There have been some wild claims made about the potential of blockchain technology, but doubts are starting to set in, says Simon Wilson.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.
All alternative finance articles
Tech competitors are set to gobble up a bigger slice of their markets than banks realise, says Mattthew Lynn.
Lending Club’s woes have demonstrated that alternative finance can no longer pay lip service to transparency, says AltFi Data’s Rupert Taylor. It needs to fully embrace it.
When business angels and VCs invest in a business they usually take a seat on the board. Could the same happen for crowdfunded ventures?
Crowdfunding platforms need to consider a new business model for a “new normal” in alternative finance, says Geoff Miller.
Alternative finance funds in the US have been finding the going tough lately. Could we see the same happen in the UK too?
This April sees the launch of the innovative finance Isa, a new tax wrapper that’s been rushed into service to cope with the rapid growth of alternative finance.
Property crowdfunding looks set to dominate alternative finance both for lending as well as equity based investing, says Richard Bush. Here, he looks at the differences with traditional crowdfunding.
Property crowdfunding products aimed at first time buyers don’t help anyone, says Merryn Somerset Webb. They just add an extra slice of personal financial risk.
Putting your savings into a new peer-to-peer loans Isa is an interesting idea, says Sarah Moore. But don’t be too quick to jump in.
Last year was great for alternative finance, and 2016 could be even better. David C Stevenson looks at the best opportunities to profit.