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                    <title><![CDATA[ Latest from MoneyWeek in Advice ]]></title>
                <link>https://moneyweek.com/advice</link>
        <description><![CDATA[ All the latest advice content from the MoneyWeek team ]]></description>
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                                                            <title><![CDATA[ The 22-year retirement age gap – does your pension pot fall short of your saving ambitions? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/retirement-age-gap-pension-pot-savings-shortfall</link>
                                                                            <description>
                            <![CDATA[ Just 14% of Brits are currently on track to retire at the age they want with their desired income, analysis suggests, with many heading decades off course. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 03:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 08:11:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UVNBwkJwCHdnukjmddE4Bm-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The 22-year retirement age gap – does your pension pot fall short of your saving ambitions?]]></media:description>                                                            <media:text><![CDATA[Two piles of money, one much taller than the other]]></media:text>
                                <media:title type="plain"><![CDATA[Two piles of money, one much taller than the other]]></media:title>
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                                                            <title><![CDATA[ The elite £2m ISA club – here’s how to join ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/isas/isa-millionaires</link>
                                                                            <description>
                            <![CDATA[ A £2 million ISA won’t be achievable for everyone – but almost 300 Brits have already reached this goal. How can you join them? ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 14:04:07 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 15:11:45 +0000</updated>
                                                                                                                                            <category><![CDATA[ISAS]]></category>
                                                    <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9N4iHWe35beVArJrqBVn7T-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The elite £2m ISA club – here’s how to join]]></media:description>                                                            <media:text><![CDATA[An older couple enjoying a luxury holiday in the sun paid for with their ISA investments]]></media:text>
                                <media:title type="plain"><![CDATA[An older couple enjoying a luxury holiday in the sun paid for with their ISA investments]]></media:title>
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                                                            <title><![CDATA[ The tax risks for UK expats returning from Dubai ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/tax-risks-for-uk-expats-returning-from-dubai</link>
                                                                            <description>
                            <![CDATA[ Wealthy Brits may have rushed to Dubai and other low tax jurisdictions to escape higher taxes in the UK but they could be hit with a tax bill if they return too soon ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 15:29:20 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 15:15:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oPj7HVUpukADkPsgn7FFS3-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Nikada]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Dubai skyline]]></media:description>                                                            <media:text><![CDATA[Dubai skyline]]></media:text>
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                                                            <title><![CDATA[ What to consider when consolidating your ISA ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/stocks-and-shares-isas/consolidating-your-isa-what-to-consider</link>
                                                                            <description>
                            <![CDATA[ Holding your stocks and shares ISA on one investment platform can be cheaper and more efficient but there are downsides ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 11:15:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vaQgZjpdFuayWF3jWRjZ8c-1280-80.jpg">
                                                            <media:credit><![CDATA[FreshSplash via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[person using a smartphone showcasing a financial application considering consolidating their ISA]]></media:description>                                                            <media:text><![CDATA[person using a smartphone showcasing a financial application considering consolidating their ISA]]></media:text>
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                                                            <title><![CDATA[ What are ‘deprivation of assets’ care cost rules? – and how to stick to them  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/deprivation-of-assets-care-cost-rules</link>
                                                                            <description>
                            <![CDATA[ Care costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ‘deprivation of assets’ rules when it comes to paying for care. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 16:42:56 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 17:36:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rQ4uzze9AdT5rdKuj3b38N-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[What are ‘deprivation of assets’ care cost rules? – and how to stick to them ]]></media:description>                                                            <media:text><![CDATA[Anxious couple discussing care fees costs and deprivation of assets rules]]></media:text>
                                <media:title type="plain"><![CDATA[Anxious couple discussing care fees costs and deprivation of assets rules]]></media:title>
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                                                            <title><![CDATA[ 159 – the three-digit number that could stop you from being scammed ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/159-phone-number-stop-banking-scams</link>
                                                                            <description>
                            <![CDATA[ Why 159 is a number everyone should know as it could stop scammers stealing from your bank account. But how does it work and when should you use it? ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 15:26:19 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 15:26:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hyDefAWvnbT2JmUV8F5LeD-1280-80.jpg">
                                                            <media:credit><![CDATA[Olga Rolenko via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[woman looking at phone]]></media:description>                                                            <media:text><![CDATA[woman looking at phone]]></media:text>
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                                                            <title><![CDATA[ Is it still worth paying into a pension in your 60s?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/worth-paying-into-pension</link>
