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                    <title><![CDATA[ Latest from MoneyWeek in National-insurance ]]></title>
                <link>https://moneyweek.com/personal-finance/tax/national-insurance</link>
        <description><![CDATA[ All the latest national-insurance content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Mon, 30 Mar 2026 15:31:47 +0000</lastBuildDate>
                            <language>en</language>
                                <item>
                                                            <title><![CDATA[ State pension entitlement gaps: Blow as National Insurance credit system delayed until April 2027 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/state-pension-entitlement-gaps-national-insurance-replacement-credits</link>
                                                                            <description>
                            <![CDATA[ A scheme to protect the state pension records of mothers affected by the introduction of the High Income Child Benefit Charge in 2013 has been delayed by a year. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 15:31:47 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 08:24:40 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EuPvN7Eq8WxZshtDxwWiBi-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Missing National Insurance credits mainly affected mothers who opted out of Child Benefit to avoid the High Income Child Benefit Charge]]></media:description>                                                            <media:text><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:text>
                                <media:title type="plain"><![CDATA[A mother and daughter having breakfast at home. Missing National Insurance credits mainly affected mothers who opted out of child benefit to avoid the high income child benefit charge]]></media:title>
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                                                            <title><![CDATA[ The coming collapse in the jobs market ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/the-coming-collapse-in-the-jobs-market</link>
                                                                            <description>
                            <![CDATA[ Once the Employment Bill becomes law, expect a full-scale collapse in hiring, says Matthew Lynn ]]>
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                                                                        <pubDate>Fri, 19 Dec 2025 10:53:35 +0000</pubDate>                                                                                                                                <updated>Fri, 19 Dec 2025 11:09:28 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xk7xEJo6NgND2er799obXj-1280-80.jpg">
                                                            <media:credit><![CDATA[Jose Sarmento Matos/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Commuters cross Westminster Bridge near the Houses of Parliament]]></media:description>                                                            <media:text><![CDATA[Commuters cross Westminster Bridge near the Houses of Parliament]]></media:text>
                                <media:title type="plain"><![CDATA[Commuters cross Westminster Bridge near the Houses of Parliament]]></media:title>
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                                                            <title><![CDATA[ Rachel Reeves's punishing rise in business rates will crush the British economy ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/budget/rachel-reevess-punishing-rise-in-business-rates-will-crush-the-british-economy</link>
                                                                            <description>
                            <![CDATA[ By piling more and more stealth taxes onto businesses, the government is repeating exactly the same mistake of its first Budget, says Matthew Lynn ]]>
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                                                                        <pubDate>Fri, 12 Dec 2025 12:22:14 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Dec 2025 16:42:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3MM4nr5gGP7TfN9i4dL9R3-1280-80.jpg">
                                                            <media:credit><![CDATA[Adrian Dennis - WPA Pool/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Britain&#039;s Chancellor of the Exchequer Rachel Reeves]]></media:description>                                                            <media:text><![CDATA[Britain&#039;s Chancellor of the Exchequer Rachel Reeves]]></media:text>
                                <media:title type="plain"><![CDATA[Britain&#039;s Chancellor of the Exchequer Rachel Reeves]]></media:title>
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                                                            <title><![CDATA[ Why the Waspi women are wrong ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/state-pensions/why-the-waspi-women-are-wrong</link>
                                                                            <description>
                            <![CDATA[ Compensation for the Waspi women would mean using an unaffordable sledgehammer to crack a nut, says David Prosser ]]>
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                                                                        <pubDate>Sun, 30 Nov 2025 09:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HxSB7wQHVnkKGmfpoxvhNE-1280-80.jpg">
                                                            <media:credit><![CDATA[Leon Neal/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Waspi women protest group ]]></media:description>                                                            <media:text><![CDATA[Waspi women protest group ]]></media:text>
                                <media:title type="plain"><![CDATA[Waspi women protest group ]]></media:title>
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                                                            <title><![CDATA[ 'Gen Z is facing an AI jobs bloodbath' ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/gen-z-is-facing-an-ai-jobs-bloodbath</link>
                                                                            <description>
                            <![CDATA[ It has always been tough to get your first job, but this year, it's proving tougher than ever. AI is to blame, says Matthew Lynn ]]>
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                                                                        <pubDate>Fri, 03 Oct 2025 08:40:15 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/R8VX3oxpV2gJotaffKy3wJ-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[AI robot working at computer monitors with financial data]]></media:description>                                                            <media:text><![CDATA[AI robot working at computer monitors with financial data]]></media:text>
                                <media:title type="plain"><![CDATA[AI robot working at computer monitors with financial data]]></media:title>
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                                                            <title><![CDATA[ The most and least expensive countries to be an expat in 2025 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/most-and-least-expensive-countries-for-expats</link>
                                                                            <description>
                            <![CDATA[ With some Brits fleeing the country to avoid seemingly ever-increasing taxes, we look at the most and least expensive countries to emigrate to. ]]>
