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                    <title><![CDATA[ Latest from MoneyWeek in Mortgages ]]></title>
                <link>https://moneyweek.com/personal-finance/mortgages</link>
        <description><![CDATA[ All the latest mortgages content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Sun, 29 Mar 2026 08:15:00 +0000</lastBuildDate>
                            <language>en</language>
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                                                            <title><![CDATA[ How Paresh Raja of collapsed MFS became the “disruptor of the year” ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/people/profile-of-paresh-raja-of-market-financial-solutions</link>
                                                                            <description>
                            <![CDATA[ Paresh Raja of Mayfair-based MFS was hailed in 2025 for shaking up the private credit market. That might prove to be apt for all the wrong reasons. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 08:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[People]]></category>
                                                    <category><![CDATA[Entrepreneurs]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Jane Lewis) ]]></author>                    <dc:creator><![CDATA[ Jane Lewis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/the-disruptor-of-the-year-ncLKqRhi93umZRHjcZSSFC-1280-80.jpg">
                                                            <media:credit><![CDATA[Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[The offices of Market Financial Solutions Ltd. in London, UK, on Friday, Feb. 27, 2026. Market Financial Solutions Ltd. is collapsing with themes similar to those of US auto lender Tricolor Holdings and auto parts supplier First Brands Group. Photographer: Betty Laura Zapata/Bloomberg via Getty Images]]></media:description>                                                            <media:text><![CDATA[Offices of Paresh Raja&#039;s Market Financial Solutions]]></media:text>
                                <media:title type="plain"><![CDATA[Offices of Paresh Raja&#039;s Market Financial Solutions]]></media:title>
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                                                            <title><![CDATA[ Mortgage lenders to contact 1.6 million homeowners facing higher costs amid Middle East conflict ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-higher-costs-support-rachel-reeves</link>
                                                                            <description>
                            <![CDATA[ Rachel Reeves urges major banks to step up support for mortgage customers amid Middle East conflict ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 15:06:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iGAxLiHxYQtXQvLeTVWkgf-1280-80.jpg">
                                                            <media:credit><![CDATA[manusapon kasosod via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Mortgage customers will be contacted offering them bespoke support&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Person doing personal finances ]]></media:text>
                                <media:title type="plain"><![CDATA[Person doing personal finances ]]></media:title>
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                                                            <title><![CDATA[ Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-market-reforms-fca-new-affordability-rules</link>
                                                                            <description>
                            <![CDATA[ The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers ]]>
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                                                                        <pubDate>Mon, 15 Dec 2025 13:36:56 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Dec 2025 16:42:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GqfK8V3rjoH69YVxJoadf6-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Catherine Falls Commercial]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[House models]]></media:description>                                                            <media:text><![CDATA[House models]]></media:text>
                                <media:title type="plain"><![CDATA[House models]]></media:title>
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                                                            <title><![CDATA[ Big Short investor Michael Burry closes hedge fund Scion Capital ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/tech-stocks/big-short-investor-michael-burry-closes-hedge-fund-scion-capital</link>
                                                                            <description>
                            <![CDATA[ Michael Burry rightly bet against the US mortgage market before the 2008 crisis. Now he is worried about the AI boom ]]>
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                                                                        <pubDate>Mon, 01 Dec 2025 09:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tech Stocks]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[People]]></category>
                                                    <category><![CDATA[Stock Markets]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks and Shares]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Jane Lewis) ]]></author>                    <dc:creator><![CDATA[ Jane Lewis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pMuGsHNdFKc2wUNfDM2ZJW-1280-80.jpg">
                                                            <media:credit><![CDATA[Tony Avelar/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Michael Burry, former head of Scion Capital Group LLC]]></media:description>                                                            <media:text><![CDATA[Michael Burry, former head of Scion Capital Group LLC]]></media:text>
                                <media:title type="plain"><![CDATA[Michael Burry, former head of Scion Capital Group LLC]]></media:title>
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                                                            <title><![CDATA[ Buying vs renting: is is better to own or rent your home? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/buying-vs-renting-which-is-cheaper</link>
                                                                            <description>
                            <![CDATA[ The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests. But there are hidden costs to long term renting. ]]>
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                                                                        <pubDate>Wed, 29 Oct 2025 13:33:30 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Dec 2025 08:00:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WPKFmSHdcm6HzS2yPbADLN-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Oleksandra Yagell]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[house keys]]></media:description>                                                            <media:text><![CDATA[house keys]]></media:text>
                                <media:title type="plain"><![CDATA[house keys]]></media:title>
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                                                            <title><![CDATA[ 'After property renovation costs spiralled, I had no choice but to get a second charge mortgage' ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/second-charge-mortgage-risks-options</link>
                                                                            <description>
                            <![CDATA[ After unprecedented events wreaked havoc on a couple's property renovation plans, they turned to a second charge mortgage. What are they and how do they work? ]]>
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                                                                        <pubDate>Fri, 24 Oct 2025 14:19:30 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Samantha Partington ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8HXcsusC93PSXhWz7dwwZd-1280-80.jpg">
