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                    <title><![CDATA[ Latest from MoneyWeek in National-savings-and-investments ]]></title>
                <link>https://moneyweek.com/tag/national-savings-and-investments</link>
        <description><![CDATA[ All the latest national-savings-and-investments content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Mon, 02 Feb 2026 11:31:17 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ NS&I February Premium Bonds winners revealed – did you win £1 million? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/premium-bonds-winners-february-2026</link>
                                                                            <description>
                            <![CDATA[ More than 2.7 million historic Premium Bonds prizes are still waiting to be claimed, NS&I says ]]>
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                                                                        <pubDate>Mon, 02 Feb 2026 11:31:17 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Feb 2026 13:16:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HBQVmxhSnztXD9GtkNpVVF-1280-80.jpg">
                                                            <media:credit><![CDATA[Anna Efetova/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Premium Bonds concept]]></media:description>                                                            <media:text><![CDATA[Premium Bonds concept]]></media:text>
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                                                            <title><![CDATA[ NS&I cuts interest rates on 8 savings accounts – are they still worth it? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-interest-rates-cut-fixed-rate-bonds</link>
                                                                            <description>
                            <![CDATA[ NS&I will now offer less attractive interest rates for customers wishing to lock their savings away to grow for one, two, three or five years. ]]>
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                                                                        <pubDate>Tue, 06 Jan 2026 12:46:09 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/H9jtiSfeCuLqZJHDAGKo44-1280-80.jpg">
                                                            <media:credit><![CDATA[Pla2na/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Padlock on percentage sign (interest rate) ]]></media:description>                                                            <media:text><![CDATA[Padlock on percentage sign (interest rate) ]]></media:text>
                                <media:title type="plain"><![CDATA[Padlock on percentage sign (interest rate) ]]></media:title>
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                                                            <title><![CDATA[ One-year fixed savings drop below 6% - have they reached their peak?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/one-year-fixed-savings-drop-below-six-percent</link>
                                                                            <description>
                            <![CDATA[ The best one-year fixed-rate savings deals have fallen below the 6% mark. Find out if saving rates have reached their peak and the current top rates on the market. ]]>
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                                                                        <pubDate>Tue, 14 Nov 2023 15:37:41 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:02:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Vaishali Varu ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AxZr7RSggHibxoEXPD7nyg-1280-80.jpg">
                                                            <media:credit><![CDATA[Guido Mieth]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Putting a coin in a white piggy bank at home]]></media:description>                                                            <media:text><![CDATA[Putting a coin in a white piggy bank at home]]></media:text>
                                <media:title type="plain"><![CDATA[Putting a coin in a white piggy bank at home]]></media:title>
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                                                            <title><![CDATA[ NS&I cuts interest rate on Green Savings Bonds - where can you get a better deal? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-cuts-interest-rate-on-green-savings-bonds-where-can-you-get-a-better-deal</link>
                                                                            <description>
                            <![CDATA[ The state-backed bank has slashed the interest rate on its Green Savings Bonds from 5.7% to 3.95% ]]>
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                                                                        <pubDate>Tue, 14 Nov 2023 12:31:02 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 12:40:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/r4nvDePNbTqNMq7HWLjf77-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/sarayut Thaneerat]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NS&amp;I has released a new issue of its three-year Green Savings Bond at 3.95%, down from 5.7%]]></media:description>                                                            <media:text><![CDATA[Hand holding pile of coins]]></media:text>
                                <media:title type="plain"><![CDATA[Hand holding pile of coins]]></media:title>
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                                                            <title><![CDATA[ Charles Stanley Direct launches cash savings - is it any good?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/charles-stanley-direct-launches-cash-savings-is-it-any-good</link>
                                                                            <description>
                            <![CDATA[ Charles Stanley Direct has launched a savings platform to give savers access to the best deals on the market. We look at how it compares to other services. ]]>
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                                                                        <pubDate>Mon, 06 Nov 2023 14:19:59 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Vaishali Varu) ]]></author>                    <dc:creator><![CDATA[ Vaishali Varu ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/A8kxzQDX2QrWBnjwcEAePh-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[3D abstract background of piggy bank]]></media:description>                                                            <media:text><![CDATA[3D abstract background of piggy bank]]></media:text>
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                                                            <title><![CDATA[ November NS&I Premium Bonds winners - check now to see what you won ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/november-nsandi-premium-bond-winners-check-to-see-what-you-won</link>