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                                                                        <pubDate>Fri, 22 Aug 2025 15:31:04 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qsbDr3Kyk2SS9PbQ5yS8qL-1280-80.jpg">
                                                            <media:credit><![CDATA[Arkadij Schell via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman walking her bike on a vibrant street in Mexico]]></media:description>                                                            <media:text><![CDATA[Woman walking her bike on a vibrant street in Mexico]]></media:text>
                                <media:title type="plain"><![CDATA[Woman walking her bike on a vibrant street in Mexico]]></media:title>
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                                                            <title><![CDATA[ Why is Britain's industrial base crumbling? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/why-is-britains-industrial-base-crumbling</link>
                                                                            <description>
                            <![CDATA[ More and more factories in the UK are closing, and the government doesn’t seem to care. What’s going on? ]]>
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                                                                        <pubDate>Fri, 15 Aug 2025 08:42:13 +0000</pubDate>                                                                                                                                <updated>Fri, 15 Aug 2025 08:43:59 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Commodities]]></category>
                                                    <category><![CDATA[Energy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LgS3AxWWnM9NDJbq8W4KbR-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Excavator at waste dump at the site of the former Brymbo steel works near Wrexham]]></media:description>                                                            <media:text><![CDATA[Excavator at waste dump at the site of the former Brymbo steel works near Wrexham]]></media:text>
                                <media:title type="plain"><![CDATA[Excavator at waste dump at the site of the former Brymbo steel works near Wrexham]]></media:title>
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                                                            <title><![CDATA[ 'Rachel Reeves has run out of options' ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/rachel-reeves-has-run-out-of-options</link>
                                                                            <description>
                            <![CDATA[ The political and fiscal constraints on Rachel Reeves have combined to leave the chancellor at a disadvantaged position ]]>
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                                                                        <pubDate>Fri, 08 Aug 2025 07:54:16 +0000</pubDate>                                                                                                                                <updated>Fri, 08 Aug 2025 07:59:08 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Government Bonds]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Helen Thomas) ]]></author>                    <dc:creator><![CDATA[ Helen Thomas ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c9DKzemcTxt5Qt6q54jEG4-1280-80.jpg">
                                                            <media:credit><![CDATA[Matthew Horwood/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Chancellor Rachel Reeves Visits A Coal Tip In Wales]]></media:description>                                                            <media:text><![CDATA[Chancellor Rachel Reeves Visits A Coal Tip In Wales]]></media:text>
                                <media:title type="plain"><![CDATA[Chancellor Rachel Reeves Visits A Coal Tip In Wales]]></media:title>
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                                                            <title><![CDATA[ What has changed with employers’ National Insurance – and how will it impact you? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/national-insurance/employers-national-insurance</link>
                                                                            <description>
                            <![CDATA[ Will you feel the effects of the National Insurance hike, as businesses warn of redundancies, smaller pay rises and higher inflation? ]]>
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                                                                        <pubDate>Fri, 17 Jan 2025 15:26:13 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Jun 2025 16:09:05 +0000</updated>
                                                                                                                                            <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/w6GMZQ9NMAMYQEBjd8gX55-1280-80.jpg">
                                                            <media:credit><![CDATA[Photo by JUSTIN TALLIS/AFP via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Chancellor Rachel Reeves outside 11 Downing Street, holding the red box ahead of the 2024 Autumn Budget]]></media:description>                                                            <media:text><![CDATA[Chancellor Rachel Reeves outside 11 Downing Street, holding the red box ahead of the 2024 Autumn Budget]]></media:text>
                                <media:title type="plain"><![CDATA[Chancellor Rachel Reeves outside 11 Downing Street, holding the red box ahead of the 2024 Autumn Budget]]></media:title>
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                                                            <title><![CDATA[ How to manage redundancy when you’re close to retirement ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/redundancy-when-youre-close-to-retirement</link>
                                                                            <description>
                            <![CDATA[ Getting hit with redundancy when you’re close to retirement can be a devastating blow, but it could also be a chance to consider your options. ]]>
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                                                                        <pubDate>Wed, 10 Jul 2024 10:25:32 +0000</pubDate>                                                                                                                                <updated>Tue, 08 Apr 2025 16:24:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Harriet Meyer) ]]></author>                    <dc:creator><![CDATA[ Harriet Meyer ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/L8M6BUgA6yLjc4mZBJHwPg-1280-80.jpg">
                                                            <media:credit><![CDATA[shironosov via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Older man in a suit being made redundant]]></media:description>                                                            <media:text><![CDATA[Older man in a suit being made redundant]]></media:text>
                                <media:title type="plain"><![CDATA[Older man in a suit being made redundant]]></media:title>
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                                                            <title><![CDATA[ Conservatives pledge to cut National Insurance again – how much could you save? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/Tory-promise-new-ni-tax-cut</link>
                                                                            <description>
                            <![CDATA[ A 2p reduction in National Insurance is a key feature of the Tory’s general election manifesto. ]]>