                                                            <media:credit><![CDATA[Oliver Codrington]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Oliver and Joanna Codrington and their children in pictures]]></media:description>                                                            <media:text><![CDATA[Oliver and Joanna Codrington and their children in pictures]]></media:text>
                                <media:title type="plain"><![CDATA[Oliver and Joanna Codrington and their children in pictures]]></media:title>
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                                                            <title><![CDATA[ Green mortgages: how do they work and how much can you save? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/green-mortgages-how-do-they-work-rates-cashback</link>
                                                                            <description>
                            <![CDATA[ Most high-street lenders now offer some kind of green mortgage deal. We look at who’s eligible, how to apply and the mortgage rates and cashback on offer ]]>
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                                                                        <pubDate>Mon, 08 Sep 2025 17:02:38 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pkbqLzv3HGE6xrfc2F3tG-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Calculator in the shape of a house, surrounded by grass]]></media:description>                                                            <media:text><![CDATA[Calculator in the shape of a house, surrounded by grass]]></media:text>
                                <media:title type="plain"><![CDATA[Calculator in the shape of a house, surrounded by grass]]></media:title>
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                                                            <title><![CDATA[ More borrowers are taking marathon mortgages that will last into retirement – how risky are they? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/marathon-mortgages-into-retirement-increase-risks</link>
                                                                            <description>
                            <![CDATA[ Quilter has uncovered a 251% increase in the number of  borrowers taking out longer loan terms but the wealth manager suggests this isn't necessarily a bad thing. We examine the risks ]]>
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                                                                        <pubDate>Fri, 25 Jul 2025 11:48:49 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ehasdfhLhzpxZeNc2haFok-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/seng kui Lim / 500px]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[mortgages ]]></media:description>                                                            <media:text><![CDATA[mortgages ]]></media:text>
                                <media:title type="plain"><![CDATA[mortgages ]]></media:title>
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                                                            <title><![CDATA[ Rents outpace mortgages with 21% rise over three years ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/rents-outpace-mortgages</link>
                                                                            <description>
                            <![CDATA[ Renters have seen a bigger increase in their monthly housing costs since 2022 than mortgaged homeowners, according to Zoopla ]]>
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                                                                        <pubDate>Tue, 22 Jul 2025 11:57:10 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Sep 2025 12:04:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buy to Let]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TutnEzpivPjiWgqD5SEHzi-1280-80.jpg">
                                                            <media:credit><![CDATA[Jacobs Stock Photography Ltd via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman looking at the window of an estate agent]]></media:description>                                                            <media:text><![CDATA[Woman looking at the window of an estate agent]]></media:text>
                                <media:title type="plain"><![CDATA[Woman looking at the window of an estate agent]]></media:title>
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                                                            <title><![CDATA[ Rachel Reeves announces permanent 95% mortgage guarantee scheme ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/rachel-reeves-permanent-95-percent-mortgage-guarantee-scheme</link>
                                                                            <description>
                            <![CDATA[ Mortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5% ]]>
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                                                                        <pubDate>Thu, 10 Jul 2025 16:19:39 +0000</pubDate>                                                                                                                                <updated>Tue, 15 Jul 2025 16:54:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CAWt5AcfFFvpoJgW8Rpi5S-1280-80.jpg">
                                                            <media:credit><![CDATA[Photo by Leon Neal/Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Rachel Reeves has announced a permanent 95% mortgage guarantee scheme]]></media:description>                                                            <media:text><![CDATA[Chancellor of the Exchequer Rachel Reeves]]></media:text>
                                <media:title type="plain"><![CDATA[Chancellor of the Exchequer Rachel Reeves]]></media:title>
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                                                            <title><![CDATA[ Millions of homeowners to see mortgage payments rise ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-payments-rise</link>
                                                                            <description>
                            <![CDATA[ Mortgage holders with deals expiring soon can expect to pay more, according to Bank of England calculations, though the increase is less than previously forecast ]]>
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                                                                        <pubDate>Thu, 10 Jul 2025 11:52:03 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Jul 2025 11:58:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pJ7sBULM5DL3amYi3enQ47-1280-80.jpg">
                                                            <media:credit><![CDATA[Evkaz via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Millions of homeowners to see mortgage payments rise]]></media:description>                                                            <media:text><![CDATA[Mortgage calculations on paper below calculator and house key with image of house on key chain.]]></media:text>
                                <media:title type="plain"><![CDATA[Mortgage calculations on paper below calculator and house key with image of house on key chain.]]></media:title>
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                                                            <title><![CDATA[ Reducing cash ISA limit will make lending difficult and expensive, warn providers ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/reducing-cash-isa-limit-lending-difficult</link>
                                                                            <description>
                            <![CDATA[ An open letter from the Building Societies Association has urged the chancellor to keep the cash ISA limit at £20,000. We look at whether a smaller cash ISA allowance will make it harder to get a mortgage or loan ]]>
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                                                                        <pubDate>Wed, 09 Jul 2025 16:17:20 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Cash ISAS]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/URZRmjVwgSLyXK3j5uaJBY-1280-80.jpg">