                                                                            <description>
                            <![CDATA[ If you have money saved in NS&I Premium Bonds you can now check to see whether you have won a prize in the November prize draw. Here’s how to check your Premium Bonds. ]]>
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                                                                        <pubDate>Thu, 02 Nov 2023 06:30:33 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Fitzsimons) ]]></author>                    <dc:creator><![CDATA[ John Fitzsimons ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SoQdwsv5oAv8ZVXyBuCiaH-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Trophy cups winner champion cups pattern with hard shadow on yellow background.]]></media:description>                                                            <media:text><![CDATA[Trophy cups winner champion cups pattern with hard shadow on yellow background.]]></media:text>
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                                                            <title><![CDATA[ Is NS&I safe? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/how-safe-is-nsandi</link>
                                                                            <description>
                            <![CDATA[ National Savings and Investments (NS&I) is popular for its Premium Bonds and savings products. But how safe is it? ]]>
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                                                                        <pubDate>Mon, 23 Oct 2023 09:03:17 +0000</pubDate>                                                                                                                                <updated>Tue, 02 Sep 2025 09:42:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dtL6e7X9hTdfSDEeLdKfdL-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Is your money safe if you hold it with NS&amp;I? (images: Getty Images)]]></media:description>                                                            <media:text><![CDATA[A padlock appears in front of pound coins]]></media:text>
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                                                            <title><![CDATA[ October NS&I Premium Bond winners - have you claimed your prize yet? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/october-nsandi-premium-bonds-have-you-claimed-your-prize</link>
                                                                            <description>
                            <![CDATA[ October NS&I Premium Bond winners were announced earlier this month - but have you claimed your prize yet? Here’s how to check you have not missed out ]]>
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                                                                        <pubDate>Fri, 20 Oct 2023 13:40:41 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:03:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Vaishali Varu ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KAUUMQKZ6wGUL4KfmGj7FE-1280-80.jpg">
                                                            <media:credit><![CDATA[sanjeri]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Young couple looking at finances]]></media:description>                                                            <media:text><![CDATA[Young couple looking at finances]]></media:text>
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                                                            <title><![CDATA[ Act fast: HSBC to pull its 5.7% one-year bond ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/hsbc-one-year-fixed-bond-ending</link>
                                                                            <description>
                            <![CDATA[ Savers have until Wednesday to apply for HSBC’s one-year fixed-rate bond. The withdrawal of the account follows NS&I’s decision to pull its market-leading one-year bonds earlier this month. We explain why you need to act fast to secure the best rates. ]]>
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                                                                        <pubDate>Wed, 11 Oct 2023 15:00:25 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:03:09 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pvRVFY4S6RgGZGyXmpbLaX-1280-80.jpg">
                                                            <media:credit><![CDATA[© Matt Cardy/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[HSBC sign]]></media:description>                                                            <media:text><![CDATA[HSBC sign]]></media:text>
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                                                            <title><![CDATA[ NS&I withdraws market-leading 6.2% one year fixed bond - what are the alternatives? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-withdraws-market-leading-62-one-year-fixed-bond-what-are-the-alternatives</link>
                                                                            <description>
                            <![CDATA[ National Savings & Investments (NS&I) has now dropped its one year fixed bond paying a table topping 6.2% interest rate a month after launch. Here’s where to find the next best alternative for one year fixed savings ]]>
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                                                                        <pubDate>Fri, 06 Oct 2023 11:02:06 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:03:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cJstrMYCxUziDeMohRyTee-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Little pink ceramic piggy bank pattern on the left side on yellow background. ]]></media:description>                                                            <media:text><![CDATA[Little pink ceramic piggy bank pattern on the left side on yellow background. ]]></media:text>
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                                                            <title><![CDATA[ How do NS&I savings account rates compare? Advantages of using government-backed bank ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-versus-savings</link>
                                                                            <description>
                            <![CDATA[ NS&I savings accounts offer security and tax-efficient options for your money. But how do its interest rates compare to the rest of the market? ]]>
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                                                                        <pubDate>Wed, 13 Sep 2023 14:39:03 +0000</pubDate>                                                                                                                                <updated>Wed, 20 Nov 2024 16:36:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Cash ISAS]]></category>
