Funding Circle’s disappointing debut doesn’t mean all alternative lending platforms are overhyped. David C Stevenson highlights three of the sector’s wide range of operators.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
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Start-ups are cropping up all over, offering innovative products such as micro-insurance, P2P car insurance and insurance on demand, says Ben Judge.
Ben Judge explains how robo-advisers are bringing portfolio advice to smaller investors priced out of the market.
US startup LendingRobot sounds like an attempt to tick every box in innovative finance, says Ben Judge.
Peer-to-peer lending funds are out of favour, says David C Stevenson. That spells opportunity for contrarian investors.
Asset-backed lending is a relatively new product in the peer-to-peer lending marketplace. Ben Judge explains how it works.
P2P lending sold itself as a simpler alternative to traditional banks, but it’s grown increasingly complex. Now the FCA is worried that with complexity comes risk.
Crowding funding can be an innovative way to finance the corporate giants of tomorrow. Ben Judge explains how it works.
Ben Judge explains how fintech is shaking up the rip-off money transfer market, and why that’s good news for you.
As traditional savings rates fall, many savers are tempted to take on a little extra risk with peer-to-peer (P2P) lending, says Ruth Jackson.
Can P2P funds generate enough income to justify the risks, and what will happen if the economy turns down? David C Stevenson investigates.