                                                            <media:credit><![CDATA[sakchai vongsasiripat via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Wooden house model next to coins]]></media:description>                                                            <media:text><![CDATA[Wooden house model next to coins]]></media:text>
                                <media:title type="plain"><![CDATA[Wooden house model next to coins]]></media:title>
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                                                            <title><![CDATA[ Is a mortgage in retirement always a bad idea? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-in-retirement</link>
                                                                            <description>
                            <![CDATA[ A mystery shopper exercise shows high street lenders are “shunning” retirees looking to take out a mortgage. Are they right to do so? ]]>
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                                                                        <pubDate>Thu, 29 May 2025 16:15:09 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Sep 2025 12:03:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/orz5DQvFDUGKEaQ7m9mUX4-1280-80.jpg">
                                                            <media:credit><![CDATA[Yuliia Kaveshnikova via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Older woman getting keys to new home]]></media:description>                                                            <media:text><![CDATA[Older woman getting keys to new home]]></media:text>
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                                                            <title><![CDATA[ Trump trade tariffs: UK mortgage rates fall in 'silver lining' for borrowers ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/trump-trade-tariffs-uk-mortgage-rates</link>
                                                                            <description>
                            <![CDATA[ Stock markets have been rattled by Trump's trade tariffs but benefits are emerging for mortgage customers ]]>
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                                                                        <pubDate>Mon, 07 Apr 2025 12:05:18 +0000</pubDate>                                                                                                                                <updated>Wed, 09 Apr 2025 11:13:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tLpbrGmteP8HZX4GTwem5J-1280-80.jpg">
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                                                            <title><![CDATA[ RICS: UK housing market starts to lose momentum ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/house-prices/rics-uk-housing-market-lose-momentum</link>
                                                                            <description>
                            <![CDATA[ The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties” ]]>
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                                                                        <pubDate>Thu, 13 Mar 2025 01:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[House Prices]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VJiHhZgT6oLoH8LUmmV9BX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[View of terrace housing looking down St. Swithun&#039;s Terrace in Lewes, East Sussex]]></media:description>                                                            <media:text><![CDATA[View of terrace housing looking down St. Swithun&#039;s Terrace in Lewes, East Sussex]]></media:text>
                                <media:title type="plain"><![CDATA[View of terrace housing looking down St. Swithun&#039;s Terrace in Lewes, East Sussex]]></media:title>
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                                                            <title><![CDATA[ Should mortgage lending rules be relaxed to boost the UK economy? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-lending-rules-affordability-boost-economy</link>
                                                                            <description>
                            <![CDATA[ Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy. ]]>
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                                                                        <pubDate>Fri, 17 Jan 2025 12:16:46 +0000</pubDate>                                                                                                                                <updated>Fri, 17 Jan 2025 13:10:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WGdTx2w82qAZ9ymcSsbz6G-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/sukanya sitthikongsak]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[mortgage application]]></media:description>                                                            <media:text><![CDATA[mortgage application]]></media:text>
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                                                            <title><![CDATA[ TSB did not breach 'mortgage prisoner' contracts, judge rules ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/tsb-did-not-breach-mortgage-prisoner-contracts-judge</link>
                                                                            <description>
                            <![CDATA[ The preliminary ruling could undermine a class action being brought by 'mortgage prisoners', who claim they have been unfairly tied in to high interest rates. ]]>
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                                                                        <pubDate>Wed, 25 Sep 2024 15:55:16 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Sep 2024 10:13:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cdSwoNS3tE5UVpxmb6a7q7-1280-80.jpg">
                                                            <media:credit><![CDATA[Jason Alden/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[A &#039;mortgage prisoner&#039; case being brought against TSB received a blow on Wednesday (25 September)]]></media:description>                                                            <media:text><![CDATA[A crow sits on top of a TSB sign (image: Jason Alden/Bloomberg via Getty Images)]]></media:text>
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                                                            <title><![CDATA[ Nationwide allows first-time buyers to borrow six times earnings - but is it a good idea? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/nationwide-allows-first-time-buyers-to-borrow-six-times-earnings-but-is-it-a-good-idea</link>
                                                                            <description>
                            <![CDATA[ The UK's biggest building society is to allow first-time buyers with a 5% deposit to borrow up to six times their income ]]>
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                                                                        <pubDate>Tue, 24 Sep 2024 15:57:35 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Sep 2024 16:42:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Chris Newlands) ]]></author>                    <dc:creator><![CDATA[ Chris Newlands ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ae2GD9GzwCqKsd7cLFCsq5-1280-80.jpg">
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                                                            <title><![CDATA[ How did the August interest rate cut affect savings and mortgages? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/august-interest-rate-cut-savings-mortgages</link>
                                                                            <description>
                            <![CDATA[ Analysts at Moneyfacts have analysed the impact the last Bank of England interest rate cut had on personal finances. Here’s what they found. ]]>
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                                                                        <pubDate>Thu, 19 Sep 2024 12:42:56 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5RowddHKhmHse5AoQ4ALpD-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[August&#039;s interest rate cut has begun to feed through to the mortgage and savings markets, Moneyfacts has found (image: Getty Images)]]></media:description>                                                            <media:text><![CDATA[A woman looks at her piggy bank as she ponders the effect of the last interest rate cut on her savings (image: Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[A woman looks at her piggy bank as she ponders the effect of the last interest rate cut on her savings (image: Getty Images)]]></media:title>