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                                                                        <pubDate>Tue, 11 Jun 2024 11:23:08 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Apr 2025 10:18:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k6UooE2LSjgomJGtggxDBP-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Conservatives pledge to cut National Insurance again]]></media:description>                                                            <media:text><![CDATA[Conservatives pledge to cut National Insurance again]]></media:text>
                                <media:title type="plain"><![CDATA[Conservatives pledge to cut National Insurance again]]></media:title>
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                                                            <title><![CDATA[ Check Your State Pension forecast tool launched to ‘simplify’ filling National Insurance Contributions gaps ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/check-your-state-pension-forecast-national-insurance-contributions</link>
                                                                            <description>
                            <![CDATA[ The government claims the online Check Your State Pension forecast will allow people to avoid having to phone HMRC and the DWP ]]>
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                                                                        <pubDate>Mon, 29 Apr 2024 15:58:49 +0000</pubDate>                                                                                                                                <updated>Tue, 30 Apr 2024 08:37:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BPABEzA7QEJW4As4i5frca-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The Check Your State Pension forecast tool launched on Monday (29 April)]]></media:description>                                                            <media:text><![CDATA[Check Your State Pension forecast symbolised by pounds and notes]]></media:text>
                                <media:title type="plain"><![CDATA[Check Your State Pension forecast symbolised by pounds and notes]]></media:title>
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                                                            <title><![CDATA[ Workers set for new national insurance tax cut – how much will you save? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/national-insurance/ni-tax-cut-savings</link>
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                            <![CDATA[ National insurance tax rates have fallen but frozen allowances may limit the benefits. ]]>
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                                                                        <pubDate>Thu, 28 Mar 2024 15:16:39 +0000</pubDate>                                                                                                                                <updated>Tue, 09 Apr 2024 09:36:30 +0000</updated>
                                                                                                                                            <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5fn8j5No8bA8U3J7xvS25M-1280-80.jpg">
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                                                            <title><![CDATA[ Spring Budget: What the latest National Insurance cut means for you ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/spring-budget-national-insurance-cut</link>
                                                                            <description>
                            <![CDATA[ Chancellor Jeremy Hunt announced a 2p cut in National Insurance in his latest fiscal update – how much could you actually save? ]]>
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                                                                        <pubDate>Wed, 06 Mar 2024 16:04:59 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Apr 2025 10:18:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GuUjKxsnhus9ExDx4h3QmB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[tax calculator]]></media:description>                                                            <media:text><![CDATA[tax calculator]]></media:text>
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                                                            <title><![CDATA[ Budget 2024: National Insurance cut, a new British ISA, and reform of the child benefit charge - here’s what has been announced ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/spring-budget</link>
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                            <![CDATA[ The chancellor has announced a host of changes, including cutting National Insurance again, and abolishing some tax reliefs. Here’s how the Budget will affect your finances. ]]>
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                                                                        <pubDate>Wed, 06 Mar 2024 14:37:19 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Apr 2025 10:18:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gfHT2GqpPZkzWaBHVUiRuY-1280-80.jpg">
                                                            <media:credit><![CDATA[The Treasury]]></media:credit>
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                                                            <title><![CDATA[ Brace for a year of tax rises ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/brace-for-a-year-of-tax-rises</link>
                                                                            <description>
                            <![CDATA[ The government is strapped for cash, so prepare for tax rises. But it’s unlikely to be able to squeeze much more out of us. ]]>
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                                                                        <pubDate>Fri, 05 Jan 2024 04:21:09 +0000</pubDate>                                                                                                                                <updated>Fri, 29 Aug 2025 15:54:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nWXUZSLJ8ja7YUREqcpAbe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The number of people paying tax on the interest from their savings is set to jump significantly. A freedom of information request from investment platform AJ Bell found that HMRC is expecting more than 2.73 million people to have to pay tax on their savings interest in the current tax year. That includes 1.37 million basic rate taxpayers. That’s a rise of around a million overall on the 2022-23 tax year, while back in 2020-21 fewer than 800,000 savers paid tax on their savings interest.]]></media:description>                                                            <media:text><![CDATA[The number of people paying tax on the interest from their savings is set to jump significantly. A freedom of information request from investment platform AJ Bell found that HMRC is expecting more than 2.73 million people to have to pay tax on their savings interest in the current tax year. That includes 1.37 million basic rate taxpayers. That’s a rise of around a million overall on the 2022-23 tax year, while back in 2020-21 fewer than 800,000 savers paid tax on their savings interest.]]></media:text>
                                <media:title type="plain"><![CDATA[The number of people paying tax on the interest from their savings is set to jump significantly. A freedom of information request from investment platform AJ Bell found that HMRC is expecting more than 2.73 million people to have to pay tax on their savings interest in the current tax year. That includes 1.37 million basic rate taxpayers. That’s a rise of around a million overall on the 2022-23 tax year, while back in 2020-21 fewer than 800,000 savers paid tax on their savings interest.]]></media:title>