                                                    <category><![CDATA[Savings Accounts for Children]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Chris Newlands) ]]></author>                    <dc:creator><![CDATA[ Chris Newlands ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KE8Ci7qPYF42P936xWB5UG-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NS&amp;I savings rates usually struggle to keep up with those of its competitors]]></media:description>                                                            <media:text><![CDATA[NS&amp;I savings represented by stacks of one pound coins]]></media:text>
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                                                            <title><![CDATA[ How to beat NS&I's market-leading 6.2% savings bond ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/raisin-one-year-fixed-bond-cashback</link>
                                                                            <description>
                            <![CDATA[ While NS&I’s 6.2% savings rate is currently the highest one-year fixed account on the market, we look at how you could beat it with this one deal ]]>
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                                                                        <pubDate>Mon, 11 Sep 2023 13:27:29 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:01:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/X2Nh5qQVoNdSUVYmMDPaTJ-1280-80.jpg">
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                                                            <title><![CDATA[ Why savers need to act quickly to snap up NS&I’s market-leading 6.2% interest rate  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/why-savers-need-to-act-quickly-to-snap-up-nsandis-market-leading-interest-rate</link>
                                                                            <description>
                            <![CDATA[ NS&I launched a market-leading one-year fixed savings account in August, but it could be pulled at any moment so savers need to act now. ]]>
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                                                                        <pubDate>Thu, 07 Sep 2023 14:09:11 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:00:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rupert Hargreaves ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Evfza75ofFAyQn6aAXMDgY-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I Premium Bonds draw – when to check if you won ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/nsandi-premium-bonds-draw-check-if-you-won</link>
                                                                            <description>
                            <![CDATA[ NS&I Premium Bonds winners will be announced later this morning. We look at how to check you won a prize in November's draw. ]]>
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                                                                        <pubDate>Mon, 04 Sep 2023 15:32:18 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvgiP58N3CYQeoksVCfuHi-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I launches table-topping one year fixed rate bond  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-launches-table-topping-one-year-fixed-rate-bond</link>
                                                                            <description>
                            <![CDATA[ The Treasury backed savings provider is boosting the rate on its one-year fixed bonds to the highest level since they were launched in 2008. ]]>
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                                                                        <pubDate>Wed, 30 Aug 2023 10:30:32 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:01:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/q7yD4awXyU7CJmDELMEaud-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I boosts interest rate on Green Savings Bonds to 5.7% ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-boosts-interest-rate-on-green-savings-bonds</link>
                                                                            <description>
                            <![CDATA[ The boost is a significant hike from when the product first launched in October 2021. ]]>
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                                                                        <pubDate>Tue, 22 Aug 2023 13:00:13 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Nov 2023 14:02:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ pedrohsgoncalves@gmail.com (Pedro Gonçalves) ]]></author>                    <dc:creator><![CDATA[ Pedro Gonçalves ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BQvL3fBsi669tUh6JwRQwi-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I hikes Premium Bond prize fund rate to 24-year high ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-hikes-premium-bond-prize-fund-rate-to-24-year-high</link>
                                                                            <description>
                            <![CDATA[ The Premium Bond prize fund rate will go up again next month, hitting its highest level since 1999. NS&I is also raising the interest rate on a range of savings products. We explain what the changes mean for you. ]]>
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                                                                        <pubDate>Tue, 08 Aug 2023 10:37:14 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/F4nyeHzVL24vssmux4UpUU-1280-80.jpg">
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                                                            <title><![CDATA[ How to check for Premium Bonds prizes ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/check-for-premium-bonds</link>
                                                                            <description>
                            <![CDATA[ NS&I’s Premium Bonds prize draw makes two people millionaires overnight every month. We explain how to check to see if you’ve won any cash ]]>
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                                                                        <pubDate>Thu, 03 Aug 2023 07:02:11 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 10:33:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LG9jDZPrANiphFiS7DFVVL-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I August Premium Bonds draw - check for prizes now ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-august-premium-bonds-draw-check-from-today</link>
                                                                            <description>
                            <![CDATA[ NS&I bond investors can now check to see if they scooped a prize in this month’s draw. With more than £404m to be handed out in prizes, find out what you won. ]]>
