Challenger banks have been disrupting personal banking for a while. Now they’ve got their sights set on business accounts.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
All alternative finance articles
Tech entrepreneurs have created a new way of raising money for investments, known as the initial coin offering (ICO). They are currently all the rage. But should you buy in?
More than £30m of buy-to-let mortgages from P2P property-lender Landbay have been securitised and given an AAA rating. But does investing in buy-to-let as an asset class make any sense? David C Stevenson investigates.
The peer-to-peer lending sector is booming – but it’s risky and has yet to endure a recession. So if you’re tempted, ensure you understand what you’re investing in and why, says Ben Judge.
We’ve not had a retail bond from an alternative-finance firm, says David C Stevenson. That is, until now.
Finding a suitable mortgage can be tough, says Ben Judge. Will new online broker services make life easier for house hunters?
The hype about digital currencies is growing – but wise investors should steer clear of this unregulated world of financial scams, says John Carter.
Ben Judge looks at the best apps on the market to help you save for the future.
Online tools can offer an easy way to keep an eye on your money, but security worries remain. New EU rules could change that next year, says Emma Lunn.
Young alternative-investment platform WiseAlpha has come up with a different way of attracting investors. David C Stevenson explains.
Innovative Finance Isas are finally beginning to take off , with several launched since the start of the new tax year. However, the same can’t be said for P2P investments in Sipps. Here’s why.