                                                                            <description>
                            <![CDATA[ What are the financial benefits of continuing to pay into a pension as you approach retirement age? In an exclusive analysis, we show the reality of pension saving into your 60s. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 14:13:22 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Mar 2026 09:41:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/d2pKikMjZk4jGcKcoim4iB-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Is it still worth paying into a pension in your 60s? ]]></media:description>                                                            <media:text><![CDATA[A couple in their 60s looking at paperwork deciding if they want to pay more into their pension]]></media:text>
                                <media:title type="plain"><![CDATA[A couple in their 60s looking at paperwork deciding if they want to pay more into their pension]]></media:title>
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                                                            <title><![CDATA[ BrewDog investors have lost everything - are there better ways to back small firms? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/brewdog-crowdfund-losses-small-company-invest</link>
                                                                            <description>
                            <![CDATA[ The collapse of BrewDog has called into question how useful crowdfunding is as an investing strategy and whether there are better ways to profit from small firms and startups ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 11:36:51 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 16:34:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/L6WHx4fwFMwfjS5jQa4dB9-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/BrewDog]]></media:credit>
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                                                            <title><![CDATA[ Do you face ‘double whammy’ inheritance tax blow? How to lessen the impact ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/inheritance-tax-2-million-residence-nil-rate-band</link>
                                                                            <description>
                            <![CDATA[ Frozen tax thresholds and pensions falling within the scope of inheritance tax will drag thousands more estates into losing their residence nil-rate band, analysis suggests ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 16:31:56 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Feb 2026 16:37:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6tsJczRGWVqEUs7jpSbA8R-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Thousands more families will lose their residence nil-rate bands by 2028, according to analysis by Quilter&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[A couple organising their capital gains tax bill]]></media:text>
                                <media:title type="plain"><![CDATA[A couple organising their capital gains tax bill]]></media:title>
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                                                            <title><![CDATA[ Student loans debate: should you fund your child through university? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/student-loans-debate-should-you-fund-your-child-through-university</link>
                                                                            <description>
                            <![CDATA[ Graduates are complaining about their levels of student debt so should wealthy parents be helping them avoid student loans? ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 13:28:25 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Feb 2026 14:00:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Bfnp38Fva2aE4yUskLvZWD-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Abraham Gonzalez Fernandez]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[graduates]]></media:description>                                                            <media:text><![CDATA[graduates]]></media:text>
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                                                            <title><![CDATA[ Pensions vs savings accounts: which is better for building wealth? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/pensions-vs-savings-which-is-best</link>
                                                                            <description>
                            <![CDATA[ Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension? ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 06:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/K3mXhubou5Vk4WnvcfkRmU-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Pensions vs savings accounts: which is better for building wealth?]]></media:description>                                                            <media:text><![CDATA[A woman walking across a down arrow surrounded by some up arrows, representing the choice between pensions and savings accounts]]></media:text>
                                <media:title type="plain"><![CDATA[A woman walking across a down arrow surrounded by some up arrows, representing the choice between pensions and savings accounts]]></media:title>
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                                                            <title><![CDATA[ An experienced investor’s end of tax year checklist ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/experienced-investor-end-tax-year-checklist</link>
                                                                            <description>
                            <![CDATA[ The clock is ticking down before the end of the 2025/26 tax year, when any tax-free savings and investment allowances are lost. For experienced investors, though, the deadline for some tax-saving schemes is even earlier. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 15:09:52 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Feb 2026 15:10:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fv4hVDhZky522WGCzdqfGF-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[An experienced investor’s end of tax year checklist]]></media:description>                                                            <media:text><![CDATA[An experienced investor looking at a screen with the potential to invest in VCTs, EIS and SEIS before the end of the tax year]]></media:text>
                                <media:title type="plain"><![CDATA[An experienced investor looking at a screen with the potential to invest in VCTs, EIS and SEIS before the end of the tax year]]></media:title>
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                                                            <title><![CDATA[ 13 ways to get a tax-free income every year ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/income-tax/get-tax-free-income-every-year</link>
                                                                            <description>
                            <![CDATA[ Millions more people are paying income tax as a result of frozen thresholds. But there are still more than a dozen ways to generate an income legally without handing over any of it to HMRC. ]]>