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                                                            <title><![CDATA[ Major lenders reduce time window  to lock in new mortgage deal - are you affected? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/major-lenders-reduce-time-window-to-lock-in-new-mortgage-deal-are-you-affected</link>
                                                                            <description>
                            <![CDATA[ Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details ]]>
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                                                                        <pubDate>Thu, 12 Sep 2024 15:14:59 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8ExhXPKYwyCsKWmQifP5Mj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[person signing mortgage contract]]></media:description>                                                            <media:text><![CDATA[person signing mortgage contract]]></media:text>
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                                                            <title><![CDATA[ Big houses ‘driving the housing market’ as sellers ‘seek to beat Budget tax rises’, Rightmove data suggests ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/big-houses-housing-market-sellers-beat-budget-tax-rises-rightmove-data</link>
                                                                            <description>
                            <![CDATA[ The number of big houses being listed on the property website has gone up by a double-digit percentage across most regions of Great Britain. ]]>
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                                                                        <pubDate>Wed, 11 Sep 2024 23:01:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/F99fYkLPYT8WYUepSPantT-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Rightmove has found the number of big houses for sale has leapt in September (image: Getty Images)]]></media:description>                                                            <media:text><![CDATA[A middle-aged couple look back at a large house from its garden (image: Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[A middle-aged couple look back at a large house from its garden (image: Getty Images)]]></media:title>
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                                                            <title><![CDATA[ ‘Financial strain’ forcing landlords out of buy-to-let sector, industry warns ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/buy-to-let/financial-strain-landlords-buy-to-let-sector</link>
                                                                            <description>
                            <![CDATA[ New figures from Rightmove suggest the buy-to-let sector is becoming less attractive to investors, with a record number of previously-rented homes being listed for sale. ]]>
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                                                                        <pubDate>Thu, 05 Sep 2024 16:32:58 +0000</pubDate>                                                                                                                                <updated>Fri, 06 Sep 2024 13:15:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Buy to Let]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JWpte7b7nzuja9hoo7sXN8-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Rightmove data suggests landlords are fleeing the buy-to-let sector (image: Photographer: Chris Ratcliffe/Bloomberg via Getty Images)]]></media:description>                                                            <media:text><![CDATA[A buy-to-let property with a &#039;for rent&#039; sign next to another home with a &#039;for sale&#039; sign (image: Photographer: Chris Ratcliffe/Bloomberg via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[A buy-to-let property with a &#039;for rent&#039; sign next to another home with a &#039;for sale&#039; sign (image: Photographer: Chris Ratcliffe/Bloomberg via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ What is the Freedom to Buy scheme? UK Labour Party’s mortgage plans explained ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/freedom-to-buy-scheme-uk-labour-party-mortgage-plans</link>
                                                                            <description>
                            <![CDATA[ The Labour Party announced the Freedom to Buy scheme during the 2024 general election campaign. Here’s what we know so far about the housing policy. ]]>
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                                                                        <pubDate>Mon, 02 Sep 2024 10:41:16 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Sep 2024 10:42:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QDMqVqTL7mnmC4Q75CKJUT-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The Freedom to Buy scheme could help more young people onto the UK housing ladder (image: Getty Images)]]></media:description>                                                            <media:text><![CDATA[A young man with a beard and his cute pet dog look at a laptop. They are surrounded by packed boxes, suggesting they are about to move house (image: Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[A young man with a beard and his cute pet dog look at a laptop. They are surrounded by packed boxes, suggesting they are about to move house (image: Getty Images)]]></media:title>
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                                                            <title><![CDATA[ House prices suffer unexpected August ‘hiccup’, Nationwide HPI finds ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/house-prices/house-prices-suffer-nationwide-hpi</link>
                                                                            <description>
                            <![CDATA[ There was a minor reversal in house prices in August, according to the latest Nationwide House Price Index ]]>
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                                                                        <pubDate>Fri, 30 Aug 2024 12:33:53 +0000</pubDate>                                                                                                                                <updated>Fri, 30 Aug 2024 13:58:30 +0000</updated>
                                                                                                                                            <category><![CDATA[House Prices]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gDDu9pxX3vsJbwvEtxpNHe-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[House prices suffered a minor reversal in August but remain up year-on-year (photo by Mike Kemp/In Pictures via Getty Images)]]></media:description>                                                            <media:text><![CDATA[A woman looks at house prices in an estate agent&#039;s window in Macclesfield (photo by Mike Kemp/In Pictures via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[A woman looks at house prices in an estate agent&#039;s window in Macclesfield (photo by Mike Kemp/In Pictures via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ Mortgage rates are dropping but you need to act fast to get the best deals ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-rates-drop-but-act-fast-for-best-deals</link>
                                                                            <description>
                            <![CDATA[ Mortgage shelf-life has almost halved as borrowers take advantage of cheaper home loans. We explain how to be mortgage-ready ]]>