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                                                                        <pubDate>Wed, 02 Aug 2023 12:47:37 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kQierywJht3RSCB5kD8zoP-1280-80.jpg">
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                                                            <title><![CDATA[ 4 alternatives to Premium Bonds: What other savings prize draws are there? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/premium-bond-alternatives-to-turn-savings-into-winnings</link>
                                                                            <description>
                            <![CDATA[ If you’re looking for a Premium Bond alternative, a prize draw might be an option, with one offering up to £100,000. ]]>
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                                                                        <pubDate>Wed, 02 Aug 2023 09:34:34 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Feb 2026 14:16:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/U6S672jtqD62QXTi4R6W54-1280-80.jpg">
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                                                            <title><![CDATA[ August NS&I Premium Bond winners unveiled - have you scooped £1m? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/premium-bond-winners-august</link>
                                                                            <description>
                            <![CDATA[ Two lucky NS&I Premium Bond winners are now millionaires in the August draw. Find out here if you are one of them ]]>
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                                                                        <pubDate>Tue, 01 Aug 2023 10:56:46 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/735CEyTeqhnKigYZD6JEvn-1280-80.jpg">
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                                                            <title><![CDATA[ How do Premium Bonds work? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/how-do-premium-bonds-work</link>
                                                                            <description>
                            <![CDATA[ NS&I’s Premium Bonds operate differently from typical savings accounts. We look at how they work. ]]>
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                                                                        <pubDate>Wed, 19 Jul 2023 11:07:51 +0000</pubDate>                                                                                                                                <updated>Tue, 14 Apr 2026 16:31:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nTTbKbznit4cyDbebjU7Qn-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;We look at how Premium Bonds work&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Young Japanese Woman using a laptop on a couch]]></media:text>
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                                                            <title><![CDATA[ Coventry Building Society launches new best easy access savings account ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/lender-launches-new-best-easy-access-savings-account</link>
                                                                            <description>
                            <![CDATA[ Coventry Building Society's deal tops our easy access savings account list, but could your cash be put to better use? ]]>
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                                                                        <pubDate>Fri, 14 Jul 2023 10:27:40 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zfqcYtDL4Dnwzqsqw7ahC6-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I boosts fixed-term savings rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-boosts-fixed-term-savings-rates</link>
                                                                            <description>
                            <![CDATA[ The NS&I, the government-backed savings institution has mirrored recent rate rises seen elsewhere in the market. ]]>
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                                                                        <pubDate>Thu, 13 Jul 2023 09:47:34 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5P3x87MpyrAzS8vhFrpzxU-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I hikes Premium Bond prize rate again to hit the highest level in 15 years ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-hikes-premium-bond-prize-rate-highest-in-15-years</link>
                                                                            <description>
                            <![CDATA[ NS&I has increased the prize rate on its Premium Bonds again. We look at what it means for prizes from August ]]>
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                                                                        <pubDate>Tue, 04 Jul 2023 10:22:41 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rgEvzsYFDw6PycYyg8zXCL-1280-80.jpg">
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                                                            <title><![CDATA[ Premium Bond prize fund rate jumps to highest in 15 years ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/nsandi-hikes-premium-bond-rates-isa-rates</link>
                                                                            <description>
                            <![CDATA[ NS&I is hiking Premium Bond prize rates alongside rates on junior ISAs - but are the rates any good as competition on savings heat up? ]]>
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                                                                        <pubDate>Tue, 20 Jun 2023 12:06:50 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Nq4CWaDNjJse457jmhP7KQ-1280-80.jpg">
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                                                            <title><![CDATA[ How are Premium Bonds prize winners notified – and who is Agent Million? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/premium-bonds-agent-million</link>
                                                                            <description>
                            <![CDATA[ We look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million? ]]>
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                                                                        <pubDate>Tue, 13 Jun 2023 15:48:12 +0000</pubDate>                                                                                                                                <updated>Fri, 02 Jan 2026 16:00:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NfKHtsLaTDBBZZEBbkTb8A-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I boosts ISA interest rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605892/nsandi-isa-rate-rise</link>
