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                    <title><![CDATA[ Latest from MoneyWeek in Financial-services-compensation-scheme ]]></title>
                <link>https://moneyweek.com/tag/financial-services-compensation-scheme</link>
        <description><![CDATA[ All the latest financial-services-compensation-scheme content from the MoneyWeek team ]]></description>
                                    <lastBuildDate>Wed, 24 Apr 2024 15:51:12 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Best and worst UK banks revealed   ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/bank-accounts/best-and-worst-uk-banks-for-online-banking</link>
                                                                            <description>
                            <![CDATA[ We reveal the best UK banks – and the worst – when it comes to managing your money and good customer service. How does your provider compare? ]]>
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                                                                        <pubDate>Wed, 24 Apr 2024 15:51:12 +0000</pubDate>                                                                                                                                <updated>Wed, 03 Dec 2025 13:04:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Bank Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mqimYLJC4RHjnraZbm6gWP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Best UK banks concept]]></media:description>                                                            <media:text><![CDATA[Best UK banks concept]]></media:text>
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                                                            <title><![CDATA[ The best cash ISAs –April 2026 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/isas/best-cash-isas</link>
                                                                            <description>
                            <![CDATA[ The best cash ISAs can help you earn up to 4.57% on your cash. We look at the top deals on the market. ]]>
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                                                                        <pubDate>Thu, 25 Jan 2024 16:52:03 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Apr 2026 08:10:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Cash ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ek79NZvuB2THXvc6NUx6EC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The best cash ISAs concept]]></media:description>                                                            <media:text><![CDATA[The best cash ISAs concept]]></media:text>
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                                                            <title><![CDATA[ Metro Bank boosts top easy access and one year fixed savings to hit best buy tables ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/metro-bank-brings-in-new-top-savings</link>
                                                                            <description>
                            <![CDATA[ Metro Bank has jumped into best buy tables offering a market-leading rate on both easy access and one year fixed savings accounts. ]]>
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                                                                        <pubDate>Mon, 13 Nov 2023 17:22:13 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Vaishali Varu) ]]></author>                    <dc:creator><![CDATA[ Vaishali Varu ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DuDAJfajPxk3aQMdiYHf6g-1280-80.jpg">
                                                            <media:credit><![CDATA[Bloomberg / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Metro Bank Holdings Plc Branches As Lender Seeks Capital Raise]]></media:description>                                                            <media:text><![CDATA[Metro Bank Holdings Plc Branches As Lender Seeks Capital Raise]]></media:text>
                                <media:title type="plain"><![CDATA[Metro Bank Holdings Plc Branches As Lender Seeks Capital Raise]]></media:title>
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                                                            <title><![CDATA[ Paragon launches best buy 5.25% easy access account ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/paragon-launches-best-buy-easy-access-account</link>
                                                                            <description>
                            <![CDATA[ As the savings market heats up, rates on easy access accounts continue to rise with Paragon Bank now offering the table topping rate for easy access paying 5.25%. But there are some restrictions and you’ll need to be quick to get it. ]]>
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                                                                        <pubDate>Tue, 24 Oct 2023 16:03:03 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Vaishali Varu) ]]></author>                    <dc:creator><![CDATA[ Vaishali Varu ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hkcYS5p3ixhK24v4VcMEEK-1280-80.jpg">
                                                            <media:credit><![CDATA[Dilok Klaisataporn]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Increasing coin stacking with up arrow and percentage sign for increase financial interest rate and business investment growth from dividend concept.]]></media:description>                                                            <media:text><![CDATA[Increasing coin stacking with up arrow and percentage sign for increase financial interest rate and business investment growth from dividend concept.]]></media:text>
                                <media:title type="plain"><![CDATA[Increasing coin stacking with up arrow and percentage sign for increase financial interest rate and business investment growth from dividend concept.]]></media:title>
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                                                            <title><![CDATA[ What is Islamic finance? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/moneyweek.com/personal-finance/what-is-islamic-finance</link>
                                                                            <description>
                            <![CDATA[ Sharia-compliant or Islamic finance banks regularly offer great rates for savers, but how do they differ from Western banks? ]]>
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                                                                        <pubDate>Thu, 10 Aug 2023 10:46:15 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cEVZzXuyMiWesGiSLvfz6g-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Islamic finance for housing savings or housing purchases ]]></media:description>                                                            <media:text><![CDATA[Islamic finance for housing savings or housing purchases ]]></media:text>
                                <media:title type="plain"><![CDATA[Islamic finance for housing savings or housing purchases ]]></media:title>
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                                                            <title><![CDATA[ Coventry Building Society launches new best easy access savings account ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/lender-launches-new-best-easy-access-savings-account</link>
                                                                            <description>
                            <![CDATA[ Coventry Building Society's deal tops our easy access savings account list, but could your cash be put to better use? ]]>
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                                                                        <pubDate>Fri, 14 Jul 2023 10:27:40 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zfqcYtDL4Dnwzqsqw7ahC6-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman putting money into a Perspex box]]></media:description>                                                            <media:text><![CDATA[Woman putting money into a Perspex box]]></media:text>