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                                                                        <pubDate>Tue, 13 Aug 2024 13:43:22 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wqAmEdPMKpJQanswHta5CB-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/AndreyPopov]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[House model on a shelf]]></media:description>                                                            <media:text><![CDATA[House model on a shelf]]></media:text>
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                                                            <title><![CDATA[ House prices jump 0.8% in July and could soar higher due to rate cut ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/house-prices-jump-in-july-and-could-soar-higher</link>
                                                                            <description>
                            <![CDATA[ Average UK house prices rose 0.8% last month, and 2.3% over the past year, according to Halifax. Could falling mortgage rates fuel a rise this year? ]]>
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                                                                        <pubDate>Wed, 07 Aug 2024 11:40:22 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[House Prices]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Q2eEHCMuGfPtZAotREhpT4-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[London continues to have the most expensive house prices in the UK, with prices up 1.2% compared to last year]]></media:description>                                                            <media:text><![CDATA[Row of houses in Muswell Hill, north London, with view of Canary Wharf behind]]></media:text>
                                <media:title type="plain"><![CDATA[Row of houses in Muswell Hill, north London, with view of Canary Wharf behind]]></media:title>
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                                                            <title><![CDATA[ What is an offset mortgage and should you consider one? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/what-is-an-offset-mortgage</link>
                                                                            <description>
                            <![CDATA[ Offset mortgages are a good way to put your money to work. We explain what they are and if they might work for you. ]]>
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                                                                        <pubDate>Wed, 24 Jul 2024 23:47:41 +0000</pubDate>                                                                                                                                <updated>Thu, 06 Mar 2025 11:43:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Holly Thomas) ]]></author>                    <dc:creator><![CDATA[ Holly Thomas ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ESEb84v3eCEKAiXh5szzqn-1280-80.jpg">
                                                            <media:credit><![CDATA[Fly View Productions via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[An offset mortgage lets you use your savings to reduce the amount of interest you pay on your mortgage.]]></media:description>                                                            <media:text><![CDATA[Couple stand at kitchen table as they look at laptop]]></media:text>
                                <media:title type="plain"><![CDATA[Couple stand at kitchen table as they look at laptop]]></media:title>
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                                                            <title><![CDATA[ Nationwide cuts mortgage rates as they dip below 4% for first time since February ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/nationwide-cuts-mortgage-rates-as-they-dip-below-4-for-first-time-since-february</link>
                                                                            <description>
                            <![CDATA[ The building society’s cheapest deal is now priced at 3.99%. Whether you’re buying or remortgaging, we look at whether rates could drop further in the coming months ]]>
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                                                                        <pubDate>Wed, 24 Jul 2024 13:47:33 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/N3q6Qg5ak58q7havkBwpPg-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Street in residential district with row of coloured houses in London, UK]]></media:description>                                                            <media:text><![CDATA[Street in residential district with row of coloured houses in London, UK]]></media:text>
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                                                            <title><![CDATA[ Homeowners launch mortgage prisoner legal claim against TSB ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/mortgage-prisoners-legal-claim</link>
                                                                            <description>
                            <![CDATA[ Law firm Harcus Parker is battling a number of banks including TSB, which it claims have caused borrowers from collapsed lenders to become mortgage prisoners ]]>
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                                                                        <pubDate>Tue, 23 Jul 2024 13:43:49 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GpB5aTd8gvNGAqJVe5gE2W-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/solarseven]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[mortgage in cage]]></media:description>                                                            <media:text><![CDATA[mortgage in cage]]></media:text>
                                <media:title type="plain"><![CDATA[mortgage in cage]]></media:title>
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                                                            <title><![CDATA[ Buy-to-let mortgage market shrinks for first time ever ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/buy-to-let/buy-to-let-mortgage-market-shrinks-for-first-time-ever</link>
                                                                            <description>
                            <![CDATA[ The volume of buy-to-let mortgage lending more than halved last year, as higher interest rates, a stamp duty surcharge and reduced tax relief put many landlords off ]]>
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                                                                        <pubDate>Mon, 22 Jul 2024 16:13:24 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Jul 2024 16:20:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Buy to Let]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y9YLrUGAuj7qBkBS6AcmMC-1280-80.jpg">
                                                            <media:credit><![CDATA[fazon1]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Property To Let, London]]></media:description>                                                            <media:text><![CDATA[Property To Let, London]]></media:text>
                                <media:title type="plain"><![CDATA[Property To Let, London]]></media:title>
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                                                            <title><![CDATA[ Half a million pensioners still lumbered with a mortgage in retirement ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/mortgage-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Half a million pensioners are still paying off their mortgage in retirement, while more older borrowers are taking out home loans. Will your pension cover the costs? ]]>
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                                                                        <pubDate>Wed, 10 Jul 2024 15:53:12 +0000</pubDate>                                                                                                                                <updated>Thu, 29 Aug 2024 10:09:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fQcxzA6y79oA6TAu7yhmCQ-1280-80.jpg">
                                                            <media:credit><![CDATA[Sakchai Vongsasiripat via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Model of a house next to a pile of coins, with question marks superimposed over the image]]></media:description>                                                            <media:text><![CDATA[Model of a house next to a pile of coins, with question marks superimposed over the image]]></media:text>