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                                                                        <pubDate>Tue, 24 Feb 2026 17:15:06 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/S6EvBRp5nymx6qUmqdws3V-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[13 ways to get a tax-free income every year]]></media:description>                                                            <media:text><![CDATA[A woman happy because she has found ways to generate tax free income]]></media:text>
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                                                            <title><![CDATA[ Should you combine your pensions? Pros, cons and key checks ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/should-you-combine-pensions</link>
                                                                            <description>
                            <![CDATA[ Combining your pensions into a single pot can make managing the money easier – and cheaper. But some old pensions have valuable features you won’t want to lose. We weigh up the pros and cons of consolidating your retirement funds. ]]>
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                                                                        <pubDate>Tue, 24 Feb 2026 12:00:40 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Feb 2026 14:04:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/L2nKwvp2XccrDNiLCgWCfj-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Should you combine your pensions? Pros, cons and key checks]]></media:description>                                                            <media:text><![CDATA[Four people leaning against a wall looking at their pension pots on their phones considering pension consolidation]]></media:text>
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                                                            <title><![CDATA[ What is a care fees annuity and how much does it cost? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/care-fees-annuity-cost-immediate-needs</link>
                                                                            <description>
                            <![CDATA[ How we will be cared for in our later years – and how much we are willing to pay for it – are conversations best had as early as possible. One option to cover the cost is a care fees annuity. We look at the pros and cons. ]]>
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                                                                        <pubDate>Thu, 19 Feb 2026 13:56:25 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/67TY8DNmEWvTHg3hQuUyNo-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[What is a care fees annuity and how much does it cost?]]></media:description>                                                            <media:text><![CDATA[A nurse holding a woman&#039;s hand in a care home paid for by a care fees annuity]]></media:text>
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                                                            <title><![CDATA[ How to navigate the inheritance tax paperwork maze in nine clear steps ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/inheritance-tax-paperwork-checklist</link>
                                                                            <description>
                            <![CDATA[ Families who cope best with inheritance tax (IHT) paperwork are those who plan ahead, say experts. We look at all documents you need to gather, regardless of whether you have an IHT bill to pay. ]]>
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                                                                        <pubDate>Thu, 19 Feb 2026 12:06:39 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Feb 2026 10:07:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XttxXV6EcT5EeNKjkMtCL7-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[How to navigate the inheritance tax paperwork maze in nine clear steps]]></media:description>                                                            <media:text><![CDATA[A couple at their kitchen table organising inheritance tax paperwork]]></media:text>
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                                                            <title><![CDATA[ Should you get financial advice when organising care for an elderly relative? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/financial-advice-care-relative</link>
                                                                            <description>
                            <![CDATA[ A tiny proportion of over 45s get help planning elderly relatives’ care – but is financial advice worth the cost? ]]>
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                                                                        <pubDate>Thu, 19 Feb 2026 12:01:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ sam.walker@futurenet.com (Sam Walker) ]]></author>                    <dc:creator><![CDATA[ Sam Walker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wfD7Kih6cnenRCZx5CnSxH-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[&lt;em&gt;Care costs for a loved one can rack up fast - can a financial adviser help?&lt;/em&gt;]]></media:description>                                                            <media:text><![CDATA[Elderly lady receiving care]]></media:text>
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                                                            <title><![CDATA[ ISA fund and trust picks for every type of investor – which could work for you? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/stocks-and-shares-isas/isa-fund-investment-trusts-picks</link>
                                                                            <description>
                            <![CDATA[ Whether you’re an ISA investor seeking reliable returns, looking to add a bit more risk to your portfolio or are new to investing, MoneyWeek asked the experts for funds and investment trusts you could consider in 2026 ]]>
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                                                                        <pubDate>Thu, 05 Feb 2026 15:07:06 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Feb 2026 16:46:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks and Shares ISAS]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[ISAS]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/x5metDSrEe7oZCMvaB4TcN-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[ISA fund and trust picks for every type of investor – which could work for you?]]></media:description>                                                            <media:text><![CDATA[Person investing in a stocks and shares ISA via a smartphone]]></media:text>
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                                                            <title><![CDATA[ Top reasons homeowners use equity release to access £4 trillion housing wealth ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/equity-release/reasons-homeowners-use-equity-release</link>
                                                                            <description>
                            <![CDATA[ The equity release market grew 11% in 2025, according to the latest data, as the over 55s rushed to make use of the trillions of pounds tied up in their homes. Here’s what they did with the money. ]]>
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                                                                        <pubDate>Fri, 30 Jan 2026 06:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 30 Jan 2026 17:01:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Equity Release]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/omoyr2bF8fjL8bZysYitoP-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Top reasons homeowners use equity release to access £4 trillion housing wealth]]></media:description>                                                            <media:text><![CDATA[A couple looking in their garden looking at their home considering equity release]]></media:text>