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                                                            <title><![CDATA[ NS&I boosts ISA interest rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605892/nsandi-isa-rate-rise</link>
                                                                            <description>
                            <![CDATA[ Over 333,000 customers are set to benefit from the boosted ISA rate, but is it worth switching to NS&I? ]]>
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                                                                        <pubDate>Tue, 16 May 2023 13:11:49 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tM6eRWMQVZnTJ5qrzZ6WNn-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Piggy bank and calculator]]></media:description>                                                            <media:text><![CDATA[Piggy bank and calculator]]></media:text>
                                <media:title type="plain"><![CDATA[Piggy bank and calculator]]></media:title>
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                                                            <title><![CDATA[ The best one-year fixed savings accounts – earn up to 4.41% ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605505/best-one-year-fixed-savings-accounts</link>
                                                                            <description>
                            <![CDATA[ One-year fixed savings accounts are offering inflation-beating rates of up to 4.41%. We've rounded up the best deals available on the market now ]]>
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                                                                        <pubDate>Thu, 04 May 2023 11:49:26 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Mar 2026 15:24:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cf9UegVQeHvLi8pLt2XiCE-1280-80.jpg">
                                                            <media:credit><![CDATA[J Studios / Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Fixed savings accounts concept with percentage sign and lock]]></media:description>                                                            <media:text><![CDATA[Fixed savings accounts concept with percentage sign and lock]]></media:text>
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                                                            <title><![CDATA[ How to beat low savings account interest rates ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605839/how-to-beat-low-savings-account-interest-rates</link>
                                                                            <description>
                            <![CDATA[ Savers stuck with low interest rates can earn a better return on their money with these investments ]]>
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                                                                        <pubDate>Mon, 24 Apr 2023 16:17:42 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (David C. Stevenson) ]]></author>                    <dc:creator><![CDATA[ David C. Stevenson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Uh3Nse2Ve3CAC5sg2MESzW-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Senior man using laptop computer and smartphone at home]]></media:description>                                                            <media:text><![CDATA[Senior man using laptop computer and smartphone at home]]></media:text>
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                                                            <title><![CDATA[ Investors flock to NS&I savings after SVB scare - should you follow this trend? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605799/investors-flock-to-nsandi</link>
                                                                            <description>
                            <![CDATA[ Investors are increasingly pumping their cash into the safety-net of NS&I - lured by increased rates and the security of a government-backed savings account.  Should you move your savings to NS&I? ]]>
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                                                                        <pubDate>Fri, 31 Mar 2023 13:33:51 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:46:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Tom Higgins) ]]></author>                    <dc:creator><![CDATA[ Tom Higgins ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/iBXtvwAg89yVLCcpzr2YKd-1280-80.png">
                                                            <media:credit><![CDATA[© NS&amp;I]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Person using NS&amp;amp;I app on smartphone]]></media:description>                                                            <media:text><![CDATA[Person using NS&amp;amp;I app on smartphone]]></media:text>
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                                                            <title><![CDATA[ MoneyWeek Glossary: The Financial Services Compensation Scheme (FSCS)  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/glossary/fscs</link>
                                                                            <description>
                            <![CDATA[ The Financial Services Compensation Scheme (FSCS) covers bank, building societies and investment accounts, and will pay compensation if the holding institution goes bust. ]]>
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                                                                        <pubDate>Tue, 14 Mar 2023 13:52:05 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Glossary]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bqcW6sbNjEzrfNnDuAbps-1280-80.jpg">
                                                            <media:credit><![CDATA[© Matthew Horwood]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A leaflet from the FSCS]]></media:description>                                                            <media:text><![CDATA[A leaflet from the FSCS]]></media:text>
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                                                            <title><![CDATA[ Best savings rates – earn as much as 4.75%  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/32213/the-best-savings-accounts-59730</link>
                                                                            <description>
                            <![CDATA[ The best savings rates on the market pay up to 4.75% on your cash – but you will need to act fast before these top-paying accounts disappear ]]>
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                                                                        <pubDate>Fri, 03 Feb 2023 16:21:50 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Mar 2026 15:37:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Cash ISAS]]></category>
                                                    <category><![CDATA[Bank Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/95ti5XZKPU2VwbVuwjCAjj-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Best savings rates concept]]></media:description>                                                            <media:text><![CDATA[Best savings rates concept]]></media:text>
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                                                            <title><![CDATA[ Smartphone banking: the best app-based bank accounts ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/bank-accounts/600850/smartphone-banking-the-best-app-based-bank-accounts</link>
                                                                            <description>
                            <![CDATA[ App-based banks are convenient, come with features that help you budget and make banking easy.  What are the best app-based accounts available now? ]]>