                                <media:title type="plain"><![CDATA[Model of a house next to a pile of coins, with question marks superimposed over the image]]></media:title>
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                                                            <title><![CDATA[ Virgin Money offers mortgage borrowers up to £15,000 to go green – is the deal worth it? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/virgin-money-retrofit-mortgage</link>
                                                                            <description>
                            <![CDATA[ Homeowners and landlords are being offered cash to fund energy improvements on their property. We explain how the latest green mortgage works ]]>
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                                                                        <pubDate>Wed, 10 Jul 2024 10:36:14 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8MdQ3MhwaRBZFRRJoRj3Af-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Catherine Falls Commercial]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Green house]]></media:description>                                                            <media:text><![CDATA[Green house]]></media:text>
                                <media:title type="plain"><![CDATA[Green house]]></media:title>
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                                                            <title><![CDATA[ Number of low-deposit mortgages hits two-year high - what are your options? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/number-of-low-deposit-mortgages-hits-two-year-high-what-are-your-options</link>
                                                                            <description>
                            <![CDATA[ The availability of mortgage deals for those with a 5% deposit has risen in recent years. We look at the options for first-time buyers. ]]>
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                                                                        <pubDate>Mon, 08 Jul 2024 15:13:50 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f4tgmwm2xuhnGmuSUgBbmN-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[There are 361 mortgage deals on the market that have a 95% loan-to-value, up from 270 at the start of this year]]></media:description>                                                            <media:text><![CDATA[Calculator leaning against model house]]></media:text>
                                <media:title type="plain"><![CDATA[Calculator leaning against model house]]></media:title>
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                                                            <title><![CDATA[ Hundreds of thousands of fixed-rate mortgages to expire by the general election – how to cope with rising costs ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/fixed-rate-mortgages-expiring-by-general-election</link>
                                                                            <description>
                            <![CDATA[ The general election manifestos say little about mortgage support for homeowners, yet many will see their cheap deals end as the nation heads to the polls. ]]>
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                                                                        <pubDate>Mon, 17 Jun 2024 12:38:27 +0000</pubDate>                                                                                                                                <updated>Mon, 17 Jun 2024 13:01:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hWcujM8Qn9snLULxhT7D4X-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[house on red lines]]></media:description>                                                            <media:text><![CDATA[house on red lines]]></media:text>
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                                                            <title><![CDATA[ Labour unveils 'Freedom to Buy' pledge to get young people on housing ladder ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/labour-freedom-to-buy-pledge-housing-ladder</link>
                                                                            <description>
                            <![CDATA[ Freedom to Buy will get 80,000 young people onto the housing ladder by the next general election, Keir Starmer's party has claimed ]]>
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                                                                        <pubDate>Thu, 06 Jun 2024 21:30:00 +0000</pubDate>                                                                                                                                <updated>Fri, 14 Jun 2024 12:44:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[General Election]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/putXwdqH56ncd6W54VMicf-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Freedom to Buy will help turn &#039;dreams into reality&#039; when it comes to owning a first home (Photographer: Hollie Adams/Bloomberg via Getty Images)]]></media:description>                                                            <media:text><![CDATA[Sir Keir Starmer addresses Labour Party supporters during the 2024 general election campaign (Photographer: Hollie Adams/Bloomberg via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[Sir Keir Starmer addresses Labour Party supporters during the 2024 general election campaign (Photographer: Hollie Adams/Bloomberg via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ What’s happening with UK house prices? Latest property market moves and forecasts ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/house-prices/house-prices</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates creeping back up and ongoing market volatility, can we expect house prices to slide? ]]>
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                                                                        <pubDate>Thu, 06 Jun 2024 09:11:52 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Apr 2026 14:28:40 +0000</updated>
                                                                                                                                            <category><![CDATA[House Prices]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daniel Hilton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PGj7bEpcqwCNFFGNmAorFX-1280-80.jpg">
                                                            <media:credit><![CDATA[Henry Nicholls via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;What&#039;s on the cards for house prices in 2026?&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Person looking at the window of an estate agent]]></media:text>
                                <media:title type="plain"><![CDATA[Person looking at the window of an estate agent]]></media:title>
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                                                            <title><![CDATA[ Mortgage warning: Surge in “ultra-long” home loans that run past state pension age even as rates are falling ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/surge-in-homeowners-paying-a-mortgage-in-retirement</link>
                                                                            <description>
                            <![CDATA[ One million homeowners have taken out mortgages that they will still be paying off in retirement, according to Bank of England data. We take a close look at the figures - plus, how to make your mortgage more affordable. ]]>
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                                                                        <pubDate>Mon, 13 May 2024 11:35:39 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Dec 2024 14:03:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KfNbqKZKdhFQZFmUbZdSnE-1280-80.jpg">
                                                            <media:credit><![CDATA[mixetto]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple going over bills at home]]></media:description>                                                            <media:text><![CDATA[Senior couple going over bills at home]]></media:text>