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                                                            <title><![CDATA[ Redundancy on the rise – how to manage a sudden drop in income ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/redundancy-on-the-rise-how-to-manage-a-sudden-drop-in-income</link>
                                                                            <description>
                            <![CDATA[ Unemployment and redundancies are higher than a year ago, new figures show. We look at how to protect your finances if you face a sudden loss of income. ]]>
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                                                                        <pubDate>Wed, 21 Jan 2026 16:32:32 +0000</pubDate>                                                                                                                                <updated>Wed, 21 Jan 2026 17:37:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2mcRdPQMHyNa7qVLhF3GFR-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Redundancy on the rise – how to manage a sudden drop in income]]></media:description>                                                            <media:text><![CDATA[A female worker looking worried about redundancy]]></media:text>
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                                                            <title><![CDATA[ What is the ideal time to spend on the property market? How you could risk losing thousands ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/ideal-time-to-spend-on-property-market-could-risk-losing-thousands</link>
                                                                            <description>
                            <![CDATA[ Time on the housing market matters – get an offer too quickly or too slowly and you’ll often find you have to settle for less than the asking price. What is the ideal time for a property to spend on the market? ]]>
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                                                                        <pubDate>Wed, 21 Jan 2026 16:18:32 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3hvnRhLHuUXeZgsvfZk4iD-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[What is the ideal time to spend on the property market? How you could risk losing thousands]]></media:description>                                                            <media:text><![CDATA[For sale property signs. Selling your home in 11 days is the ideal time for the best price]]></media:text>
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                                                            <title><![CDATA[ Six steps business owners should consider before April inheritance tax relief change   ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/business-owners-consider-before-inheritance-tax-change</link>
                                                                            <description>
                            <![CDATA[ New limits to inheritance tax-free allowances are coming in from the Spring that affect business owners. Those looking to sell or transfer their assets into a trust before the changes need to act now ]]>
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                                                                        <pubDate>Tue, 20 Jan 2026 15:44:13 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cHVKCXZE7xmbr3KGAhQhsV-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Six steps business owners should consider before April inheritance tax relief change  ]]></media:description>                                                            <media:text><![CDATA[Business woman opening her premises. Entrepreneurs are being encouraged to act now to limit inheritance tax bills]]></media:text>
                                <media:title type="plain"><![CDATA[Business woman opening her premises. Entrepreneurs are being encouraged to act now to limit inheritance tax bills]]></media:title>
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                                                            <title><![CDATA[ Taxpayers told to check capital gains tax return or risk penalty after rate changes ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/capital-gains-tax-return-risk-penalty</link>
                                                                            <description>
                            <![CDATA[ With the self-assessment deadline just three weeks away, taxpayers who need to report capital gains should take extra care to avoid a penalty after recent changes, accountants have warned. Here’s how. ]]>
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                                                                        <pubDate>Tue, 13 Jan 2026 11:41:27 +0000</pubDate>                                                                                                                                <updated>Tue, 13 Jan 2026 16:51:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6tsJczRGWVqEUs7jpSbA8R-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Taxpayers told to check capital gains tax return or risk penalty after rate changes]]></media:description>                                                            <media:text><![CDATA[A couple organising their capital gains tax bill]]></media:text>
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                                                            <title><![CDATA[ What does an interest rate cut mean for my pension?                  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/what-does-an-interest-rate-cut-mean-for-my-pension</link>
                                                                            <description>
                            <![CDATA[ Interest rates have been cut from 4% to 3.75%. For pension savers and retirees the effects of the drop will depend on the type of retirement pot they have, but could be significant. ]]>
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                                                                        <pubDate>Thu, 18 Dec 2025 12:45:14 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/STdR934j7KKZPqtg3avdqP-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[What does an interest rate cut mean for my pension?                 ]]></media:description>                                                            <media:text><![CDATA[Pensioner couple discussing their pension on a sofa]]></media:text>
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                                                            <title><![CDATA[ What are my retirement income options? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/retirement-income-options-pension</link>
                                                                            <description>
                            <![CDATA[ We’re all told to save into a pension, but there’s widespread confusion about how to take an income from our savings and investments at retirement, a new study has found. We look at your retirement income options. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 16:28:50 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Dec 2025 12:03:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Self Invested Personal Pensions]]></category>
