The best cashback offers

Even the best cashback credit cards only offer rates of around 1%-2% on your purchases. So the heavily advertised new debit card reward schemes from Lloyds and Halifax – which promise “up to 15% cashback” – must obviously come with some small print. What are the limitations and could the offers still make it worth switching your current account?

Lloyds and Halifax are part of the same banking group and while the two schemes go under different names (Everyday Offers and Cashback Extras respectively), they are essentially the same. Unlike a conventional cashback scheme, they involve specific time-limited offers for [...]

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