                                                                            <description>
                            <![CDATA[ Over 333,000 customers are set to benefit from the boosted ISA rate, but is it worth switching to NS&I? ]]>
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                                                                        <pubDate>Tue, 16 May 2023 13:11:49 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tM6eRWMQVZnTJ5qrzZ6WNn-1280-80.jpg">
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                                                            <title><![CDATA[ Luckiest NS&I Premium Bond holder has won nearly 300 prizes! ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/luckiest-premium-bond-holder</link>
                                                                            <description>
                            <![CDATA[ New data revealed the luckiest premium bond holder has won over £1m across 288 prizes. ]]>
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                                                                        <pubDate>Fri, 14 Apr 2023 09:34:01 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nYPj7ddBywKyjKaKv5bFn3-1280-80.jpg">
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                                                            <title><![CDATA[ April’s NS&I Premium Bond millionaire winners unveiled - find out if you’re a winner ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/605801/premium-bond-winners-april</link>
                                                                            <description>
                            <![CDATA[ Two lucky winners have hit the million pound jackpot in this month’s NS&I premium bonds draw. Find out here if you’re one of this month’s winners ]]>
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                                                                        <pubDate>Mon, 03 Apr 2023 11:00:06 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FuDXzrU2JV9xmk4NhPxvVR-1280-80.jpg">
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                                                            <title><![CDATA[ Investors flock to NS&I savings after SVB scare - should you follow this trend? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605799/investors-flock-to-nsandi</link>
                                                                            <description>
                            <![CDATA[ Investors are increasingly pumping their cash into the safety-net of NS&I - lured by increased rates and the security of a government-backed savings account.  Should you move your savings to NS&I? ]]>
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                                                                        <pubDate>Fri, 31 Mar 2023 13:33:51 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/iBXtvwAg89yVLCcpzr2YKd-1280-80.png">
                                                            <media:credit><![CDATA[© NS&amp;I]]></media:credit>
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                                                            <title><![CDATA[ Will NS&I hike rates as competition heats up? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/could-nsi-rates-rise</link>
                                                                            <description>
                            <![CDATA[ The government-backed bank saw significant outflows in June, which could encourage it to hike rates as it competes for business. ]]>
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                                                                        <pubDate>Thu, 16 Mar 2023 11:51:56 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qATeFZuSzeE4naupkP4BsS-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I Premium Bond prize fund rate jumps to 3.3% ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/nsandi-premium-bonds-rate-jumps-3-3-per-cent</link>
                                                                            <description>
                            <![CDATA[ NS&I is hiking its prize fund rate again, marking the fifth rise in a year. We look at how the changes will affect you. ]]>
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                                                                        <pubDate>Tue, 14 Feb 2023 13:57:15 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/ZaRkWmWkKUXRTPSJpGH9iU-1280-80.png">
                                                            <media:credit><![CDATA[NS&amp;I]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Phone screen reading thank you for your investment]]></media:description>                                                            <media:text><![CDATA[Phone screen reading thank you for your investment]]></media:text>
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                                                            <title><![CDATA[ NS&I raises rates on its Green Savings Bonds ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/nsandi-increase-rate-green-savings-bond</link>
                                                                            <description>
                            <![CDATA[ NS&I has boosted the rate on its Green Savings Bonds as it plays catch up to the savings market ]]>
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                                                                        <pubDate>Tue, 07 Feb 2023 15:55:51 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VUHRtdJa67HrjZQsE6JAh9-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I brings back one-year fixed bonds with highest rates since 2010 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/605675/nsi-brings-back-one-year-fixed-bonds</link>
                                                                            <description>
                            <![CDATA[ NS&I’s one-year fixed bonds are back on sale after being pulled off the market in 2019 - but is the rate any good? ]]>
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                                                                        <pubDate>Wed, 01 Feb 2023 15:04:02 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yuTMN8uDEqHtEoz2hHFRSS-1280-80.jpg">
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                                                            <title><![CDATA[ NS&I bumps up interest rate on Premium Bonds again ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605591/premium-bond-prize-rate</link>
                                                                            <description>
                            <![CDATA[ NS&I is increasing the Premium Bond prize rate for the second time this year, meaning there are hundreds of extra prizes in every draw. We look at how the changes will affect you. ]]>