                                                    <category><![CDATA[State Pensions]]></category>
                                                    <category><![CDATA[Pension Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kLXnH8j8KkedsRfVhMUJZJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[What are my retirement income options?]]></media:description>                                                            <media:text><![CDATA[People enjoying different retirement incomes]]></media:text>
                                <media:title type="plain"><![CDATA[People enjoying different retirement incomes]]></media:title>
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                                                            <title><![CDATA[ Autumn Budget tax changes: how is your generation affected? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/tax/autumn-budget-tax-changes-how-is-your-generation-affected</link>
                                                                            <description>
                            <![CDATA[ The chancellor expects everyone to do their bit to boost the nation's finances but the tax burden is by no means shared equally ]]>
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                                                                        <pubDate>Thu, 11 Dec 2025 16:22:45 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fugGScs87s2phurKfnU3XZ-1280-80.jpg">
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                                                            <title><![CDATA[ The best real estate opportunities to invest in for 2026 ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/the-best-real-estate-opportunities-to-invest-in-for-2026</link>
                                                                            <description>
                            <![CDATA[ House price growth may be slowing but offices and online shopping are driving growth in real estate investment ]]>
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                                                                        <pubDate>Wed, 10 Dec 2025 15:17:21 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BBDRQeZgB6oLmV5g2dznYX-1280-80.jpg">
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                                                            <title><![CDATA[ How much should you be paying your financial adviser?  ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/how-much-should-you-be-paying-your-financial-adviser</link>
                                                                            <description>
                            <![CDATA[ Financial Conduct Authority data shows financial advisers are charging up to 3%. Here is how you know if you are getting value for money ]]>
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                                                                        <pubDate>Fri, 05 Dec 2025 10:38:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2HbHGfRe4uL3LC2wF7aDrV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[financial advice]]></media:description>                                                            <media:text><![CDATA[financial advice]]></media:text>
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                                                            <title><![CDATA[ Low risk ways to cut your inheritance tax bill before a potential Budget crackdown ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/cut-inheritance-tax-bill-budget-crackdown-fears</link>
                                                                            <description>
                            <![CDATA[ More tightening of the rules around inheritance tax – especially around gifting – could potentially be coming in the Budget. Making safe, smart use of the gifting allowances as they currently stand may be a good idea. ]]>
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                                                                        <pubDate>Thu, 20 Nov 2025 17:02:13 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Nov 2025 09:13:14 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Budget]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[UK Economy]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7gZCeMcfaGB8AmrUru6GBW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Giving away money in hands]]></media:description>                                                            <media:text><![CDATA[Giving away money in hands]]></media:text>
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                                                            <title><![CDATA[ More women are money savvy but wealth worried  – 5 ways to boost financial confidence ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/women-wealth-boost-financial-confidence</link>
                                                                            <description>
                            <![CDATA[ Women have gained financial empowerment since 1975 but wealth and confidence lags behind. There are some simple ways everyone can build a smart money plan. ]]>
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                                                                        <pubDate>Thu, 20 Nov 2025 16:46:44 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iRueyMN8HzXbhXbiJfnpkH-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[More women are money savvy but wealth worried  – 5 ways to boost financial confidence]]></media:description>                                                            <media:text><![CDATA[Women are taking taking control of their finances but still lack confidence]]></media:text>
                                <media:title type="plain"><![CDATA[Women are taking taking control of their finances but still lack confidence]]></media:title>
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                                                            <title><![CDATA[ Can you rely on artificial intelligence for financial advice? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/artificial-intelligence-financial-advice</link>
                                                                            <description>
                            <![CDATA[ AI still has plenty to learn when it comes to financial planning, research suggests ]]>
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                                                                        <pubDate>Thu, 20 Nov 2025 14:35:44 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vkU3KsmAtBQ5tu3ESWMsXk-1280-80.jpg">
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                                                            <title><![CDATA[ ‘My estate faces a £214,000 tax bill unless I get married’ - the perils of the inheritance tax pension reforms ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/unmarried-inheritance-tax-bill-pension</link>
                                                                            <description>
                            <![CDATA[ The chancellor's plans to charge inheritance tax on unused pension wealth could be bad news for cohabiting couples ]]>
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                                                                        <pubDate>Thu, 23 Oct 2025 16:12:54 +0000</pubDate>                                                                                                                                <updated>Fri, 24 Oct 2025 08:12:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JiaUx9LbhQiYgnXzMwgP47-1280-80.jpg">
