The kind of innovation we could do without

With interest rates looking likely to stay lower for longer, one commentator in the papers this week said that investors will need to keep looking for “innovation” in products if they want to beat inflation.

However, the very word “innovation” makes us nervous at MoneyWeek, so let’s look at two innovative new offerings for retail investors. Are they any good?

First, the Football Talent Fund, an offshore fund set up by one-time England manager Terry Venables. It’s designed to finance the development of young football players across the world. The plan is to raise £5m to pay for the training of the players, as well as a share in a Portuguese club [...]

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