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                                                                        <pubDate>Tue, 24 Jan 2023 16:20:16 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KDcz4Mub43hLtzqJVpXb7b-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Almost £3m will be given away each month to lucky bond-holders.]]></media:description>                                                            <media:text><![CDATA[Premium bond winner]]></media:text>
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                                                            <title><![CDATA[ NS&I interest rates hit highest levels in a decade ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605466/nsi-interest-rates-rise</link>
                                                                            <description>
                            <![CDATA[ The savings bank has increased the interest rates on its products to their highest levels in years. ]]>
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                                                                        <pubDate>Tue, 13 Dec 2022 15:30:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KGhd4W9mB5t8P4BjVdNByC-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[An additional £80m in Premium Bond prizes is up for grabs in the January prize draw]]></media:description>                                                            <media:text><![CDATA[Premium Bonds ]]></media:text>
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                                                            <title><![CDATA[ Best easy-access savings accounts – earn up to 4.75% ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605506/best-easy-access-accounts</link>
                                                                            <description>
                            <![CDATA[ Easy-access savings accounts are offering inflation-busting rates of up to 4.75% on your cash savings, but they won't last for long. We look at the best rates. ]]>
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                                                                        <pubDate>Tue, 06 Dec 2022 16:02:10 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 16:33:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jvmo5RzVxNonqS8epmdvvi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Easy-access savings concept with piggy bank]]></media:description>                                                            <media:text><![CDATA[Easy-access savings concept with piggy bank]]></media:text>
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                                                            <title><![CDATA[ December 2022 Premium Bond winners: NS&I reveals the jackpot winners ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605560/december-premium-bond-prize-winners</link>
                                                                            <description>
                            <![CDATA[ NS&I Premium Bond winners announced – how to check if you are winner ]]>
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                                                                        <pubDate>Thu, 01 Dec 2022 14:38:11 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/U7LTbxrggBkMcMigePmocU-1280-80.jpg">
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                                                            <title><![CDATA[ November’s Premium Bond millionaire winners revealed –how to check if you are a winner ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605483/november-premium-bond-prize-winner</link>
                                                                            <description>
                            <![CDATA[ Millions of Premium Bond holders have won tax-free cash prizes following the November draw. Here’s how to check if you’re one of the winners this month. ]]>
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                                                                        <pubDate>Wed, 02 Nov 2022 15:26:51 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Fitzsimons) ]]></author>                    <dc:creator><![CDATA[ John Fitzsimons ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tTVTdYtjt7t9NNwXbrmSzG-1280-80.jpg">
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                                                            <title><![CDATA[ Ethical savings accounts: make your cash green ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/604585/ethical-savings-accounts-make-your-cash-green</link>
                                                                            <description>
                            <![CDATA[ NS&I’s Green Savings Bond helps fund environmentally sound projects, but there are better eco-friendly options for your money, says Ruth Jackson-Kirby. ]]>
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                                                                        <pubDate>Tue, 22 Mar 2022 09:01:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xWrWs34CWsYgpGc8HhRkAc-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Saving money can help save the planet]]></media:description>                                                            <media:text><![CDATA[Growing a money tree in the palm of your hand]]></media:text>
                                <media:title type="plain"><![CDATA[Growing a money tree in the palm of your hand]]></media:title>
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                                                            <title><![CDATA[ Green finance is set to be the most powerful financial repression tool yet ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/bonds/604022/green-finance-is-set-to-be-the-most-powerful-financial-repression-tool-yet</link>
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                            <![CDATA[ The government has launched its “green savings bond” that offers investors just 0.65%. But that pitiful return is in many ways the point of “green” finance. John Stepek explains why. ]]>
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                                                                        <pubDate>Fri, 22 Oct 2021 10:08:10 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Bonds]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Stepek) ]]></author>                    <dc:creator><![CDATA[ John Stepek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c87XS2b9E7KMr5oaeYBnWT-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The government wants the money to build more green infrastructure]]></media:description>                                                            <media:text><![CDATA[Offshore wind farm]]></media:text>
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                                                            <title><![CDATA[ This year’s endless fiasco at NS&I ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/602408/this-years-endless-fiasco-at-nsi</link>