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                                                            <title><![CDATA[ Topping up state pension to become easier with new online tool ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/topping-up-state-pension-to-become-easier-with-new-online-tool</link>
                                                                            <description>
                            <![CDATA[ Anyone looking to buy extra National Insurance contributions and boost their state pension currently has to make multiple phone calls - but a new online tool is on its way. ]]>
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                                                                        <pubDate>Mon, 23 Oct 2023 13:20:29 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PUhXQZ4qtmcE2sBaWRJvJR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Pension dashboard]]></media:description>                                                            <media:text><![CDATA[Pension dashboard]]></media:text>
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                                                            <title><![CDATA[ Gender pensions gap - are women paying a parenthood penalty? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/pensions-gap-stay-home-parents</link>
                                                                            <description>
                            <![CDATA[ Trade body warns women face serious obstacles to saving enough for retirement as the gender pensions gap continues. Is raising a family having a detrimental impact on our pension pot? ]]>
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                                                                        <pubDate>Mon, 19 Jun 2023 14:50:06 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xKSbwEE9APX2rucqewpcyg-1280-80.jpg">
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                                                            <title><![CDATA[ Cut taxes? No, reform them instead ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/605949/cut-taxes-no-reform-them-instead</link>
                                                                            <description>
                            <![CDATA[ The way the state raises money is far too complicated, says Merryn Somerset Webb. Time for a radical revamp. ]]>
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                                                                        <pubDate>Thu, 08 Jun 2023 15:01:35 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/W3D8ZKbxRAhKaHjodX58pG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[HM Revenue &amp;amp; Customs]]></media:description>                                                            <media:text><![CDATA[HM Revenue &amp;amp; Customs]]></media:text>
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                                                            <title><![CDATA[ How much state pension will I get? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/605948/how-much-state-pension-will-i-get</link>
                                                                            <description>
                            <![CDATA[ There are several things that determine how much state pension you'll get when you reach state pension age. Here's how to work out your entitlement. ]]>
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                                                                        <pubDate>Thu, 08 Jun 2023 14:50:42 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Apr 2026 15:00:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Ttr67FHjcQ49RQM4YLKM4U-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Stressed woman reading her state pension paperwork]]></media:description>                                                            <media:text><![CDATA[Stressed woman reading her state pension paperwork]]></media:text>
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                                                            <title><![CDATA[ £500 million state pension underpayments identified - are you owed money? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/state-pension-underpayments-hit-record</link>
                                                                            <description>
                            <![CDATA[ The DWP has so far identified £500m in state pension underpayments between January 2021 to October 2023. We explain how to check if you’ve been affected and how to claim your money back. ]]>
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                                                                        <pubDate>Mon, 15 May 2023 09:54:28 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:23 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rh82cLgLvsz9ALkshcUYbb-1280-80.jpg">
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                                                            <title><![CDATA[ State pension top-up deadline extended again to April 2025 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/605501/state-pension-should-you-buy-national-insurance</link>
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                            <![CDATA[ Spending just over £907 to purchase NI credits could add £7,740 a year to your pension pot – and now the government has extended the deadline to buy back missing credits. ]]>
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                                                                        <pubDate>Tue, 07 Mar 2023 11:25:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:23 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BKUk5qXBT5wqbcqK7wu4aL-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Most people underestimate how much money they need to save for a pension]]></media:description>                                                            <media:text><![CDATA[senior woman looking at laptop]]></media:text>
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                                                            <title><![CDATA[ State pension changes set to take effect this week - what it means for your money ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/april-state-pension-changes</link>
                                                                            <description>
                            <![CDATA[ A new tax year brings new state pension payment amounts - we look at the key 5 state pension changes you need to know about. ]]>
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                                                                        <pubDate>Mon, 06 Mar 2023 11:30:50 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/euPuU86TA7gvaifKbxqkth-1280-80.jpg">
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                                                            <title><![CDATA[ The High Income Child Benefit Charge - is it the most illogical, unfair and unnecessary tax? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/605663/high-income-child-benefit-charge-tax</link>
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                            <![CDATA[ We may not like taxes, but this one is blatantly unfair, penalises middle income earners and adds to the gender pensions gap, says Kalpana Fitzpatrick. ]]>
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                                                                        <pubDate>Fri, 27 Jan 2023 13:54:49 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Kalpana Fitzpatrick) ]]></author>                    <dc:creator><![CDATA[ Kalpana Fitzpatrick ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6rZd5QmW7T8nxgXrh5RmRb-1280-80.jpg">