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                                                            <title><![CDATA[ Generation X falls behind on retirement savings: how to boost your pension pot ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/generation-x-retirement-savings-boost-your-pension-pot</link>
                                                                            <description>
                            <![CDATA[ The over-50s are lagging behind other generations when it comes to pension savings – here's why ]]>
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                                                                        <pubDate>Mon, 29 Sep 2025 16:04:16 +0000</pubDate>                                                                                                                                <updated>Tue, 30 Sep 2025 12:02:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rfWWyYSLFAYZiByewTjjuT-1280-80.jpg">
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                                                            <title><![CDATA[ 112 funds that financial experts are backing for success ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/funds-financial-experts-are-backing-for-success</link>
                                                                            <description>
                            <![CDATA[ Investment platform Bestinvest has identified the top funds for each region to help investors protect their wealth from the chancellor ahead of the Autumn Budget ]]>
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                                                                        <pubDate>Thu, 25 Sep 2025 16:03:25 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Oct 2025 15:02:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/54UwDXSQCsotHuoQac6eXP-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Xavier Lorenzo]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[investing]]></media:description>                                                            <media:text><![CDATA[investing]]></media:text>
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                                                            <title><![CDATA[ What is the 25x retirement rule and does it work? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/what-is-the-25x-retirement-rule-how-does-it-work</link>
                                                                            <description>
                            <![CDATA[ The 25x retirement rule has been around for decades but many experts question if it is a suitable strategy ]]>
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                                                                        <pubDate>Fri, 29 Aug 2025 13:50:20 +0000</pubDate>                                                                                                                                <updated>Fri, 29 Aug 2025 14:00:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tNx9mZRMpr4rcNEK4RbzJ3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[older person checking calendar]]></media:description>                                                            <media:text><![CDATA[older person checking calendar]]></media:text>
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                                                            <title><![CDATA[ How to avoid the 14 year inheritance tax gifting trap ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax/inheritance-tax-14-year-gifting-trap</link>
                                                                            <description>
                            <![CDATA[ Inheritance tax rules are getting tighter and more families are trying to find ways to avoid a hefty bill. Giving money away is a common strategy – but if done wrong your loved ones could be on the hook with HMRC for almost a decade and a half. ]]>
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                                                                        <pubDate>Mon, 25 Aug 2025 03:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Inheritance Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GX9YKTDK2yPHmpdvLQWnrg-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[How to avoid the 14 year inheritance tax gifting trap]]></media:description>                                                            <media:text><![CDATA[Older couple reading inheritance tax rules]]></media:text>
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                                                            <title><![CDATA[ Five steps to maximise your mid-life financial prime ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/boost-pension-isa-mid-life-financial-prime</link>
                                                                            <description>
                            <![CDATA[ Earnings often peak in your mid-30s and 40s – and you can make your money go further by putting it to work. ]]>
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                                                                        <pubDate>Fri, 15 Aug 2025 16:04:57 +0000</pubDate>                                                                                                                                <updated>Fri, 15 Aug 2025 16:16:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Katie Williams) ]]></author>                    <dc:creator><![CDATA[ Katie Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LKHM8G9MpMMmJYyZsa5fgS-1280-80.jpg">
                                                            <media:credit><![CDATA[Drazen via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Young family managing their personal finances]]></media:description>                                                            <media:text><![CDATA[Young family managing their personal finances]]></media:text>
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                                                            <title><![CDATA[ Divorced? Simple rules to stop your ex claiming inheritance on your estate ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/divorced-simple-rules-stop-ex-claiming-inheritance-your-estate</link>
                                                                            <description>
                            <![CDATA[ Divorces are back at pre-pandemic levels leaving lawyers urging separated couples to get their affairs watertight to avoid any nasty disputes after death ]]>
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                                                                        <pubDate>Wed, 13 Aug 2025 15:43:38 +0000</pubDate>                                                                                                                                <updated>Wed, 13 Aug 2025 16:21:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5WW2YXm7kTLXvEVJWM7MMJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Divorced? Simple rules to stop your ex claiming inheritance on your estate]]></media:description>                                                            <media:text><![CDATA[Splitting two piles of money, each with a male/female figure on them]]></media:text>
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                                                            <title><![CDATA[ Top 3 reasons families fight over inheritance – and how to avoid disputes ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-dispute-why-how-to-avoid</link>
                                                                            <description>