                                                                            <description>
                            <![CDATA[ National Savings & Investments (NS&I), has lurched from one disaster to another this year. Ruth Jackson-Kirby looks at what's gone wrong. ]]>
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                                                                        <pubDate>Sun, 06 Dec 2020 09:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fZSbHvqLtABXax5zhfysFf-1280-80.jpg">
                                                            <media:credit><![CDATA[© Jonas Gratzer/LightRocket via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Hydroponics worker with lettuce plants ]]></media:description>                                                            <media:text><![CDATA[Hydroponics worker with lettuce plants ]]></media:text>
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                                                            <title><![CDATA[ Where to put your savings now that NS&I has cut its rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/602062/where-to-put-your-savings-now-that-nsi-has-cut-its-rates</link>
                                                                            <description>
                            <![CDATA[ National Savings & Investments (NS&I) has slashed its interest rates. There are now much better deals for your savings elsewhere, says Ruth Jackson Kirby. ]]>
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                                                                        <pubDate>Fri, 02 Oct 2020 08:45:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LwWqTUDpcHw2qp593oeBJX-1280-80.jpg">
                                                            <media:credit><![CDATA[© Alamy]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NS&amp;I has left savers high and dry]]></media:description>                                                            <media:text><![CDATA[Cash on NS&amp;amp;I document © Alamy]]></media:text>
                                <media:title type="plain"><![CDATA[Cash on NS&amp;amp;I document © Alamy]]></media:title>
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                                                            <title><![CDATA[ Prepare yourself for negative interest rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/602082/prepare-yourself-for-negative-interest-rates</link>
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                            <![CDATA[ There is a lot of talk about negative interest rates coming to the UK. They're a terrible idea, says Merryn Somerset Webb. ]]>
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                                                                                                                            <pubDate>Thu, 01 Oct 2020 13:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ NS&I: a safe home for savings ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/601704/nsi-a-safe-home-for-savings</link>
                                                                            <description>
                            <![CDATA[ State-backed National Savings & Investments is ready to accept much more money and offers some of the highest interest rates. ]]>
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                                                                        <pubDate>Tue, 28 Jul 2020 08:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/G84PddhGiEAeTnAZSYfew9-1280-80.jpg">
                                                            <media:credit><![CDATA[© Alamy]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NS&amp;I is backed by the Treasury so your money is guaranteed]]></media:description>                                                            <media:text><![CDATA[HM Treasury building © PSL Images / Alamy Stock Photo]]></media:text>
                                <media:title type="plain"><![CDATA[HM Treasury building © PSL Images / Alamy Stock Photo]]></media:title>
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                                                            <title><![CDATA[ Time to ditch premium bonds? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/462608/time-to-ditch-premium-bonds</link>
                                                                            <description>
                            <![CDATA[ It's staggering how many people in Britain own premium bonds, says Ruth Jackson. But are there better bets elsewhere? ]]>
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                                                                        <pubDate>Fri, 03 Mar 2017 12:15:08 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t7faJbSuAdMXYJtLmDRn6T-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[You could, but there are better options]]></media:description>                                                            <media:text><![CDATA[17-3-2-Cabot-1200]]></media:text>
                                <media:title type="plain"><![CDATA[17-3-2-Cabot-1200]]></media:title>
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                                                            <title><![CDATA[ Should you buy Severn Trent’s index-linked bond? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/125/severn-trent-rpi-inflation-linked-retail-bond-22500</link>
                                                                            <description>
                            <![CDATA[ Utility company Severn Trent is launching an inflation-linked bond for retail investors. Should you invest? Or is there a better option? Phil Oakley takes a look. ]]>
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                                                                        <pubDate>Thu, 21 Jun 2012 15:31:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Bonds]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Phil Oakley) ]]></author>                    <dc:creator><![CDATA[ Phil Oakley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nhtPTFTkUtsZAqwyBsWKXe-1280-80.jpg">
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                                                            <title><![CDATA[ The best credit cards for Christmas ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/32024/the-best-credit-cards-for-christmas-56342</link>
                                                                            <description>
                            <![CDATA[ Jessica Furseth looks at the best credit card deals for Christmas, and rounds up the rest of the week's personal finance news. ]]>
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                                                                                                                            <pubDate>Fri, 11 Nov 2011 09:18:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                </item>
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