The simple way to diversify your investments

Last time, I talked about using ‘multi-asset’ funds (which invest your money across a range of different assets, from bonds to equities to commodites) as a simple, one-size-fits-all way to invest in a diversified portfolio for the long term.

I also mentioned that you should cut your costs by going with managers who use passive funds. Given these over-arching preferences, how do you pick the right fund for you?

The three main options

Cutting through the jargon used by fund managers, there are three main options to consider when choosing a multi-asset fund, and the choice will be [...]

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