                            <![CDATA[ Delays in the probate process mean more cases are hitting the courts, with family tensions fizzing over as they wait for a resolution to inheritances ]]>
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                                                                        <pubDate>Wed, 02 Jul 2025 14:24:52 +0000</pubDate>                                                                                                                                <updated>Wed, 02 Jul 2025 14:59:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Inheritance Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZcfYBB5pKiZx4K96aryGRQ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Top 3 reasons families fight over inheritance – and how to avoid them]]></media:description>                                                            <media:text><![CDATA[A man and a woman arguing]]></media:text>
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                                                            <title><![CDATA[ How to boost your chances of getting the Winter Fuel Payment ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/how-to-boost-your-chances-of-getting-the-winter-fuel-payment</link>
                                                                            <description>
                            <![CDATA[ Millions of pensioners will get the Winter Fuel Payment this year following a government U-turn, provided their income is less than £35,000. We reveal some tips and tricks to ensure you’re eligible ]]>
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                                                                        <pubDate>Mon, 16 Jun 2025 16:22:09 +0000</pubDate>                                                                                                                                <updated>Tue, 23 Sep 2025 15:51:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LQWZCMicjBYZs6pGLHWs2V-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Couple going over their will at home]]></media:description>                                                            <media:text><![CDATA[Couple going over their will at home]]></media:text>
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                                                            <title><![CDATA[ Gold’s allure and why you should never 'pay a premium for graded coins' ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/gold/gold-never-pay-premium-for-graded-coins</link>
                                                                            <description>
                            <![CDATA[ It is easy to become distracted by the beauty of gold, but remember why you buy it, says Dominic Frisby ]]>
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                                                                        <pubDate>Fri, 23 May 2025 16:02:47 +0000</pubDate>                                                                                                                                <updated>Tue, 27 May 2025 10:26:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Gold]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Dominic Frisby) ]]></author>                    <dc:creator><![CDATA[ Dominic Frisby ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5pv8DyWtLCNkjaCrBD3nuK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Gold ingots and coins close up]]></media:description>                                                            <media:text><![CDATA[Gold ingots and coins close up]]></media:text>
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                                                            <title><![CDATA[ How to do a mid-retirement MOT ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/pensions/how-to-do-mid-retirement-mot</link>
                                                                            <description>
                            <![CDATA[ You may have heard of a midlife MOT, but experts say a mid-retirement MOT is also essential to ensure your finances are on track and your pension savings last as long as you do ]]>
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                                                                        <pubDate>Wed, 14 May 2025 16:19:38 +0000</pubDate>                                                                                                                                <updated>Thu, 07 Aug 2025 11:49:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Pensions]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/W8EUQHZPLiBrTxL4Nze9TK-1280-80.jpg">
                                                            <media:credit><![CDATA[Halfpoint Images via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Couple in their 60s planning retirement]]></media:description>                                                            <media:text><![CDATA[Couple in their 60s planning retirement]]></media:text>
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                                                            <title><![CDATA[ 150 banking hubs now open across UK – is there one near you? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/banking-hubs-near-you-full-list-post-office</link>
                                                                            <description>
                            <![CDATA[ As the 150th banking hub opens its doors, a Post Office deal that offers basic banking services has also been extended until 2030. We explain what this means for you ]]>
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                                                                        <pubDate>Wed, 07 May 2025 16:01:11 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Bank Accounts]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uE5E8wz9jyfvBFwBRhNFkE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior woman bank customer making a financial transaction with a bank teller over the counter in a retail bank. The young woman bank teller is working on her computer terminal providing the customer service.]]></media:description>                                                            <media:text><![CDATA[A senior woman bank customer making a financial transaction with a bank teller over the counter in a retail bank. The young woman bank teller is working on her computer terminal providing the customer service.]]></media:text>
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                                                            <title><![CDATA[ How to protect your personal and financial data from cyber attacks ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/how-to-protect-your-personal-and-financial-data-from-cyber-attacks</link>
                                                                            <description>
                            <![CDATA[ M&S and the Co-op are the latest retailers to suffer from cyber hacks but consumers also need to be vigilant ]]>
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                                                                        <pubDate>Tue, 06 May 2025 14:59:56 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QdjPcCbx9fp6xCva2v2bVM-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/seksan Mongkhonkhamsao]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[hacker]]></media:description>                                                            <media:text><![CDATA[hacker]]></media:text>