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                                                            <title><![CDATA[ Triple lock to stay: how will it affect your pension? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/state-pensions/605526/pensions-triple-lock-to-stay</link>
                                                                            <description>
                            <![CDATA[ Triple lock looks set to stay, but what it is and what does it mean for your retirement income? ]]>
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                                                                        <pubDate>Fri, 18 Nov 2022 13:41:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:15 +0000</updated>
                                                                                                                                            <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8CcBBYGPDk3DdaAdKhHCsR-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Retirees will receive a 10.1% increase to their state pension]]></media:description>                                                            <media:text><![CDATA[Old people looking at an iPad]]></media:text>
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                                                            <title><![CDATA[ Hunt ditches changes to IR35 tax rule ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/605399/ir35-tax-rule-changes</link>
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                            <![CDATA[ The new chancellor has scrapped plans to reform the IR35 tax rule for contractors and freelancers. ]]>
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                                                                        <pubDate>Fri, 07 Oct 2022 12:58:52 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rupert Hargreaves ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/q4rU2gjnwCVaXAsAutLuCf-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The IR35 tax rule is one of the government’s most contentious pieces of regulation]]></media:description>                                                            <media:text><![CDATA[Woman staring at a computer screen]]></media:text>
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                                                            <title><![CDATA[ How the mini-Budget tax cuts will affect you ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/605376/how-the-mini-budget-tax-cuts-will-affect-you</link>
                                                                            <description>
                            <![CDATA[ Chancellor Kwasi Kwarteng's mini-Budget was full of tax cuts that will change your take-home pay ]]>
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                                                                        <pubDate>Wed, 28 Sep 2022 16:20:44 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GfE4yE5BryVtqeajtdkFH5-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[First-time buyers will not pay stamp duty on property worth less than £425,000]]></media:description>                                                            <media:text><![CDATA[A couple walks through the door of their new house]]></media:text>
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                                                            <title><![CDATA[ Tax changes: here is what the mini-Budget means for you ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/605362/tax-changes-here-is-what-the-mini-budget-means-for-you</link>
                                                                            <description>
                            <![CDATA[ Saloni Sardana looks at the tax cuts in the mini-Budget and explains what each one means. ]]>
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                                                                        <pubDate>Fri, 23 Sep 2022 13:33:14 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Saloni Sardana) ]]></author>                    <dc:creator><![CDATA[ Saloni Sardana ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Q7D3WZU2NyTv4kVzGfVjeb-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Kwasi Kwarteng’s top-rate income tax cut took many by surprise]]></media:description>                                                            <media:text><![CDATA[Kwasi Kwarteng]]></media:text>
                                <media:title type="plain"><![CDATA[Kwasi Kwarteng]]></media:title>
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                                                            <title><![CDATA[ National Insurance increase will be reversed in November, says chancellor ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/national-insurance/605358/national-insurance-increase-reversed</link>
                                                                            <description>
                            <![CDATA[ The UK government has ditched the 1.25 percentage-point National Insurance rise, which will see workers pocket more pay and reduce tax for UK businesses. Saloni Sardana explains what the changes means for you. ]]>
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                                                                        <pubDate>Thu, 22 Sep 2022 17:12:37 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:09 +0000</updated>
                                                                                                                                            <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Saloni Sardana) ]]></author>                    <dc:creator><![CDATA[ Saloni Sardana ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ki7RDvTzNympmEemakTsGg-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Kwasi Kwarteng will will also cancel the planned health and social care levy]]></media:description>                                                            <media:text><![CDATA[Kwasi Kwarteng]]></media:text>
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                                                            <title><![CDATA[ Mini-Budget: what we know ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/605355/mini-budget-what-we-know</link>
                                                                            <description>
                            <![CDATA[ New chancellor Kwasi Kwarteng is to deliver a “mini-Budget”. Nicole García Mérida explains what we can expect to see. ]]>
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                                                                        <pubDate>Thu, 22 Sep 2022 12:03:19 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LWcUm9WcQGSoovmAhHa9EM-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Kwasi Kwarteng could introduce a raft of tax cuts in his mini-Budget]]></media:description>                                                            <media:text><![CDATA[Kwasi Kwarteng]]></media:text>
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                                                            <title><![CDATA[ Why you should use a salary sacrifice scheme to save more into your pension ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/603874/salary-sacrifice-how-to-earn-less-and-save-more-into-your-pension</link>
                                                                            <description>
                            <![CDATA[ Salary sacrifice schemes can be a valuable perk when you are building up a pension, says David Prosser. ]]>
