Alternative finance

What's the best alternative finance platform for you?

Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.

There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.

All alternative finance articles

P2P lending: is it time to buy?

Several investment trusts have sprung up to invest in peer-to-peer, or P2P, lending. David C Stevenson tips two he’s keeping a close eye on.

Make 4% a year by lending to strangers

As banks cut their interest rates after the financial crisis, other providers stepped in, offering higher returns. But are they worth using? David Stevenson explores the world of alternative finance.

Banks must face up to fintech – fast

Tech competitors are set to gobble up a bigger slice of their markets than banks realise, says Mattthew Lynn.

Lending Club’s plight demonstrates the need for transparency in alternative finance

Lending Club’s woes have demonstrated that alternative finance can no longer pay lip service to transparency, says AltFi Data’s Rupert Taylor. It needs to fully embrace it.

The next step for crowdfunding: “crowd-directing”?

When business angels and VCs invest in a business they usually take a seat on the board. Could the same happen for crowdfunded ventures?

A new business model for alternative finance

Crowdfunding platforms need to consider a new business model for a “new normal” in alternative finance, says Geoff Miller.

Dark clouds looming for alternative finance funds

Alternative finance funds in the US have been finding the going tough lately. Could we see the same happen in the UK too?

Innovative finance Isas: join the crowdfunding revolution and give your income a big boost

This April sees the launch of the innovative finance Isa, a new tax wrapper that’s been rushed into service to cope with the rapid growth of alternative finance.

Investors are shifting into property crowdfunding

Property crowdfunding looks set to dominate alternative finance both for lending as well as equity based investing, says Richard Bush. Here, he looks at the differences with traditional crowdfunding.

First-time buyers: don’t touch property crowdfunding products with a bargepole

Property crowdfunding products aimed at first time buyers don’t help anyone, says Merryn Somerset Webb. They just add an extra slice of personal financial risk.

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