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                                                                        <pubDate>Fri, 13 Jan 2023 15:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Bank Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole García Mérida ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zHdZkhhDfS593N6RgAk7Dk-1280-80.jpg">
                                                            <media:credit><![CDATA[© Alamy]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Digital banks have become very popular]]></media:description>                                                            <media:text><![CDATA[Starling, Monzo and Revolut bank cards]]></media:text>
                                <media:title type="plain"><![CDATA[Starling, Monzo and Revolut bank cards]]></media:title>
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                                                            <title><![CDATA[ Best easy-access savings accounts – earn up to 4.75% ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/savings/605506/best-easy-access-accounts</link>
                                                                            <description>
                            <![CDATA[ Easy-access savings accounts are offering inflation-busting rates of up to 4.75% on your cash savings, but they won't last for long. We look at the best rates. ]]>
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                                                                        <pubDate>Tue, 06 Dec 2022 16:02:10 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 16:33:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Oojal Dhanjal) ]]></author>                    <dc:creator><![CDATA[ Oojal Dhanjal ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jvmo5RzVxNonqS8epmdvvi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Easy-access savings concept with piggy bank]]></media:description>                                                            <media:text><![CDATA[Easy-access savings concept with piggy bank]]></media:text>
                                <media:title type="plain"><![CDATA[Easy-access savings concept with piggy bank]]></media:title>
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                                                            <title><![CDATA[ Don't buy pre-paid funeral plans, save for death instead ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/604682/dont-buy-pre-paid-funeral-plans-save-for-death-instead</link>
                                                                            <description>
                            <![CDATA[ Funerals are costly, but pre-paid plans have not been a reliable way to prepare for them. Set up your own savings instead, says Ruth Jackson Kirby. ]]>
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                                                                        <pubDate>Wed, 13 Apr 2022 08:01:03 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cUqViWDU4V2HwFuuAeSCyK-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty ]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[The funeral plan market has been unregulated.]]></media:description>                                                            <media:text><![CDATA[Gravestone in churchyard]]></media:text>
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                                                            <title><![CDATA[ Beware of expensive pre-paid funeral plans ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/602938/beware-the-increasingly-expensive-cost-of-pre-paid-funeral-plans</link>
                                                                            <description>
                            <![CDATA[ Farewells are expensive, so many people opt for package deals. But they can be opaque and pricey, says Ruth Jackson-Kirby. ]]>
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                                                                        <pubDate>Tue, 23 Mar 2021 09:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sqBxQ8ZWwV8hgvgkYN7R7M-1280-80.jpg">
                                                            <media:credit><![CDATA[© Getty Images/iStockphoto]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Pre-paid plans are more complicated than they should be]]></media:description>                                                            <media:text><![CDATA[Coffin in a church]]></media:text>
                                <media:title type="plain"><![CDATA[Coffin in a church]]></media:title>
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                                                            <title><![CDATA[ Beware of cash Isa scams ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/517999/beware-of-cash-isa-scams</link>
                                                                            <description>
                            <![CDATA[ Fraudsters have been targeting savers by offering unrealistically high interest rates on cash Isas. ]]>
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                                                                                                                            <pubDate>Tue, 19 Nov 2019 15:26:47 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Cash ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ If your broker goes bust, you may have to pay to get your shares back ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/488411/paying-to-get-your-shares-back</link>
                                                                            <description>
                            <![CDATA[ Some customers of bust broker Beaufort Securities could suffer unexpected losses as their accounts may be plundered to pay huge administrators' fees. ]]>
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                                                                        <pubDate>Fri, 18 May 2018 08:31:54 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Investment Strategy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Stepek) ]]></author>                    <dc:creator><![CDATA[ John Stepek ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hEJE73XUhMcBV8pa6gY4DD-1280-80.jpg">
                                                            <media:credit><![CDATA[Sakorn Sukkasemsakorn]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Stack of silver coins with trading chart in financial concepts and financial investment business stock growth]]></media:description>                                                            <media:text><![CDATA[Stack of silver coins with trading chart in financial concepts and financial investment business stock growth]]></media:text>
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                                                            <title><![CDATA[ P2P default rates on the rise ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/444839/p2p-default-rates-on-the-rise</link>
                                                                            <description>
                            <![CDATA[ Raising default rates from loans made in 2014 have caused some investors in the peer-to-peer lending sector to start to worry. Matthew Partridge reports. ]]>
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                                                                        <pubDate>Fri, 08 Jul 2016 09:30:12 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Dr Matthew Partridge) ]]></author>                    <dc:creator><![CDATA[ Dr Matthew Partridge ]]></dc:creator>                                                                                                    <media:content type="image/gif" url="https://cdn.mos.cms.futurecdn.net/Bkvy9gLTofBKqjE9SVZz6R-1280-80.gif">