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                                                                        <pubDate>Mon, 22 Aug 2022 06:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9CvZzAyCPJZFUzizjQbADV-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[These schemes can apply to childcare vouchers too]]></media:description>                                                            <media:text><![CDATA[Boy swinging on playground bars]]></media:text>
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                                                            <title><![CDATA[ The public may have reached its limit for tax rises ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/605105/the-public-may-have-reached-its-limit-for-tax-rises</link>
                                                                            <description>
                            <![CDATA[ The UK tax burden is now at a 70-year high.  And, while there may be some reason to hold off on cuts right now, taxes are too high because the state tries to do too much. Perhaps it should do less, says Merryn Somerset Webb. ]]>
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                                                                        <pubDate>Thu, 14 Jul 2022 23:10:04 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:13 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QQhVjg8CsNv7cj3DAvXyp8-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[We’re ready to pay a bit less tax, Rishi]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak]]></media:text>
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                                                            <title><![CDATA[ The tax cut that would do most good ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/605111/the-tax-cut-that-would-do-most-good</link>
                                                                            <description>
                            <![CDATA[ Tory leadership candidates are promising tax cuts. Matthew Lynn explains which one the winner should prioritise. ]]>
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                                                                        <pubDate>Thu, 14 Jul 2022 13:04:34 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Matthew Lynn) ]]></author>                    <dc:creator><![CDATA[ Matthew Lynn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nPwJoZ6wL73RthPDqRmZtY-1280-80.jpg">
                                                            <media:credit><![CDATA[© Hollie Adams/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Sunak: boxed in by his record]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak]]></media:text>
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                                                            <title><![CDATA[ The cost of living crisis is getting worse, here's what to do about it ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/604652/the-cost-of-living-crisis-is-about-to-get-worse-in-april-heres-what-to-do</link>
                                                                            <description>
                            <![CDATA[ Nicole Garcia Merida looks at ways to lessen the effects of the cost of living crisis. ]]>
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                                                                        <pubDate>Wed, 06 Apr 2022 06:01:03 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Nicole García Mérida) ]]></author>                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9z8doqjrhS3gvcLNFDSAVV-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The threshold at which national insurance (NI) starts to be paid will rise to £9,880 from £9,568 in April, and then to £12,570.]]></media:description>                                                            <media:text><![CDATA[UK cost of living crisis]]></media:text>
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                                                            <title><![CDATA[ How salary sacrifice can help mitigate against National Insurance rise ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/604651/how-salary-sacrifice-can-help-mitigate-against-national-increase</link>
                                                                            <description>
                            <![CDATA[ National Insurance is rising on 6 April but the good news is that salary sacrifice schemes are a good way to decrease taxable income, says David Prosser. ]]>
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                                                                        <pubDate>Sat, 02 Apr 2022 08:01:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eipUHArGHCjCjYPTjhMogJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Chancellor of the exchequer Rishi Sunak refused to backtrack on his plans for a 1.25% increase in national insurance.]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak ]]></media:text>
                                <media:title type="plain"><![CDATA[Rishi Sunak ]]></media:title>
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                                                            <title><![CDATA[ How to position your portfolio for higher inflation ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/investment-strategy/604631/how-to-position-for-higher-inflation</link>
                                                                            <description>
                            <![CDATA[ UK inflation hit 6.2% this week, Merryn Somerset-Webb explains what is behind it and how investors can position themselves to combat it. ]]>
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                                                                        <pubDate>Fri, 25 Mar 2022 09:32:19 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Investment Strategy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D4XDFZRfhWG5T8tqgvwYkS-1280-80.jpg">
                                                            <media:credit><![CDATA[© Leon Neal/Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[UK inflation (as measured by the consumer price index) hit 6.2%, a 30-year high. ]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak ]]></media:text>
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                                                            <title><![CDATA[ Here’s what the Spring Statement means for your money ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/604624/heres-what-the-spring-statement-means-for-your-money</link>
                                                                            <description>
                            <![CDATA[ David Prosser looks into the details of Rishi Sunak's "jam tomorrow" Spring Statement and explains just what it means for you and your money. ]]>
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                                                                        <pubDate>Wed, 23 Mar 2022 17:06:35 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/V7MVzUQcK5owiHmeuiRcxV-1280-80.jpg">
                                                            <media:credit><![CDATA[© TOLGA AKMEN/AFP via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Sunak will be will hope he has done enough to bolster the Tories’ tax-cutting credentials]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak with his Spring Statement]]></media:text>
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                                                            <title><![CDATA[ The National Insurance rise is not needed – Sunak should have ditched it ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/604620/the-national-insurance-rise-is-not-needed-sunak-should-have</link>
                                                                            <description>
                            <![CDATA[ With our public finances in better shape than many people think, the chancellor's decision not to ditch the rise in National Insurance contributions is a mistake, says Max King. ]]>
