Who did Help-to-Buy help?

Help To Buy sign on a fence © Rex Features
Help can have unintended consequences

The government’s Help-to-Buy equity loan scheme has been criticised for allowing housebuilders to “prop up the market” in parts of England where prices and demand for houses remain low.
By making it easier for first-time buyers to get on the property ladder, the scheme was meant to encourage builders to build more properties where they are most needed.

Yet new research by Hometrack [...]

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