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                                                            <title><![CDATA[ Is UK prime property making a comeback as a safe haven asset? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/is-prime-property-making-a-comeback-as-a-safe-haven-asset</link>
                                                                            <description>
                            <![CDATA[ Cheap prime central London property is attracting overseas buyers, helping it regain its safe haven status ]]>
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                                                                        <pubDate>Sat, 26 Apr 2025 23:02:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eKJMdBK98KbJ9LMw7taiPU-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/Busà Photography]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[prime property london]]></media:description>                                                            <media:text><![CDATA[prime property london]]></media:text>
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                                                            <title><![CDATA[ Making Tax Digital explained: what is it and who does it affect? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/economy/small-business/what-you-need-to-know-about-making-tax-digital</link>
                                                                            <description>
                            <![CDATA[ Sole traders and landlords will have to start reporting their earnings digitally on a quarterly basis to HMRC from this April – here is what you need to know ]]>
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                                                                        <pubDate>Fri, 25 Apr 2025 11:14:42 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Feb 2026 14:41:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Buy to Let]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Property]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Laura Miller) ]]></author>                    <dc:creator><![CDATA[ Laura Miller ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c9qZRCrAAtjE9Ez7Cp7o49-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Making tax digital]]></media:description>                                                            <media:text><![CDATA[Making tax digital]]></media:text>
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                                                            <title><![CDATA[ Can I shield my ISAs from inheritance tax? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/inheritance-tax-shield-isa</link>
                                                                            <description>
                            <![CDATA[ Many investors and savers will be wondering if there’s anything they can do to protect their ISAs from inheritance tax, especially as pensions will become liable for the levy from April 2027. We reveal the options available to ISA customers ]]>
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                                                                        <pubDate>Sun, 20 Apr 2025 05:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 09:08:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kVF6TFbctjFfhd2uPGYsU6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Two Piggy Banks With Red Umbrella]]></media:description>                                                            <media:text><![CDATA[Two Piggy Banks With Red Umbrella]]></media:text>
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                                                            <title><![CDATA[ Are regular savings accounts worth it? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/personal-finance/regular-savings-accounts-worth-it</link>
                                                                            <description>
                            <![CDATA[ A 7% interest rate is eye-catching, but how much can you save in a regular saver account and how does the interest rate work exactly? ]]>
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                                                                        <pubDate>Wed, 26 Mar 2025 12:27:26 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Ruth Emery) ]]></author>                    <dc:creator><![CDATA[ Ruth Emery ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/W5GGprueAp6nkBaxZUDE57-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Blue piggy bank sitting on top of laptop on a desk with the word savings spelled out in wooden blocks]]></media:description>                                                            <media:text><![CDATA[Blue piggy bank sitting on top of laptop on a desk with the word savings spelled out in wooden blocks]]></media:text>
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                                                            <title><![CDATA[ The top 10 holiday let hotspots as tax perks end in April ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/investments/property/top-holiday-let-hotspots-tax-perks</link>
                                                                            <description>
                            <![CDATA[ The furnished holiday lets tax regime will be scrapped next month - can property investors still make money from short-term rentals? ]]>
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                                                                        <pubDate>Thu, 13 Mar 2025 14:25:59 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Property]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/e7L98xnfE2auQzogpacyZS-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/AJ_Watt]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[people dragging suitcase]]></media:description>                                                            <media:text><![CDATA[people dragging suitcase]]></media:text>
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                                                            <title><![CDATA[ Tourist taxes: should you pay more to visit holiday hotspots or look elsewhere? ]]></title>
                                                                                                                                                                                                <link>https://moneyweek.com/spending-it/travel-holidays/tourist-taxes-travel</link>
                                                                            <description>
                            <![CDATA[ Major cities have introduced extra fees to combat overtourism. We look at how to tackle the rise of tourist taxes. ]]>
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                                                                        <pubDate>Fri, 28 Feb 2025 15:49:13 +0000</pubDate>                                                                                                                                <updated>Fri, 28 Feb 2025 15:50:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Tax]]></category>
                                                                                                <author><![CDATA[ editor@moneyweek.com (Marc Shoffman) ]]></author>                    <dc:creator><![CDATA[ Marc Shoffman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VNLVa9cwvzt9fUPMYGFUuQ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Some major cities have created tourist taxes following complaints about overtourism.]]></media:description>                                                            <media:text><![CDATA[piggy bank on sand]]></media:text>
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