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                                                                        <pubDate>Wed, 23 Mar 2022 15:29:48 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Max King) ]]></author>                    <dc:creator><![CDATA[ Max King ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/b495Fqz46L25kYntfA5YbY-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Sunak: this will hurt you more than it hurts me]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak dressed up as a nurse holding a big pointy thing]]></media:text>
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                                                            <title><![CDATA[ What the rise in National Insurance contributions means for you  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/national-insurance/604479/what-the-rise-in-national-insurance-contributions</link>
                                                                            <description>
                            <![CDATA[ National Insurance contributions are due to increase from 6 April. Saloni Sardana explains the reasons behind the rise, and how much it will cost you. ]]>
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                                                                        <pubDate>Thu, 17 Feb 2022 13:55:21 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:14 +0000</updated>
                                                                                                                                            <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Saloni Sardana) ]]></author>                    <dc:creator><![CDATA[ Saloni Sardana ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fWC32WcgKnMfaBr6fDuHCA-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The rise in National Insurance contributions is intended to increase funding for social care]]></media:description>                                                            <media:text><![CDATA[Boris Johnson visiting a care home]]></media:text>
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                                                            <title><![CDATA[ What's driving the cost of living crisis? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/604341/whats-driving-the-cost-of-living-crisis</link>
                                                                            <description>
                            <![CDATA[ Soaring bills, inflation and tax rises are about to squeeze household incomes. And it doesn’t seem that there is much the government can do about it. ]]>
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                                                                        <pubDate>Sat, 15 Jan 2022 09:01:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:50 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Simon Wilson) ]]></author>                    <dc:creator><![CDATA[ Simon Wilson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kWp2DoLNXkJ947ytG2V8Kb-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Chancellor Rishi Sunak: the Treasury’s options are limited]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak]]></media:text>
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                                                            <title><![CDATA[ The Budget brought a short-term reprieve for investors ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/604056/the-budget-a-short-term-reprieve-for-investors</link>
                                                                            <description>
                            <![CDATA[ The Budget spared investors for now – so make sure you use up all your your allowances. ]]>
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                                                                        <pubDate>Fri, 05 Nov 2021 09:01:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Alex Rankine) ]]></author>                    <dc:creator><![CDATA[ Alex Rankine ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uyEzUq7WQ3zFQK36F4ZJi5-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Draught beer is cheaper now – but the good news ends there]]></media:description>                                                            <media:text><![CDATA[Barman pouring beer in glass]]></media:text>
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                                                            <title><![CDATA[ Budget 2021: the chickens come home to roost  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/604029/budget-2021-the-chickens-come-home-to-roost</link>
                                                                            <description>
                            <![CDATA[ Rishi Sunak delivered his budget today amid a fragile and uncertain time. Max King analyses. ]]>
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                                                                        <pubDate>Wed, 27 Oct 2021 15:59:53 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Max King) ]]></author>                    <dc:creator><![CDATA[ Max King ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DQAEto2SmkjdXVb6eCGKeV-1280-80.jpg">
                                                            <media:credit><![CDATA[©Ian Forsyth/Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Chancellor Rishi Sunak announced the Budget at a time where UK&#039;s finances are fragile.]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak ]]></media:text>
                                <media:title type="plain"><![CDATA[Rishi Sunak ]]></media:title>
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                                                            <title><![CDATA[ Budget 2021: Here is what Chancellor Rishi Sunak announced ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/budget/604028/budget-2021-here-is-what-chancellor-rishi-sunak-announced</link>
                                                                            <description>
                            <![CDATA[ Rishi Sunak delivered his much anticipated Budget today. David Prosser explains what it means for you. ]]>
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                                                                        <pubDate>Wed, 27 Oct 2021 14:50:22 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/V7qyFEJFWt8fSTA9fcskoC-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Chancellor Rishi Sunak warned inflation will average 4% next year. ]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak ]]></media:text>
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                                                            <title><![CDATA[ The new social-care levy: an unfair tax that protects the “assetocracy” ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/national-insurance/603856/the-new-social-care-levy-a-tax-that-protects-the-assetocracy</link>
                                                                            <description>
                            <![CDATA[ The government’s regressive social-care levy will make Britain’s tax system even more complex.Root-and-branch reform is long overdue. ]]>
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                                                                        <pubDate>Sat, 18 Sep 2021 08:01:04 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:59 +0000</updated>
                                                                                                                                            <category><![CDATA[National Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Simon Wilson) ]]></author>                    <dc:creator><![CDATA[ Simon Wilson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GMvx4RvNTL2crc95jxYaBW-1280-80.jpg">
