Ignore corporate virtue-signalling. The CITR is a more practical and tax-efficient way for investors with a social conscience to help struggling communities, says David Stevenson.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.
All alternative finance articles
A new breed of branchless, smartphone-based challenger bank is hoping to revolutionise banking. Ben Judge looks at what’s on offer.
The innovative finance (IF) Isa was announced two years ago, says Ben Judge. But it’s been slow progress since then.
The founder of payment processor Worldpay has created Clearbank, the UK’s first new clearing bank for almost 200 years.
Start-ups are cropping up all over, offering innovative products such as micro-insurance, P2P car insurance and insurance on demand, says Ben Judge.
Ben Judge explains how robo-advisers are bringing portfolio advice to smaller investors priced out of the market.
US startup LendingRobot sounds like an attempt to tick every box in innovative finance, says Ben Judge.
Peer-to-peer lending funds are out of favour, says David C Stevenson. That spells opportunity for contrarian investors.
Asset-backed lending is a relatively new product in the peer-to-peer lending marketplace. Ben Judge explains how it works.
P2P lending sold itself as a simpler alternative to traditional banks, but it’s grown increasingly complex. Now the FCA is worried that with complexity comes risk.
Crowding funding can be an innovative way to finance the corporate giants of tomorrow. Ben Judge explains how it works.