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                                                            <title><![CDATA[ Which region will see biggest house prices growth by 2028? What the latest Savills forecast says ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/house-prices-savills-forecast</link>
                                                                            <description>
                            <![CDATA[ House prices could see a turnaround over the next five years, according to Savills, as mortgage rates and cost of living pressures ease ]]>
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                                                                        <pubDate>Tue, 07 May 2024 16:36:45 +0000</pubDate>                                                                                                                                <updated>Tue, 07 May 2024 16:36:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AjbwHMxSn6oQ8vBbQMBqFX-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[House prices could rise significantly by 2028, Savills has forecast (Photo by Laurent Coust/SOPA Images/LightRocket via Getty Images)]]></media:description>                                                            <media:text><![CDATA[A Savills logo after the property firm published its latest house prices forecast (Photo by Laurent Coust/SOPA Images/LightRocket via Getty Images) ]]></media:text>
                                <media:title type="plain"><![CDATA[A Savills logo after the property firm published its latest house prices forecast (Photo by Laurent Coust/SOPA Images/LightRocket via Getty Images) ]]></media:title>
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                                                            <title><![CDATA[ Mortgage rate hikes behind drop in UK house prices, Nationwide finds ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/mortgage-rate-hikes-uk-house-prices-nationwide</link>
                                                                            <description>
                            <![CDATA[ UK house prices have not enjoyed the usual spring bounce due to an uptick in mortgage rates, according to Nationwide, with first-time buyers being particularly impacted ]]>
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                                                                        <pubDate>Wed, 01 May 2024 14:49:19 +0000</pubDate>                                                                                                                                <updated>Wed, 01 May 2024 14:52:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tB4G4pb7LJzRJZqbjaEqKN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Moving into a new apartment]]></media:description>                                                            <media:text><![CDATA[Moving into a new apartment]]></media:text>
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                                                            <title><![CDATA[ Why are lenders hiking UK mortgage rates? Interest rates and service factors explained ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/why-lenders-hiking-uk-mortgage-rates-interest-rates-explained</link>
                                                                            <description>
                            <![CDATA[ Mortgage rates have remained close to decade-highs for 18 months since Liz Truss’s mini-Budget. They are currently on the up again. Here’s why. ]]>
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                                                                        <pubDate>Tue, 30 Apr 2024 16:10:47 +0000</pubDate>                                                                                                                                <updated>Thu, 02 May 2024 16:02:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/42DZbVhxnSzTK66YcAUsBX-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Mortgage rates are going up again - but is it entirely down to interest rates?]]></media:description>                                                            <media:text><![CDATA[Mortgage rates symbolised by rising line graph]]></media:text>
                                <media:title type="plain"><![CDATA[Mortgage rates symbolised by rising line graph]]></media:title>
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                                                            <title><![CDATA[ UK sold house prices fall again amid mortgage rates uncertainty, ONS House Price Index shows ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/uk-sold-house-prices-mortgage-rates-uncertainty-ons-house-price-index</link>
                                                                            <description>
                            <![CDATA[ The latest Office for National Statistics (ONS) analysis of UK sold house prices data showed they remained down year-on-year. ]]>
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                                                                        <pubDate>Wed, 17 Apr 2024 13:59:15 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Henry Sandercock ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mSnPNcBvj9KSpDjcqst48M-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[UK sold house prices continued to struggle in February, the ONS has found]]></media:description>                                                            <media:text><![CDATA[UK sold house prices symbolised by a &#039;sold&#039; sign outside a terraced house]]></media:text>
                                <media:title type="plain"><![CDATA[UK sold house prices symbolised by a &#039;sold&#039; sign outside a terraced house]]></media:title>
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                                                            <title><![CDATA[ Yorkshire Building Society launches 99% loan-to-value mortgage – is a low deposit loan a good idea? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/Yorkshire-99-LTV-mortgage</link>
                                                                            <description>
                            <![CDATA[ First-time buyers can get on the property ladder with just a £5,000 deposit, we explain how the new mortgage product works. ]]>
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                                                                        <pubDate>Wed, 27 Mar 2024 12:11:30 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8ExhXPKYwyCsKWmQifP5Mj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[person signing mortgage contract]]></media:description>                                                            <media:text><![CDATA[person signing mortgage contract]]></media:text>
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                                                            <title><![CDATA[ BoE: Millions of mortgage borrowers will be hit with higher repayments next year ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/millions-of-mortgage-borrowers-will-be-hit-with-higher-repayments-next-year</link>
                                                                            <description>
                            <![CDATA[ Higher interest rates are yet to fully hit households and monthly mortgage repayments will rise between £200 and £1,000 – how much will your home loan go up by? ]]>
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                                                                        <pubDate>Thu, 07 Dec 2023 12:48:24 +0000</pubDate>                                                                                                                                <updated>Thu, 07 Dec 2023 14:01:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TzrLntkqCHhKhL8CuaxjQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House model on pile of coins]]></media:description>                                                            <media:text><![CDATA[House model on pile of coins]]></media:text>
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                                                            <title><![CDATA[ Warning over negative equity spike: how to protect yourself ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/warning-over-negative-equity-spike-how-to-protect-yourself</link>