                                                            <media:credit><![CDATA[© PAUL EDWARDS/POOL/AFP via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Boris Johnson: hoping voters won’t  connect all his stealthy tax rises]]></media:description>                                                            <media:text><![CDATA[Boris Johnson playing Connect 4 with an old lady]]></media:text>
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                                                            <title><![CDATA[ Dividend payout advantages drain away for small-business owners ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/small-business/603844/dividend-payout-advantages-drain-away-for-small-business-owners</link>
                                                                            <description>
                            <![CDATA[ Life is getting harder for self-employed people and small business owners paying themselves through dividends rather than a salary” ]]>
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                                                                        <pubDate>Fri, 17 Sep 2021 08:01:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gRHJmmTMJkaXKnqyXMKEUC-1280-80.jpg">
                                                            <media:credit><![CDATA[© Peter Nicholls - WPA Pool/Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Chancellor Rishi Sunak’s attitude is becoming clear]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak]]></media:text>
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                                                            <title><![CDATA[ Why the government's plan for funding social care is a lousy one ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/603826/why-the-governments-plan-for-funding-social-care-is-a-lousy-one</link>
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                            <![CDATA[ Insisting that people use their property wealth to pay for social care is perfectly reasonable, says Merryn Somerset Webb. ]]>
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                                                                        <pubDate>Fri, 10 Sep 2021 06:01:03 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:14 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eMAsJHuVyd8DJVMFmdQNGR-1280-80.jpg">
                                                            <media:credit><![CDATA[© Paul Grover/Shutterstock]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Chancellor Rishi Sunak used to believe in people keeping more of their own money]]></media:description>                                                            <media:text><![CDATA[Rishi Sunak]]></media:text>
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                                                            <title><![CDATA[ What’s better than two types of income tax? Three types of income tax! ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/uk-economy/603809/social-care-tax-rise</link>
                                                                            <description>
                            <![CDATA[ The government is to fund social care costs by raising National Insurance contributions and adding a “health and social care levy”. John Stepek looks at what's been announced and what it means for your money. ]]>
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                                                                        <pubDate>Tue, 07 Sep 2021 16:55:25 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:27 +0000</updated>
                                                                                                                                            <category><![CDATA[UK Economy]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Stepek) ]]></author>                    <dc:creator><![CDATA[ John Stepek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NzaQqsgRaNcDDQUmY3BPCg-1280-80.jpg">
                                                            <media:credit><![CDATA[© Toby Melville-WPA Pool/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Boris Johnson, Rishi Sunak, Sajid Javid]]></media:description>                                                            <media:text><![CDATA[Boris Johnson, Rishi Sunak, Sajid Javid]]></media:text>
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                                                            <title><![CDATA[ How to top up your state pension ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/603715/how-to-top-up-your-state-pension</link>
                                                                            <description>
                            <![CDATA[ To get the full state pension, you will need to have made national insurance contributions for at least 35 years, But if don't qualify, you may be able to do something about it. ]]>
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                                                                                                                            <pubDate>Tue, 17 Aug 2021 10:47:17 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ Government launches final Covid support scheme for the self-employed ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/small-business/603661/government-launches-final-covid-support-scheme-for-the-self-employed</link>
                                                                            <description>
                            <![CDATA[ A fifth and final round of the government’s aid scheme for the self-employed, with grants of up to £7,500, has been launched. ]]>
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                                                                        <pubDate>Fri, 06 Aug 2021 08:01:04 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David Prosser) ]]></author>                    <dc:creator><![CDATA[ David Prosser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dkzqqTfjpcs9smJtBCnFkY-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty Images/iStockphotos]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Check carefully to see if you meet the criteria]]></media:description>                                                            <media:text><![CDATA[Overly enthusiastic couple]]></media:text>
                                <media:title type="plain"><![CDATA[Overly enthusiastic couple]]></media:title>
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                                                            <title><![CDATA[ The myth of hypothecated taxes ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/603610/the-myth-of-hypothecated-taxes</link>
                                                                            <description>
                            <![CDATA[ The government wants to add a penny on our National Insurance contributions to pay for social care. But it won’t, says Merryn Somerset Webb. It will just vanish into the black hole of our public finances. ]]>
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                                                                        <pubDate>Fri, 23 Jul 2021 06:01:09 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:48:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/C2sS2QsXYSm75xW3V8aHqX-1280-80.jpg">
                                                            <media:credit><![CDATA[© Alamy]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Boris Johnson: putting up NI regardless]]></media:description>                                                            <media:text><![CDATA[Boris Johnson]]></media:text>
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