules? – and how to stick to them ]]></media:description>                                                            <media:text><![CDATA[Anxious couple discussing care fees costs and deprivation of assets rules]]></media:text>
                                <media:title type="plain"><![CDATA[Anxious couple discussing care fees costs and deprivation of assets rules]]></media:title>
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                                                            <title><![CDATA[ 159 – the three-digit number that could stop you from being scammed ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/159-phone-number-stop-banking-scams</link>
                                                                            <description>
                            <![CDATA[ Why 159 is a number everyone should know as it could stop scammers stealing from your bank account. But how does it work and when should you use it? ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 15:26:19 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 15:26:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hyDefAWvnbT2JmUV8F5LeD-1280-80.jpg">
                                                            <media:credit><![CDATA[Olga Rolenko via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[woman looking at phone]]></media:description>                                                            <media:text><![CDATA[woman looking at phone]]></media:text>
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                                                            <title><![CDATA[ Is it still worth paying into a pension in your 60s?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/worth-paying-into-pension</link>
                                                                            <description>
                            <![CDATA[ What are the financial benefits of continuing to pay into a pension as you approach retirement age? In an exclusive analysis, we show the reality of pension saving into your 60s. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 14:13:22 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Mar 2026 09:41:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/d2pKikMjZk4jGcKcoim4iB-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Is it still worth paying into a pension in your 60s? ]]></media:description>                                                            <media:text><![CDATA[A couple in their 60s looking at paperwork deciding if they want to pay more into their pension]]></media:text>
                                <media:title type="plain"><![CDATA[A couple in their 60s looking at paperwork deciding if they want to pay more into their pension]]></media:title>
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                                                            <title><![CDATA[ Nu: Brazil's radical upstart bank ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/bank-stocks/nu-holdings-brazil-upstart-bank</link>
                                                                            <description>
                            <![CDATA[ Nu is upending the status quo in Latin America by tackling a banking sector dominated by lazy, high-cost incumbents, says Jamie Ward ]]>
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                                                                        <pubDate>Sun, 08 Mar 2026 08:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Bank Stocks]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks and Shares]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Jamie Ward) ]]></author>                    <dc:creator><![CDATA[ Jamie Ward ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NjCdbnAY5y98vbS8tUVTk7-1280-80.jpg">
                                                            <media:credit><![CDATA[Cheng Xin/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Nu bank logo displayed on smartphone screen]]></media:description>                                                            <media:text><![CDATA[Nu bank logo displayed on smartphone screen]]></media:text>
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                                                            <title><![CDATA[ Nationwide launches two new savings accounts and boosts rates on four ISAs – are they worth it? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nationwide-savings-accounts-isa-boosts-interest-rates</link>
                                                                            <description>
                            <![CDATA[ Nationwide Building Society has updated its savings range but how competitive are the interest rates? ]]>
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                                                                        <pubDate>Fri, 06 Mar 2026 11:23:52 +0000</pubDate>                                                                                                                                <updated>Fri, 06 Mar 2026 17:17:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5sRxZ4tEVJGipwKkqRwBFg-1280-80.jpg">
                                                            <media:credit><![CDATA[Mike Kemp via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Nationwide has launched two new savings accounts&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Branch of Nationwide ]]></media:text>
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                                                            <title><![CDATA[ Private dentistry review launched – how you can cut costs ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/private-dentistry-review-cut-costs</link>
                                                                            <description>
                            <![CDATA[ The private dentistry study comes after the chancellor raised concerns over the cost of private dental care ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 17:38:45 +0000</pubDate>                                                                                                                                <updated>Sun, 08 Mar 2026 11:13:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/36xDKJ3QqLESieUuhncLqh-1280-80.jpg">
                                                            <media:credit><![CDATA[Peter Macdiarmid via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[NHS dentist]]></media:description>                                                            <media:text><![CDATA[NHS dentist]]></media:text>
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