                                                                            <description>
                            <![CDATA[ A think tank forecasts a substantial rise in the number of households entering negative equity, we explain what this could mean for you and how to prepare ]]>
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                                                                        <pubDate>Thu, 16 Nov 2023 15:00:06 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ John Fitzsimons ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SV6d788xWvab7gjRoGNjiP-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Dougal Waters]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Row of houses]]></media:description>                                                            <media:text><![CDATA[Row of houses]]></media:text>
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                                                            <title><![CDATA[ Will mortgage rates fall this year? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/latest-UK-mortgage-rates</link>
                                                                            <description>
                            <![CDATA[ Hopes of lower mortgage rates in the coming weeks and months are looking less and less likely due to the conflict in the Middle East. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for 2026. ]]>
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                                                                        <pubDate>Tue, 25 Jul 2023 14:14:28 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 16:31:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XTyyyc4MGqFV5saGG56vSQ-1280-80.jpg">
                                                            <media:credit><![CDATA[Mike Kemp via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;What will the rest of 2026 hold for UK mortgage rates?&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[People looking through an estate agent&#039;s window]]></media:text>
                                <media:title type="plain"><![CDATA[People looking through an estate agent&#039;s window]]></media:title>
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                                                            <title><![CDATA[ Mortgage overpayment calculator: can you pay off your home loan early? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/mortgages/mortgage-overpayment-calculator</link>
                                                                            <description>
                            <![CDATA[ Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance. ]]>
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                                                                        <pubDate>Wed, 14 Jun 2023 15:14:16 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Oct 2025 11:03:14 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Holly Thomas) ]]></author>                    <dc:creator><![CDATA[ Holly Thomas ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pJ7sBULM5DL3amYi3enQ47-1280-80.jpg">
                                                            <media:credit><![CDATA[Evkaz via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Mortgage calculations on paper below calculator and house key with image of house on key chain.]]></media:description>                                                            <media:text><![CDATA[Mortgage calculations on paper below calculator and house key with image of house on key chain.]]></media:text>
                                <media:title type="plain"><![CDATA[Mortgage calculations on paper below calculator and house key with image of house on key chain.]]></media:title>
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                                                            <title><![CDATA[ Mortgage deals pulled: average two-year fixed rates surge to highest level in 15 years ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/mortgage-deals-pulled</link>
                                                                            <description>
                            <![CDATA[ The choice of mortgage products has fallen since 24 May - and rates for fixed deals have risen. ]]>
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                                                                        <pubDate>Mon, 05 Jun 2023 16:13:25 +0000</pubDate>                                                                                                                                <updated>Thu, 20 Jul 2023 10:59:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Katie Binns ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tH5JNzqrFJjfbMoLuZWSne-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[houses ]]></media:description>                                                            <media:text><![CDATA[houses ]]></media:text>
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                                                            <title><![CDATA[ London households face a mortgage hike of £7,300 a year ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/605889/mortgage-pain-as-rate-rises</link>
                                                                            <description>
                            <![CDATA[ Around 3.5 million households are yet to feel the impact of rising mortgage rates because they are still on cheap fixes or variable rate deals ]]>
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                                                                        <pubDate>Mon, 15 May 2023 13:03:45 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jun 2023 11:01:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Katie Binns ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/b7pbzQ26dwz2kVGkQFrUsB-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Model house next to stacks of coins]]></media:description>                                                            <media:text><![CDATA[Model house next to stacks of coins]]></media:text>
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                                                            <title><![CDATA[ Skipton launches a 100% mortgage – how does it compare ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/605870/skipton-building-society-no-deposit-mortgage</link>
                                                                            <description>
                            <![CDATA[ Skipton Building Society has launched the UK's first 100% loan-to-value mortgage exclusively available to renters. Similar deals are already available from a number of lenders, but all require some type of help and guarantee from family. ]]>
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                                                                        <pubDate>Tue, 09 May 2023 15:28:26 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Katie Binns ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/g2HsyR8Xi65BCcD4LgL5ZD-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A couple celebrating moving in to a new home]]></media:description>                                                            <media:text><![CDATA[A couple celebrating moving in to a new home]]></media:text>
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                                                            <title><![CDATA[ HSBC launches 3.99% fixed-rate mortgage ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/mortgages/605691/hsbc-launches-399-fixed-rate-mortgage</link>
                                                                            <description>
                            <![CDATA[ Mortgage rates have remained elevated since the mini-Budget, but could this latest offering from HSBC be a sign of lower rates to come? ]]>
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                                                                        <pubDate>Wed, 08 Feb 2023 14:52:23 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RF8b9BDNBwYVUK8s2qGzF3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[HSBC bank]]></media:description>                                                            <media:text><![CDATA[HSBC bank]]></media:text>
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