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                                                                                                                                                                                                                                    <media:description><![CDATA[801-RateSetter-1200]]></media:description>                                                            <media:text><![CDATA[801-RateSetter-1200]]></media:text>
                                <media:title type="plain"><![CDATA[801-RateSetter-1200]]></media:title>
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                                                            <title><![CDATA[ How safe is your Sipp? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/444854/how-safe-is-your-sipp</link>
                                                                            <description>
                            <![CDATA[ How big of a risk does the collapse of an investment firm pose to your pension? Natalie Stanton investigates. ]]>
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                                                                                                                            <pubDate>Fri, 08 Jul 2016 08:45:44 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Natalie Stanton) ]]></author>                    <dc:creator><![CDATA[ Natalie Stanton ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ Should you worry about the Co-op Bank? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/234595/should-you-worry-about-the-co-op-64030</link>
                                                                            <description>
                            <![CDATA[ Ratings agency Moody's recently downgraded the Co-op Bank. If you have an account with the bank, should you be worried, and what should you do? James McKeigue reports. ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Fri, 17 May 2013 16:07:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (James McKeigue) ]]></author>                    <dc:creator><![CDATA[ James McKeigue ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ How to use money to make money ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/9888/investment-basics-using-money-to-make-money-59825</link>
                                                                            <description>
                            <![CDATA[ Investing is all about making your money work for you. And there are two main ways to do this, says John Stepek. Here, he explains what they are. ]]>
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                                                                                                                            <pubDate>Mon, 30 Jul 2012 08:51:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:35 +0000</updated>
                                                                                                                                            <category><![CDATA[MoneyWeek Masterclass]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Investment Strategy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (John Stepek) ]]></author>                    <dc:creator><![CDATA[ John Stepek ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ WorldSpreads: will you get your money back? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/31952/worldspreads-spread-betting-geting-your-money-back-58140</link>
                                                                            <description>
                            <![CDATA[ WorldSpreads going bust was the realisation of every private investor's worst nightmare. So what happened - and can you get your money back? ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Mon, 26 Mar 2012 16:36:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Spread Betting]]></category>
                                                    <category><![CDATA[Trading]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ Is your money safe in Irish banks? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/32634/is-your-money-safe-in-irish-banks-51432</link>
                                                                            <description>
                            <![CDATA[ Over two million of us – including Post Office customers, whose accounts are provided by the Bank of Ireland – have cash in Irish banks. So how safe is it? ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Fri, 26 Nov 2010 11:04:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Bank Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ How the Yorkshire and Chelsea building society merger will affect you ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/33220/yorkshire-and-chelsea-building-society-merger-46523</link>
                                                                            <description>
                            <![CDATA[ The Yorkshire Building Society is to buy the Chelsea Building Society, to create a large mutual with £35bn in assets. So what will the merger means for both sets of customers? ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Fri, 11 Dec 2009 00:01:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                </item>
                                <item>
                                                            <title><![CDATA[ How safe are building societies? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/32518/how-safe-are-building-societies-42930</link>
                                                                            <description>
                            <![CDATA[ As the Dunfermline Building Society folds, Ruth Jackson considers whether more will follow. ]]>
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                                                                                                                            <pubDate>Fri, 03 Apr 2009 15:47:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Jackson-Kirby) ]]></author>                    <dc:creator><![CDATA[ Ruth Jackson-Kirby ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ How safe is your Post Office account? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/32523/how-safe-is-your-post-office-account-14591</link>
                                                                            <description>
                            <![CDATA[ If you think the money in your Post Office account is as safe as the Bank of England, think again. The rules have just changed. ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Fri, 30 Jan 2009 00:01:00 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:45:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ moneyweek@futurenet.com (MoneyWeek) ]]></author>                    <dc:creator><![CDATA[ MoneyWeek ]]></dc:creator>                                                                                                </item>
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                                                            <title><![CDATA[ Why I still hold gold ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/3052/why-i-still-hold-gold</link>
                                                                            <description>
                            <![CDATA[ Even with the Financial Services Compensation Scheme in place, it's impossible to be sure that your deposit is entirely secure. That's why Merryn Somerset Webb is sticking with gold. ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Wed, 03 Oct 2007 15:11:30 +0000</pubDate>                                                                                                                                <updated>Thu, 13 Feb 2025 13:47:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Gold]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Commodities]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Merryn Somerset Webb) ]]></author>                    <dc:creator><![CDATA[ Merryn Somerset Webb ]]></dc:creator>                                                                                                </item>
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